AFRM vs DAVE
AFRM: Affirm powers frictionless installment lending at checkout, letting consumers split purchases across merchants while banks originate the loans through Affirm's AI-driven risk platform. DAVE: Dave is a fintech company offering digital banking and short-term cash advance services to help members manage their personal finances.
Side-by-side fundamentals
| Metric | AFRM | DAVE | Edge |
|---|---|---|---|
| Price as of 2026-08-21 close | $77.03 | $354.72 | |
| Market cap as of 2026-08-24 | $26.2B | $4.3B | |
| P/E as of 2026-08-24 | 68.59 | 19.12 | DAVE lower |
| PEG as of 2026-08-24 | 34.18 | 0.07 | DAVE lower |
| Net margin as of 2026-08-24 | +9.6% | +34.6% | DAVE higher |
| Gross margin as of 2026-08-24 | +92.5% | n/a | |
| Operating margin as of 2026-08-24 | +8.3% | +34.5% | DAVE higher |
| ROE as of 2026-08-24 | +11.2% | +84.4% | DAVE higher |
| ROA as of 2026-08-24 | +3.1% | +44.0% | DAVE higher |
| Debt / equity as of 2026-08-24 | 2.35 | 1.29 | DAVE lower |
| Revenue growth (YoY) as of 2026-08-24 | +32.1% | +48.6% | DAVE higher |
| Revenue CAGR (3y) SEC XBRL | +33.7% | +39.3% | DAVE higher |
| Beta as of 2026-08-24 | 3.87 | 3.96 | |
| 1-year return as of 2026-08-21 close | +3.4% | +90.4% | DAVE higher |
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.