ALL vs NP
ALL: A diversified property and casualty insurance company generating steady premium revenue and investment income through auto, home, and commercial insurance products. NP: Neptune Insurance Holdings is a technology-driven insurance provider digitizing the flood insurance sector with its proprietary Triton underwriting engine.
Side-by-side fundamentals
| Metric | ALL | NP | Edge |
|---|---|---|---|
| Price as of 2026-07-27 close | $261.27 | $30.82 | |
| Market cap as of 2026-07-28 | $67.3B | $4.2B | |
| P/E as of 2026-07-28 | 5.71 | n/a | |
| PEG as of 2026-07-28 | -0.68 | n/a | |
| Net margin as of 2026-07-28 | +17.8% | -2.5% | ALL higher |
| Gross margin as of 2026-07-28 | n/a | +14.9% | |
| Operating margin as of 2026-07-28 | +22.8% | -1.2% | ALL higher |
| ROE as of 2026-07-28 | +42.7% | -2.9% | ALL higher |
| ROA as of 2026-07-28 | +10.1% | +57.3% | NP higher |
| Debt / equity as of 2026-07-28 | 0.24 | 156.95 | ALL lower |
| Revenue growth (YoY) as of 2026-07-28 | +4.4% | +38.2% | NP higher |
| Revenue CAGR (3y) SEC XBRL | +9.6% | +37.1% | NP higher |
| Dividend yield as of 2026-07-28 | +1.7% | +5.7% | NP higher |
| Dividend streak (yrs) SEC XBRL | 5 | n/a | |
| Beta as of 2026-07-28 | 0.15 | -0.09 | |
| 1-year return as of 2026-07-27 close | +33.5% | n/a |
Fundamentals: Finnhub, as of 2026-07-28. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-27.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.