EGBN vs UBSI
EGBN: A Maryland-based community bank serving mid-market and consumer clients across the DC metropolitan region with personalized relationship banking and commercial lending. UBSI: A community-focused financial holding company with a robust footprint in the Mid-Atlantic and Southeast US and a long-standing strategy of growth through regional bank acquisitions.
Side-by-side fundamentals
| Metric | EGBN | UBSI | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $26.94 | $46.91 | |
| Market cap as of 2026-07-23 | $823M | $6.5B | |
| P/E as of 2026-07-23 | n/a | 12.84 | |
| PEG as of 2026-07-23 | -0.05 | 0.41 | EGBN lower |
| Net margin as of 2026-07-23 | +37.4% | +36.1% | EGBN higher |
| Operating margin as of 2026-07-23 | +47.4% | +45.4% | EGBN higher |
| ROE as of 2026-07-23 | -10.9% | +9.3% | UBSI higher |
| ROA as of 2026-07-23 | -1.2% | +1.5% | UBSI higher |
| Debt / equity as of 2026-07-23 | 0.07 | 0.08 | EGBN lower |
| Revenue growth (YoY) as of 2026-07-23 | +53.8% | +50.6% | EGBN higher |
| Revenue CAGR (3y) SEC XBRL | n/a | +4.1% | |
| Dividend yield as of 2026-07-23 | +0.1% | +3.2% | UBSI higher |
| Dividend streak (yrs) SEC XBRL | 1 | 5 | UBSI higher |
| Beta as of 2026-07-23 | 0.96 | 0.74 | |
| 1-year return as of 2026-07-22 close | +27.1% | +26.4% | EGBN higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.