ROOT INC CLASS A (ROOT)
Financials · Property & Casualty Insurance (Insurtech) · NASDAQ
Root is a technology-forward, mobile-first insurance carrier that uses telematics and proprietary data to modernize the underwriting and customer experience of auto insurance.
What ROOT INC CLASS A does
Root Inc is a full-stack auto insurance company founded in 2015 that leverages telematics and behavioral data to underwrite and price insurance risk more accurately. The company operates a direct-to-consumer digital insurance platform and offers embedded insurance products through partnerships with major players like Carvana, Hyundai Capital America, Toyota, and Experian. Root generates revenue through premium written on auto insurance policies while managing loss ratios through data-driven underwriting and customer retention initiatives.
Themes: Digital auto insurance / InsurTech, Telematics and usage-based pricing, Embedded insurance partnerships, Data-driven underwriting, Customer retention and profitability
Fundamentals
- Price$55.79 as of 2026-08-21 close
- Market cap$772M as of 2026-08-24
- 1-year return-36.7% 2025-08-21 close $88.09 → 2026-08-21 close $55.79
- P/E12.41 as of 2026-08-24
- Net margin+4.0% as of 2026-08-24
- ROE+15.1% as of 2026-08-24
- Debt / equity0.45 as of 2026-08-24
- Revenue growth (YoY)+15.2% as of 2026-08-24
- Revenue CAGR (3y)+69.6% SEC XBRL
- Beta2.89 as of 2026-08-24
- Last reported earnings2026-08-05 SEC EDGAR Form 8-K (Item 2.02)
How ROOT compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit marginbottom 25% 538 covered Financials peers, as of 2026-08-24
- operating marginbottom 25% 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRtop 10% 347 covered Financials peers
- free cash flow (absolute dollars, latest fiscal year)middle range 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How ROOT INC CLASS A looks technically
ROOT INC CLASS A (ROOT) is trading 8.4% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 247 trading days ago — a "death cross", a bearish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 21 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive). It made a new 20-day low about 8 trading days ago. It is 46.6% below its highest point of the past year.
Trend
8
| Distance from the 200-day | it is trading 8.4% below its 200-day average, the long-term trend line — a long-term downtrend | -8.4% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $56.54 | $56.54 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $60.88 | $60.88 |
| Swing structure | each recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes next | lower highs and lower lows |
| Last swing turn | its last significant turn was a swing low 15 calendar days ago — the swings before that are what the structure reading is measured on | 15 sessions |
| Wave structure | its recent swings can be read as a completed three-part downward correction — a pullback in the A-B-C shape Elliott-wave chartists use; the labelling fails if price closes below 45.14. It is the only labelling that fits, and it describes the swings already printed, not what comes next. | possible three-wave downward correction, complete |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 247 trading days ago — a "death cross", a bearish long-term signal | 247 sessions |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 21 (a reading of 25+ marks a strong trend) | 20.7 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 51, neither overbought (above 70) nor oversold (below 30) | 51.1 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($45.14 to $61.47) — its "stochastic" reading is 65 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 65.2 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 2 trading days ago (its momentum flipped positive) | 2 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $104.47 | $104.47 |
|---|---|---|
| From the 52-week high | it is 46.6% below its 52-week high (its highest price of the past year) | -46.6% |
| Above the 52-week low | it is 36.4% above its 52-week low (its lowest price of the past year) | +36.4% |
| Below the 52-week high | it is 46.6% below its highest point of the past year | 46.6% |
| Since a 20-day breakout | it made a new 20-day low about 8 trading days ago | 8 sessions |
| Since a 55-day breakout | it made a new 55-day low about 8 trading days ago | 8 sessions |
| All-time high | its highest closing price on record is $530.64 (set on 2020-10-28) | $530.64 |
| Given back of the 52-week move | over the past year its closes ranged ($43.21 to $102.88), and it has recovered roughly a quarter of its fall from last year’s high — 21% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $80.09 to $82.00. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 21.1% |
| From the all-time high | it is 89.5% below its all-time high | -89.5% |
| Nearest price level | it is sitting right on a support level at $55.53 — a price it turned at twice since 2026-02-11, most recently on 2026-07-16. Since 2024-08-21 it has 4 such levels below the current price and 8 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.5% |
| All-time low | its lowest closing price on record is $3.31 (set on 2023-03-15) | $3.31 |
| Above the all-time low | it is 1585.5% above its all-time low | +1,586% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 64th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $3.60 between its high and its low — about 6.5% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $3.60 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $47.01 and $62.44 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $47.01 – $54.73 – $62.44 |
