PGR vs UVE
PGR: America's second-largest private auto insurer, combining personal lines, commercial lines, and specialty coverage with a focus on competitive pricing and brand-driven growth. UVE: A Florida-focused, vertically integrated property and casualty insurer providing comprehensive homeowners insurance and claims management services.
Side-by-side fundamentals
| Metric | PGR | UVE | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $207.07 | $37.68 | |
| Market cap as of 2026-07-27 | $121.0B | $1.1B | |
| P/E as of 2026-07-27 | 10.81 | 5.93 | UVE lower |
| PEG as of 2026-07-27 | 3.13 | 0.02 | UVE lower |
| Net margin as of 2026-07-27 | +12.9% | +12.2% | PGR higher |
| Operating margin as of 2026-07-27 | +16.6% | +16.2% | PGR higher |
| ROE as of 2026-07-27 | +35.4% | +37.5% | UVE higher |
| ROA as of 2026-07-27 | +9.6% | +6.5% | PGR higher |
| Debt / equity as of 2026-07-27 | 0.26 | 0.17 | UVE lower |
| Revenue growth (YoY) as of 2026-07-27 | +13.9% | +3.6% | PGR higher |
| Revenue CAGR (3y) SEC XBRL | +20.9% | +9.5% | PGR higher |
| Dividend yield as of 2026-07-27 | +0.2% | +1.7% | UVE higher |
| Dividend streak (yrs) SEC XBRL | 4 | 5 | UVE higher |
| Beta as of 2026-07-27 | 0.26 | 0.74 | |
| 1-year return as of 2026-07-23 close | -13.6% | +68.0% | UVE higher |
Fundamentals: Finnhub, as of 2026-07-27. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.