SBSI vs STEL
SBSI: A Texas-based community bank holding company serving East Texas and expanding into Dallas-Fort Worth, Austin, and Houston with consumer and commercial loans, deposits, and wealth management services. STEL: A Texas-based regional bank operating through Stellar Bank, offering commercial and consumer banking services with significant exposure to commercial real estate lending.
Side-by-side fundamentals
| Metric | SBSI | STEL | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $34.23 | $39.32 | |
| Market cap as of 2026-07-23 | $1.0B | $2.0B | |
| P/E as of 2026-07-23 | 14.38 | 19.04 | SBSI lower |
| Net margin as of 2026-07-23 | +37.1% | +22.2% | SBSI higher |
| Operating margin as of 2026-07-23 | +43.4% | +27.4% | SBSI higher |
| ROE as of 2026-07-23 | +8.5% | +6.4% | SBSI higher |
| ROA as of 2026-07-23 | +0.8% | +1.0% | STEL higher |
| Debt / equity as of 2026-07-23 | 0.66 | 0.11 | STEL lower |
| Revenue growth (YoY) as of 2026-07-23 | +44.4% | +155.8% | STEL higher |
| Dividend yield as of 2026-07-23 | +4.2% | +1.5% | SBSI higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-23 | 0.58 | -0.22 | |
| 1-year return as of 2026-07-22 close | +10.5% | -29.1% | SBSI higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.