SouthState Corporation (SSB)
Financials · Regional commercial banking
Regional banking powerhouse with $67 billion in assets serving over 1,200 community financial institutions through correspondent banking, lending, deposits, and wealth advisory across eight states.
What SouthState Corporation does
SouthState Bank Corporation is a financial holding company headquartered in Winter Haven, Florida, operating a national bank with 342 branches across Florida, South Carolina, Texas, Georgia, Colorado, North Carolina, Alabama, and Virginia. The company provides commercial and residential lending, deposit products, correspondent banking and capital markets services to community financial institutions, and operates a registered broker-dealer and investment advisory services. As of December 31, 2025, it had approximately $67.2 billion in assets, $48.6 billion in loans, and $55.1 billion in deposits.
Themes: ["Regional commercial banking","Real estate lending","Correspondent banking / capital markets","Deposit gathering","Community bank services","Wealth management / investment advisory","Mortgage banking"]
Fundamentals
- Price$99.29 as of 2026-07-09 close
- Market cap$9.6B as of 2026-07-10
- 1-year return+1.9% as of 2026-07-09 close
- P/E10.25 as of 2026-07-10
- Net margin+29.8% as of 2026-07-10
- ROE+10.4% as of 2026-07-10
- Debt / equity0.15 as of 2026-07-10
- Revenue growth (YoY)+49.5% as of 2026-07-10
- Beta0.73 as of 2026-07-10
Dividend: yield +2.4%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk from commercial real estate portfolio (58% of loan portfolio as of Dec 31, 2025), which is sensitive to general economic conditions and real estate market downturns","Interest rate risk; deposit flows and funding costs are influenced by competing investment rates and Federal Reserve monetary policy","Significant competition in deposit attraction and loan origination, which affects profitability and market share"]
Competitors & peers
- Truist Financial Corporation
- Regions Financial Corporation
- Synovus Financial Corp
- First Citizens BancShares
- Comerica Incorporated
- Renasant Corporation
- Cadence Bank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.