ALL vs NP
ALL: Allstate is a leading American personal lines insurance carrier providing auto and homeowners protection through an extensive distribution network and digital platforms. NP: Neptune Insurance Holdings is a technology-driven insurance provider digitizing the flood insurance sector with its proprietary Triton underwriting engine.
Side-by-side fundamentals
| Metric | ALL | NP | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $230.63 | $28.44 | |
| Market cap | $58.3B | $2.7B | |
| P/E as of 2026-10-08 | 4.57 | 21.01 | ALL lower |
| Net margin FY2025, SEC XBRL | +15.2% | +23.4% | NP higher |
| Operating margin FY2025, SEC XBRL | n/a | +44.5% | |
| ROE FY2025, SEC XBRL | +33.6% | n/a | |
| ROA FY2025, SEC XBRL | +8.6% | +57.3% | NP higher |
| Debt / equity as of 2026-09-03 | 0.22 | 156.95 | ALL lower |
| Revenue growth (YoY) as of 2026-09-03 | +5.9% | +38.2% | NP higher |
| Revenue CAGR (3y) SEC XBRL | +9.6% | +37.1% | NP higher |
| Dividend yield as of 2026-09-03 | +1.7% | +5.7% | NP higher |
| Dividend streak (yrs) SEC XBRL | 17 | n/a | |
| Beta as of 2026-09-03 | 0.29 | 0.41 | |
| 1-year return as of 2026-10-08 close | +8.6% | +4.9% | ALL higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.