SOFI vs TREE
SOFI: A digital-first, all-in-one financial services 'everything app' integrating consumer banking, lending, and enterprise fintech technology infrastructure. TREE: LendingTree is a leading online marketplace that connects consumers with multiple lenders and service providers to help them compare financial products like loans and insurance.
Side-by-side fundamentals
| Metric | SOFI | TREE | Edge |
|---|---|---|---|
| Price as of 2026-07-31 close | $16.31 | $31.86 | |
| Market cap as of 2026-08-03 | $20.9B | $447M | |
| P/E as of 2026-08-03 | 37.07 | 2.56 | TREE lower |
| PEG as of 2026-08-03 | 0.96 | n/a | |
| Net margin as of 2026-08-03 | -19.8% | +15.0% | TREE higher |
| Gross margin as of 2026-08-03 | n/a | +96.3% | |
| Operating margin as of 2026-08-03 | -19.9% | +7.9% | TREE higher |
| ROE as of 2026-08-03 | +6.3% | +86.0% | TREE higher |
| ROA as of 2026-08-03 | +1.2% | +21.8% | TREE higher |
| Debt / equity as of 2026-08-03 | 0.17 | 1.28 | SOFI lower |
| Revenue growth (YoY) as of 2026-08-03 | +205.5% | +23.9% | SOFI higher |
| Revenue CAGR (3y) SEC XBRL | +18.0% | +4.3% | SOFI higher |
| Dividend yield | n/a | n/a | |
| Dividend streak (yrs) SEC XBRL | 0 | n/a | |
| Beta as of 2026-08-03 | 2.27 | 1.31 | |
| 1-year return as of 2026-07-31 close | -27.8% | -31.7% | SOFI higher |
Fundamentals: market data, as of 2026-08-03. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-31.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.