SouthState Corporation (SSB)
Financials · regional banks · NYSE
A regional financial services company providing commercial and consumer banking, mortgage services, and correspondent banking solutions.
What SouthState Corporation does
SouthState Corporation is a financial holding company that operates as a regional bank providing a wide range of consumer and commercial banking services. The company offers deposit accounts, mortgage banking, trust and investment services, and correspondent banking and capital markets solutions. It primarily serves customers through a network of branches and digital platforms.
Themes: regional banking, mortgage banking, commercial lending, capital markets
Fundamentals
- Price$106.86 as of 2026-08-21 close
- Market cap$10.4B as of 2026-08-21
- 1-year return+10.8% 2025-08-21 close $96.44 → 2026-08-21 close $106.86
- P/E11.26 as of 2026-08-24
- Net margin+29.8% as of 2026-08-24
- ROE+10.5% as of 2026-08-24
- Debt / equity0.14 as of 2026-08-24
- Revenue growth (YoY)+49.5% as of 2026-08-24
- Beta0.78 as of 2026-08-24
- Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +2.8%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How SSB compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)middle range 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
SSB is in the Financials Long-term Top 10.
Financials Long-term Top 10 — since 18 Aug 2026
Long-term score
73.7 #17 of 987 scored · #14 of 191 in Financials
Growth 97th (revenue growth year over year 49.5%) and financial health 86th (debt to equity 0.1); weakest is long-term trend (49th, a strong downtrend, with sellers in control).
Short-term score
53.1 #595 of 1,704 scored · #97 of 277 in Financials
Momentum 65th: its RSI momentum gauge is in neutral territory; setup 59th: no fresh 20-day breakout up or down; weakest is volume and participation 44th: trading volume is about normal versus its 30-day average.
In this list since 18 Aug 2026 — currently 10th in the list (3 days)
- Entered 18 Aug 2026: first selection for this list at rank 10, score 74.4.
Never in this list — passed over at the rebalances below
- Not selected 18 Aug 2026 despite rank 11: Financials already holds 4 of 10 (sector cap).
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage (FY2025)
Exceeded at least one reported measure. In FY2025, SSB's dividend exceeded at least one reported measure of what it earned or generated (earnings payout 29%, free-cash-flow payout 100%). A payout above 100% in one year is not necessarily unsustainable, but it is not fully covered by that measure.
- Earnings payout29% dividends / net income
- Free-cash-flow payout100% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How SouthState Corporation looks technically
SouthState Corporation (SSB) is trading 9.6% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 44 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 27, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative). It made a new 20-day high about 6 trading days ago. It is 4.8% below its 52-week high (its highest price of the past year).
Trend
8
| Distance from the 200-day | it is trading 9.6% above its 200-day average, the long-term trend line — a longer-term uptrend | +9.6% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $103.35 | $103.35 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $97.48 | $97.48 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 36 calendar days ago — the swings before that are what the structure reading is measured on | 36 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in the fourth leg, a pullback against that upward direction; the labelling fails if price closes below 102.17. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible upward five-wave sequence, in wave 4 (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 44 trading days ago — a "golden cross", a bullish long-term signal | 44 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 27, with sellers in control | 26.7 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30) | 50.7 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($105.73 to $112.20) — its "stochastic" reading is 17 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 17.5 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative) | 3 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $112.20 | $112.20 |
|---|---|---|
| From the 52-week high | it is 4.8% below its 52-week high (its highest price of the past year) | -4.8% |
| Above the 52-week low | it is 26.5% above its 52-week low (its lowest price of the past year) | +26.5% |
| Below the 52-week high | it is 4.8% below its highest point of the past year | 4.8% |
| Since a 20-day breakout | it made a new 20-day high about 6 trading days ago | 6 sessions |
| Since a 55-day breakout | it made a new 55-day high about 6 trading days ago | 6 sessions |
| All-time high | its highest closing price on record is $114.27 (set on 2024-11-25) | $114.27 |
| Given back of the 52-week move | over the past year its closes ranged ($85.31 to $111.59), and it has given back roughly a quarter of its rise from last year’s low — 18% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $94.51 to $95.35. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 18.0% |
| From the all-time high | it is 6.5% below its all-time high | -6.5% |
| Nearest price level | it is trading 1.9% above a support level at $104.87 — a price it turned at five times since 2024-10-15, most recently on 2026-07-16. Since 2024-08-21 it has 8 such levels below the current price and 2 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -1.9% |
