TOST vs XYZ
TOST: Toast provides a comprehensive, cloud-based restaurant operating system that integrates point-of-sale, payments, and operational management tools to help food service businesses run more efficiently. XYZ: Block is a fintech platform enabling sellers and consumers to accept payments, access financial services, and manage money through integrated Square and Cash App ecosystems.
Side-by-side fundamentals
| Metric | TOST | XYZ | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $29.21 | $77.46 | |
| Market cap as of 2026-07-23 | $16.9B | $48.2B | |
| P/E as of 2026-07-23 | 41.12 | 59.76 | TOST lower |
| PEG as of 2026-07-23 | 0.26 | n/a | |
| Net margin as of 2026-07-23 | +6.4% | +3.3% | TOST higher |
| Gross margin as of 2026-07-23 | +26.3% | +44.9% | XYZ higher |
| Operating margin as of 2026-07-23 | +5.6% | +4.9% | TOST higher |
| ROE as of 2026-07-23 | +20.7% | +3.6% | TOST higher |
| ROA as of 2026-07-23 | +13.8% | +2.1% | TOST higher |
| Debt / equity as of 2026-07-23 | 0.00 | 0.36 | TOST lower |
| Revenue growth (YoY) as of 2026-07-23 | +23.4% | +2.3% | TOST higher |
| Revenue CAGR (3y) SEC XBRL | +31.1% | +11.3% | TOST higher |
| Beta as of 2026-07-23 | 1.75 | 2.55 | |
| 1-year return as of 2026-07-22 close | -38.7% | -2.3% | XYZ higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.