Allstate (ALL)
Financials · Property and casualty insurance
A diversified property and casualty insurance company generating steady premium revenue and investment income through auto, home, and commercial insurance products.
What Allstate does
Allstate is a leading property and casualty insurance company that generates revenue primarily from insurance premiums on auto, home, and other personal property insurance products, supplemented by accident and health insurance and net investment income. The company operates through multiple segments including its core personal lines business and commercial insurance operations, with approximately $85 billion in invested assets. Allstate generates income from both underwriting insurance risks and investment portfolio management, leveraging reinsurance and hedging programs to manage claims exposure.
Themes: ["Property and casualty insurance","Personal auto insurance","Homeowners insurance","Investment portfolio management","Insurance underwriting","Risk management","Regulatory compliance (insurance)","Cybersecurity and data privacy"]
Fundamentals
- Price$248.64 as of 2026-07-09 close
- Market cap$64.3B as of 2026-07-10
- 1-year return+28.1% as of 2026-07-09 close
- P/E5.29 as of 2026-07-10
- Net margin+17.8% as of 2026-07-10
- ROE+42.7% as of 2026-07-10
- Debt / equity0.24 as of 2026-07-10
- Revenue growth (YoY)+4.4% as of 2026-07-10
- Revenue CAGR (3y)+9.6% SEC XBRL
- Beta0.17 as of 2026-07-10
Dividend: yield +1.7%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Regulatory restrictions on market exit and policy cancellation/non-renewal in certain states limit ability to exit unprofitable markets","Exposure to catastrophic insurance losses and claims volatility that can significantly impact underwriting results and profitability","Cybersecurity and data privacy regulatory requirements (California Climate Corporate Data Accountability Act, state privacy laws, NAIC data security standards) create compliance costs and operational complexity"]
Competitors & peers
- State Farm
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.