| All-time low | its lowest closing price on record is $16.52 (set on 2009-03-06) | $16.52 |
| Above the all-time low | it is 546.7% above its all-time low | +546.7% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 71% of it) | 29th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.95 between its high and its low — about 1.8% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.95 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $104.00 and $112.34 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $104.00 – $108.17 – $112.34 |
| Typical daily range (% of price) | its price moves about 1.8% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 1.8% |
| Stretch from the 200-day average | it is trading 4.8 daily ranges above its 200-day average price (9.6% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 4.8 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.74× |
|---|
Analyst
2
| Change in the average price target | analysts have raised their average price target by 0.2% since the prior reading | +0.2% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 6 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 6 sessions ago |
|---|---|---|
| Since a bullish engulfing | 5 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 5 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.6% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | +0.6% |
|---|---|---|
| Open gap | it gapped 2.5% above the previous close 20 sessions ago and has not traded back through the level it left behind at 101.25 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +2.5% |
| Gap filled | a 2.0% gap up opened on 2026-07-01 has been "filled" 36 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 36 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 2.1 percentage points (the stock gained 4.5% while the market gained 2.3%) | +2.1% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 10.8 percentage points (the stock gained 13.9% while the market gained 3.1%) | +10.8% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 9.7 percentage points (the stock gained 1.3% while the market gained 11.1%) | -9.7% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 9.7 percentage points (the stock gained 10.8% while the market gained 20.5%) | -9.7% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, near the bottom of its 14-day range (oversold), trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bearish state: a strong downtrend, with sellers in control, MACD momentum is negative, lagging the market over 6 months — these describe past price behaviour, not a forecast | 3 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 6.8% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 2.1% of the share price. | +6.8% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 7% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $99.53 — a volume-weighted average of daily closes over 158 sessions, not a true tick-by-tick VWAP. | +7.4% |
|---|---|---|
| Vs the average paid since it last reported | the price is 1% below the average price paid since it last reported on 2026-07-23 (its 8-K), so the typical buyer over that stretch is under water. That average is $107.76 — a volume-weighted average of daily closes over 22 sessions, not a true tick-by-tick VWAP. | -0.8% |
Price levels it has turned at before
SSB last closed at $106.86 on 2026-08-21. Since 2024-08-21 it has turned at 8 prices below its last close and 2 above; the 3 nearest below and the 2 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $104.87 | Support | 1.9% below the last close | turned there five times · 2024-10-15 to 2026-07-16 |
| $108.97 | Resistance | 2.0% above the last close | turned there twice · 2025-01-29 to 2026-02-06 |
| $102.27 | Support | 4.3% below the last close | turned there 9 times · 2024-09-19 to 2026-07-02 |
| $113.70 | Resistance | 6.4% above the last close | turned there twice · 2024-11-11 to 2024-11-25 |
| $99.24 | Support | 7.1% below the last close | turned there 12 times · 2024-08-30 to 2026-07-23 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 4 of five, a pullback against that direction.
This labelling fails — stops being a possible reading at all — if it closes below $102.17.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
On past moves of this shape the leg has usually ended somewhere between $102.17 and $102.57 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · MACD just crossed bearish (12/26/9) · lagging the market · Least volatile (2% or less typical daily range) · At the bottom of its 14-day range (stochastic below 20) · Trading above the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.57 mean, 1=Strong Buy…5=Strong Sell) — 14 analysts
- Mean price target$119.86 range $105.00 – $130.00; median $120.00
Analyst estimates, as of 2026-08-24. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for SSB
- Consensus EPS estimate$2.40 next reporting period, as of 2026-08-24
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Exposure to credit risk associated with loan portfolios, including purchased credit deteriorated loans.","Sensitivity to interest rate fluctuations affecting net interest income.","Risks related to integration of acquired entities and potential branch consolidation expenses."]
What changed in the latest 10-Q
AI-assisted comparison of SSB's 10-Q filed 2026-05-01 against the prior one filed 2025-10-31.