| Typical daily range (% of price) | its price moves about 6.5% in a typical session — more volatile than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 6.5% |
| Stretch from the 200-day average | it is trading 1.4 daily ranges below its 200-day average price (8.4% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 1.4 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.17× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 6.2% since the prior reading | -6.2% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating has softened toward "sell" since the prior reading | 0.33 toward sell |
Candlestick patterns
2
| Since a bullish engulfing | 3 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 3 sessions ago |
|---|---|---|
| Since a bearish engulfing | today it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | today |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 1.2% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +1.2% |
|---|---|---|
| Open gap | it gapped 2.0% above the previous close 6 sessions ago and has not traded back through the level it left behind at 48.27 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +2.0% |
| Gap filled | a 4.3% gap down opened on 2026-08-11 has been "filled" 2 sessions ago — price traded back through the level the gap left behind, and it took 6 sessions to close | 2 sessions ago |
Price streaks
1
| Closing streak | it closed lower in its latest session, after a session that did not close lower — a single down day rather than a run | 1 session down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 7.9 percentage points (the stock lost 5.5% while the market gained 2.3%) | -7.9% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 6.7 percentage points (the stock lost 3.6% while the market gained 3.1%) | -6.7% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 18.9 percentage points (the stock lost 7.8% while the market gained 11.1%) | -18.9% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 57.1 percentage points (the stock lost 36.7% while the market gained 20.5%) | -57.1% |
Signal agreement
2
| Bullish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bullish state: MACD momentum is positive — these describe past price behaviour, not a forecast | 1 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 3.6% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-15 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 3.3% of the share price. | -3.6% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is sitting right on the average price paid so far this year, so the typical buyer over that stretch is roughly break-even. That average is $55.68 — a volume-weighted average of daily closes over 159 sessions, not a true tick-by-tick VWAP. | +0.2% |
|---|---|---|
| Vs the average paid since it last reported | the price is 7% above the average price paid since it last reported on 2026-08-05 (its 10-Q), so the typical buyer over that stretch is showing a gain. That average is $52.35 — a volume-weighted average of daily closes over 13 sessions, not a true tick-by-tick VWAP. | +6.6% |
Price levels it has turned at before
ROOT last closed at $55.79 on 2026-08-21. Since 2024-08-21 it has turned at 4 prices below its last close and 8 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $55.53 | Support | 0.5% below the last close | turned there twice · 2026-02-11 to 2026-07-16 |
| $58.15 | Resistance | 4.2% above the last close | turned there twice · 2026-04-27 to 2026-06-12 |
| $51.00 | Support | 8.6% below the last close | turned there twice · 2026-04-29 to 2026-06-01 |
| $61.17 | Resistance | 9.6% above the last close | turned there three times · 2026-05-26 to 2026-08-05 |
| $48.13 | Support | 13.7% below the last close | turned there three times · 2026-03-17 to 2026-06-17 |
| $68.04 | Resistance | 22.0% above the last close | turned there four times · 2024-12-23 to 2026-07-08 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a three-part downward correction — the A-B-C shape chartists use for a pullback — now complete.
This labelling fails — stops being a possible reading at all — if it closes below $45.14.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
This reading has stood for 2 trading days, since 2026-08-20.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Pulled back from the 12-month high · MACD just crossed bullish (12/26/9) · Analyst price target recently CUT · lagging the market · Printed a bearish engulfing pair | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingHold (2.83 mean, 1=Strong Buy…5=Strong Sell) — 5 analysts
- Mean price target$60.20 range $50.00 – $80.00; median $58.00
Analyst estimates, as of 2026-08-24. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for ROOT
- Consensus EPS estimate$0.45 next reporting period, as of 2026-08-24
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["History of substantial accumulated losses ($1.64 billion as of end of 2025) despite recent profitability, with risk of returning to losses if growth or retention rates decline or if loss ratios increase due to inaccurate underwriting.","Dependence on partnership channels (Carvana, Hyundai Capital, Toyota, Experian) for distribution and customer acquisition; loss or significant disruption of these partnerships could materially harm the business.","Regulatory and legal risks related to use of telematics data, artificial intelligence in underwriting, and state insurance licensing; changes in data privacy regulations or insurance law interpretation could constrain operations or increase costs."]
What changed in the latest 10-Q
AI-assisted comparison of ROOT's 10-Q filed 2026-05-06 against the prior one filed 2025-11-05.
