PFSI vs RKT
PFSI: Non-bank mortgage originator and servicer managing $733 billion in serviced loans with dual revenue streams from loan production and mortgage servicing, leveraging relationships with government-sponsored entities and its affiliated mortgage REIT. RKT: Rocket Companies is an AI-powered fintech ecosystem providing a vertically integrated digital platform for home buying, mortgage financing, and personal financial services.
Side-by-side fundamentals
| Metric | PFSI | RKT | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $84.69 | $13.44 | |
| Market cap as of 2026-07-23 | $4.4B | $38.0B | |
| P/E as of 2026-07-23 | 8.64 | 158.86 | PFSI lower |
| PEG as of 2026-07-23 | 0.20 | n/a | |
| Net margin as of 2026-07-23 | +16.0% | +2.7% | PFSI higher |
| Gross margin as of 2026-07-23 | +68.3% | n/a | |
| Operating margin as of 2026-07-23 | +17.4% | +20.8% | RKT higher |
| ROE as of 2026-07-23 | +12.0% | +1.5% | PFSI higher |
| ROA as of 2026-07-23 | +1.8% | +0.5% | PFSI higher |
| Debt / equity as of 2026-07-23 | 3.96 | 1.36 | RKT lower |
| Revenue growth (YoY) as of 2026-07-23 | +22.6% | +75.3% | RKT higher |
| Revenue CAGR (3y) SEC XBRL | +17.5% | n/a | |
| Dividend yield as of 2026-07-23 | +1.4% | n/a | |
| Dividend streak (yrs) SEC XBRL | 4 | n/a | |
| Beta as of 2026-07-23 | 1.44 | 2.22 | |
| 1-year return as of 2026-07-22 close | -18.8% | -16.0% | RKT higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.