Management's Discussion & Analysis (MD&A)
- Added:
- Added reference to 2026 Form 10-K for year ended December 31, 2025 (newer filing) vs 2024 Form 10-K (older filing)
- Added disclosure of January 11, 2026 Board approval of 2026 Repurchase Plan authorizing repurchase of up to 5,560,000 shares
- Added disclosure that 2026 Repurchase Plan replaces pre-existing January 2025 authorization with 560,000 shares remaining
- Added reference to Note 21 — Stock Repurchase Program in consolidated financial statements
- Added disclosure regarding assessment of Trump Administration regulatory changes including Iran conflict impact
- Added disclosure of March 19, 2026 joint notices of proposed rulemaking by Federal Reserve, OCC and FDIC to modernize U.S. regulatory capital framework
- Removed:
- Removed disclosure of August 31, 2025 completion of redomicile from South Carolina to Florida
- Removed reference to SouthState|DuncanWilliams Securities Corp. naming, replaced with 'SouthState Securities Corp.'
- Removed reference to SouthState Advisory, Inc. as registered investment advisor
- Removed reference to 'Private Capital Management LLC' acquired through Independent acquisition on January 1, 2025, replaced with 'SouthState Private Capital Management LLC'
- Removed reference to formation of SSB First Street Corporation in 2023
- Removed disclosure regarding October 2024 CFPB rule implementing Section 1033 of Dodd-Frank Act
- Removed reference to three and nine months ended September 30, 2025 results comparison periods
- Reworded:
- Changed reference from 'a national banking association' to no such descriptor for SouthState Bank, National Association
- Changed asset amount from approximately $66.0 billion as of September 30, 2025 to $68.0 billion as of March 31, 2026
- Changed full-time equivalent employees from 6,259 to 6,390
- Changed state listing order from 'Alabama, Colorado, Florida, Georgia, North Carolina, South Carolina, Texas, and Virginia' to 'Florida, South Carolina, Texas, Georgia, Colorado, North Carolina, Alabama, and Virginia'
- Changed results comparison from 'three and nine months ended September 30, 2025, compared to the three and nine months ended September 30, 2024' to 'quarter ended March 31, 2026, compared to the quarter ended March 31, 2025'
- Changed financial condition comparison from 'September 30, 2025, as compared to December 31, 2024' to 'March 31, 2026, as compared to December 31, 2025'
- Removed parenthetical 'i.e., federal funds purchased' after correspondent bank deposits in capital markets description
- Changed regulatory environment discussion from uncertainty about Trump Administration changes and tariff/immigration impacts to active assessment of ongoing regulatory changes including Iran conflict and tariff changes
- Notes:
- The newer filing text appears truncated mid-sentence in the regulatory environment section, limiting ability to assess complete changes
- The older filing text also appears truncated, potentially limiting full comparison of that section
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 5 open-market sales by insiders in the last 90 days.
- Last 30 days0 buys · 5 sells ($3M) — 1 selling insider
- Last 90 days0 buys · 5 sells ($3M) — 1 selling insider
- Last 180 days0 buys · 9 sells ($6M) — 1 selling insider
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-05. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about SSB's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding SSB as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 15,123,337
- Reported value $1,399,211,192
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 3 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
SSB had 2,904,765 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
SSB had 3.00% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 3.29 days to cover at the same settlement.
- Reported short interest (shares) 2,904,765
- Short interest (% of shares outstanding) 3.00%
- Prior settlement (shares) 3,014,392
- Reported change -3.64%
- Days to cover (reported) 3.29
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Truist Financial (TFC)
- Regions Financial (RF)
- Fifth Third Bancorp (FITB)
- Synovus Financial (SNV)
- First Horizon Corporation (FHN)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does SouthState Corporation (SSB) do?
SouthState Corporation is a financial holding company that operates as a regional bank providing a wide range of consumer and commercial banking services. The company offers deposit accounts, mortgage banking, trust and investment services, and correspondent banking and capital markets solutions. It primarily serves customers through a network of branches and digital platforms.
What sector is SouthState Corporation (SSB) in?
SouthState Corporation (SSB) is classified in the Financials sector. Its industry is regional banks. It trades on NYSE.
Does SSB pay a dividend?
Yes — SouthState Corporation (SSB) pays a dividend, with an indicated yield of about 2.82% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.
Who are SouthState Corporation's (SSB) competitors?
Notable peers of SouthState Corporation (SSB) include Truist Financial, Regions Financial, Fifth Third Bancorp, Synovus Financial and First Horizon Corporation. This peer set is informational only — not financial advice.
Is SouthState Corporation (SSB) overbought or oversold right now?
SouthState Corporation (SSB) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 51, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on SSB come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.