Management's Discussion & Analysis (MD&A)
- Added:
- Added reference to '2025 10-K' filed February 25, 2026 (newer filing)
- Added phrase 'telematics, and data science' in opening business description (newer filing)
- Added statement about competitive advantage being 'uniquely integrated into a single cloud-based technology platform that captures the entire insurance value chain' with emphasis on 'defensible, technology- and data-driven advantage that compounds over time' (newer filing)
- Added phrase 'via our two distribution channels: direct and partnership' when discussing scale strategy (newer filing)
- Added detail about data science model optimizing 'bidding strategies that fine tunes our prices' (newer filing)
- Added extensive paragraph about claims operations investment, automation, workflow optimization, and analytical tools (newer filing)
- Added phrase 'Through continued investment in and diversification of our distribution channels' opening new paragraph (newer filing)
- Added specific statement 'We primarily utilize reinsurance to mitigate the impact of large losses or tail events' with period at end (newer filing)
- Added reference to 'geopolitical instability' as source of economic uncertainty (newer filing)
- Removed:
- Removed reference to '2024 10-K' filed February 26, 2025 (older filing)
- Removed phrase 'using mobile technology and data science' from opening business description (older filing)
- Removed phrase 'The Root advantage is derived from our unique ability' - replaced with 'We believe our competitive advantage is derived from our ability' (older filing)
- Removed phrase 'to ongoing customer engagement' - changed to 'and ongoing customer engagement' (older filing)
- Removed phrase 'by capitalizing on our two distribution channels' (older filing)
- Removed phrase 'meeting customers in platforms that they use extensively while actively shopping for insurance such as' (older filing)
- Removed phrase 'and achieve target lifetime unit economics' - simplified to 'and achieving target unit economics' (older filing)
- Removed phrase 'We use technology to drive efficiency across all functions' - changed to 'We use technology to drive efficiency across the organization within' (older filing)
- Removed phrase 'We believe our data- and technology-driven approach to pricing and underwriting allows for rapid response to macroeconomic trends and volatility through quick, appropriate rate actions aided by segmenting individual risk based on complex behavioral data and proprietary telematics models' (older filing)
- Removed entire paragraph about 'Through continued development of machine-learning loss models' through 'cost-to-serve advantage' (older filing)
- Removed phrase 'Although we believe we are priced adequately in a majority of the states in which we operate, our technology- and data-driven approach to pricing and underwriting allows for rapid response' replaced with simpler language (older filing)
- Removed phrase 'we are positioned us for sustainable' - corrected to 'will position us for a sustainable' (older filing)
- Removed phrase 'Economic instability has led to acute inflationary pressures' - replaced with 'Changing global economic conditions have led to inflationary pressures' (older filing)
- Removed phrase 'changes in equity markets' - replaced with 'volatility in equity markets' (older filing)
- Removed phrase 'In addition, economic uncertainty has developed as a result of changes in tariff policy, including the imposition of new or retaliatory tariffs. There remains uncertainty around the future of inflation, including as a result of new or increased tariffs' (older filing)
- Removed phrase 'Additionally, we continue to file' - replaced with 'We continue to file' (older filing)
- Reworded:
- Changed 'for the year ended December 31, 2024 filed with the Securities and Exchange Commission on February 26, 2025' to 'for the year ended December 31, 2025 filed with the Securities and Exchange Commission on February 25, 2026' (reference year update)
- Changed 'We believe the Root advantage is derived from our unique ability' to 'We believe our competitive advantage is derived from our ability' (emphasis change from 'Root advantage' and 'unique ability' to 'competitive advantage' and 'ability')
- Changed 'to ongoing customer engagement' to 'and ongoing customer engagement' (conjunction change)
- Changed 'by capitalizing on our two distribution channels' to 'via our two distribution channels' (preposition change)
- Changed 'meeting customers in platforms that they use extensively while actively shopping for insurance such as search engines' to 'reaching them where they are already shopping for insurance, such as search engines' (phrasing restructure)
- Changed 'and achieve target lifetime unit economics' to 'and achieving target unit economics' (removed 'lifetime')
- Changed 'We use technology to drive efficiency across all functions, including distribution, underwriting, policy administration and claims in particular' to 'We use technology to drive efficiency across the organization within distribution, underwriting, policy administration, and claims' (restructure and emphasis on claims moved)
- Changed language about competitive dynamics from 'aided by segmenting individual risk based on complex behavioral data and proprietary telematics models' to 'through quick, timely, and appropriate rate actions' (different emphasis)
- Changed 'gross loss ratio has stabilized' to 'gross loss ratios have stabilized' (singular to plural)
- Changed 'mitigate impact of large losses' to 'mitigate the impact of large losses' (added 'the')
