HIPO vs ROOT
HIPO: A technology-powered insurance holding company that operates as a multi-carrier platform for MGAs, combining disciplined underwriting and advanced analytics across homeowners, commercial, and casualty lines. ROOT: Root is a technology-forward, mobile-first insurance carrier that uses telematics and proprietary data to modernize the underwriting and customer experience of auto insurance.
Side-by-side fundamentals
| Metric | HIPO | ROOT | Edge |
|---|---|---|---|
| Price as of 2026-07-22 close | $27.98 | $58.68 | |
| Market cap as of 2026-07-23 | $728M | $929M | |
| P/E as of 2026-07-23 | 6.48 | 15.79 | HIPO lower |
| PEG as of 2026-07-23 | n/a | 3.78 | |
| Net margin as of 2026-07-23 | +23.4% | +3.8% | HIPO higher |
| Operating margin as of 2026-07-23 | +24.4% | +5.1% | HIPO higher |
| ROE as of 2026-07-23 | +26.7% | +15.0% | HIPO higher |
| ROA as of 2026-07-23 | +5.8% | +3.6% | HIPO higher |
| Debt / equity as of 2026-07-23 | 0.11 | 0.45 | HIPO lower |
| Revenue growth (YoY) as of 2026-07-23 | +20.8% | +22.8% | ROOT higher |
| Revenue CAGR (3y) SEC XBRL | +57.6% | +69.6% | ROOT higher |
| Beta as of 2026-07-23 | 1.58 | 2.92 | |
| 1-year return as of 2026-07-22 close | +9.2% | -51.4% | HIPO higher |
Fundamentals: Finnhub, as of 2026-07-23. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-22.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.