SMBK vs SSB
SMBK: A growing community bank holding company focused on organic growth and strategic acquisitions in the Southeastern United States. SSB: A multi-state regional bank and financial holding company providing full-service banking, capital markets, and accounts receivable solutions to customers across the U.S. Southeast and Southwest.
Side-by-side fundamentals
| Metric | SMBK | SSB | Edge |
|---|---|---|---|
| Price as of 2026-07-23 close | $49.06 | $101.25 | |
| Market cap as of 2026-07-26 | $855M | $10.4B | |
| P/E as of 2026-07-26 | 14.90 | 11.07 | SSB lower |
| PEG as of 2026-07-26 | 0.39 | 0.26 | SSB lower |
| Net margin as of 2026-07-26 | +22.4% | +29.8% | SSB higher |
| Operating margin as of 2026-07-26 | +28.4% | +38.1% | SSB higher |
| ROE as of 2026-07-26 | +10.3% | +10.4% | SSB higher |
| ROA as of 2026-07-26 | +1.0% | +1.4% | SSB higher |
| Debt / equity as of 2026-07-26 | 0.17 | 0.15 | SSB lower |
| Revenue growth (YoY) as of 2026-07-26 | +44.0% | +49.5% | SSB higher |
| Dividend yield as of 2026-07-26 | +0.7% | +2.6% | SSB higher |
| Dividend streak (yrs) SEC XBRL | 5 | 5 | Tie |
| Beta as of 2026-07-26 | 0.70 | 0.72 | |
| 1-year return as of 2026-07-23 close | +40.6% | +8.3% | SMBK higher |
Fundamentals: Finnhub, as of 2026-07-26. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-23.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.