- Changed tariff policy discussion from 'including the imposition of new or retaliatory tariffs' to 'and changes in tariff policy' (simplified reference to tariffs)
- Changed inflation uncertainty language by removing specific reference to tariffs as cause
- Notes:
- The two filings cover different fiscal periods (Q2 2026 vs. Q3 2025) and reference different annual reports, making direct year-over-year comparison of certain forward-looking elements not directly comparable
- Some changes appear to reflect strategic messaging refinements rather than substantive business changes
- The older filing text appears truncated at the end ('in accordance with accounting principles generally accepted in the U.S., or GAAP, we believe these non-GAAP'); newer filing also ends mid-sentence at 'In addition to our financial results prepared in', making full comparison of this section incomplete
Risk Factors
- Added:
- our share repurchase expectations (filed 2026-05-06)
- the anticipated benefits of our new term loan (filed 2026-05-06)
- our ability to maintain, and drive a significant long-term competitive advantage through, our partnership with Carvana Group, LLC (filed 2026-05-06)
- Toyota partnership mentioned explicitly (filed 2026-05-06)
- the impact of geopolitical instability (filed 2026-05-06)
- our ability to remain profitable (filed 2026-05-06)
- federal government shutdowns or other economic disruptions (filed 2026-05-06)
- Removed:
- net (loss) income phrasing changed to net income (filed 2026-05-06)
- U.S. abbreviation explanation removed (filed 2026-05-06)
- mention of Amended Term Loan removed (filed 2026-05-06)
- specific reference to federal government shutdown (singular) removed (filed 2026-05-06)
- reference to premium write offs without hyphen removed (filed 2026-05-06)
- Reworded:
- our ability to maintain, and drive a significant long-term competitive advantage through, our partnership with Carvana (2026-05-06) vs. our ability to drive a significant long-term competitive advantage through our partnership with Carvana (2025-11-05) - added 'maintain, and' language
- partnerships with Hyundai Capital America, Toyota and Experian (2026-05-06) vs. partnerships with Hyundai Capital America and Experian (2025-11-05) - added Toyota explicitly
- the impact of geopolitical instability, supply chain disruptions, increasing inflation (2026-05-06) vs. the impact of supply chain disruptions, increasing inflation (2025-11-05) - added geopolitical instability
- our ability to remain profitable and extend our capital runway (2026-05-06) vs. our ability to realize profits and extend our capital runway (2025-11-05) - changed realize profits to remain profitable
- our new term loan (2026-05-06) vs. our Amended Term Loan (2025-11-05) - changed terminology
- connected car data (2026-05-06) vs. connected card data (2025-11-05) - corrected car/card
- moratoriums, mandates and similar regulations or requests related to federal government shutdowns or other economic disruptions (2026-05-06) vs. moratoriums, mandates and similar regulations or requests related to the federal government shutdown (2025-11-05) - expanded language
- premium write-offs (2026-05-06) vs. premium write offs (2025-11-05) - added hyphen
- Notes:
- The newer filing has shorter page numbers for several sections (38-45) compared to the older filing (41-47), suggesting content repositioning or compression
- The text provided appears to be truncated at the end of the newer filing, which may indicate incomplete source material
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days.
- Last 180 days0 buys · 2 sells ($184964) — 1 selling insider
Most recent open-market transaction: 2026-05-15. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about ROOT's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding ROOT as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 1,862,154
- Reported value $82,251,357
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 3 increased, 2 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
ROOT had 2,091,268 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for ROOT because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 2,091,268
- Prior settlement (shares) 2,029,130
- Reported change 3.06%
- Days to cover (reported) 10.44
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Progressive (PGR)
- State Farm
- Geico
- Allstate (ALL)
- Lemonade (LMND)
- The General
- Metromile
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare ROOT vs…
Frequently asked questions
What does ROOT INC CLASS A (ROOT) do?
Root Inc is a full-stack auto insurance company founded in 2015 that leverages telematics and behavioral data to underwrite and price insurance risk more accurately. The company operates a direct-to-consumer digital insurance platform and offers embedded insurance products through partnerships with major players like Carvana, Hyundai Capital America, Toyota, and Experian.
What sector is ROOT INC CLASS A (ROOT) in?
ROOT INC CLASS A (ROOT) is classified in the Financials sector. Its industry is Property & Casualty Insurance (Insurtech). It trades on NASDAQ.
Who are ROOT INC CLASS A's (ROOT) competitors?
Notable peers of ROOT INC CLASS A (ROOT) include Progressive, State Farm, Geico, Allstate and Lemonade. This peer set is informational only — not financial advice.
Is ROOT INC CLASS A (ROOT) overbought or oversold right now?
ROOT INC CLASS A (ROOT) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 51, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on ROOT come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.