PYPL vs SEZL
PYPL: Digital payments platform connecting 439 million consumers and merchants across ~200 markets for online and in-person transactions, money movement, and commerce. SEZL: A purpose-driven fintech platform offering flexible buy-now-pay-later credit to Gen Z and Millennials as a modern alternative to traditional credit cards, with integrated merchant partnerships across e-commerce.
Side-by-side fundamentals
| Metric | PYPL | SEZL | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $55.51 | $174.24 | |
| Market cap as of 2026-07-23 | $49.0B | $6.0B | |
| P/E as of 2026-07-23 | 9.68 | 40.68 | PYPL lower |
| PEG as of 2026-07-23 | 1.35 | 1.02 | SEZL lower |
| Net margin as of 2026-07-23 | +15.0% | +30.8% | SEZL higher |
| Gross margin as of 2026-07-23 | +40.9% | +85.6% | SEZL higher |
| Operating margin as of 2026-07-23 | +17.9% | +40.7% | SEZL higher |
| ROE as of 2026-07-23 | +25.1% | +90.9% | SEZL higher |
| ROA as of 2026-07-23 | +6.3% | +37.7% | SEZL higher |
| Debt / equity as of 2026-07-23 | 0.47 | 0.73 | PYPL lower |
| Revenue growth (YoY) as of 2026-07-23 | +5.8% | +46.1% | SEZL higher |
| Revenue CAGR (3y) SEC XBRL | +6.4% | +53.1% | SEZL higher |
| Dividend yield as of 2026-07-23 | +1.0% | n/a | |
| Dividend streak (yrs) SEC XBRL | 1 | n/a | |
| Beta as of 2026-07-23 | 1.30 | 6.80 | |
| 1-year return as of 2026-07-22 close | -27.0% | +29.5% | SEZL higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.