RKT vs UPST
RKT: Rocket Companies is a technology-driven home financing and real estate platform that provides an end-to-end digital experience for buying, selling, and financing homes. UPST: Upstart is an AI-powered lending platform that replaces traditional credit scoring with machine learning to help banks approve more borrowers at lower rates.
Side-by-side fundamentals
| Metric | RKT | UPST | Edge |
|---|---|---|---|
| Price as of 2026-08-21 close | $13.93 | $30.30 | |
| Market cap as of 2026-08-24 | $56.8B | $2.9B | |
| P/E as of 2026-08-24 | 120.55 | 47.67 | UPST lower |
| PEG as of 2026-08-24 | n/a | 1.48 | |
| Net margin as of 2026-08-24 | +4.6% | +4.8% | UPST higher |
| Gross margin as of 2026-08-24 | n/a | +82.5% | |
| Operating margin as of 2026-08-24 | +22.9% | +4.6% | RKT higher |
| ROE as of 2026-08-24 | +2.4% | +8.6% | UPST higher |
| ROA as of 2026-08-24 | +0.9% | +2.2% | UPST higher |
| Debt / equity as of 2026-08-24 | 1.41 | 2.51 | RKT lower |
| Revenue growth (YoY) as of 2026-08-24 | n/a | +46.3% | |
| Revenue CAGR (3y) SEC XBRL | n/a | +7.4% | |
| Beta as of 2026-08-24 | 2.25 | 2.47 | |
| 1-year return as of 2026-08-21 close | -20.8% | -52.3% | RKT higher |
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.