PGR vs ROOT
PGR: A leading US property-casualty insurer known for its robust underwriting profitability and significant market share in the personal and commercial auto insurance segments. ROOT: A tech-first, full-stack auto insurer that uses telematics and behavioral data to replace traditional demographic-based pricing models.
Side-by-side fundamentals
| Metric | PGR | ROOT | Edge |
|---|---|---|---|
| Price as of 2026-10-08 close | $218.73 | $48.56 | |
| Market cap | $127.2B | $752M | |
| P/E as of 2026-10-08 | 10.97 | 13.47 | PGR lower |
| Net margin FY2025, SEC XBRL | +12.9% | +2.7% | PGR higher |
| Operating margin FY2025, SEC XBRL | n/a | +4.1% | |
| ROE FY2025, SEC XBRL | +37.3% | +14.2% | PGR higher |
| ROA FY2025, SEC XBRL | +9.2% | +2.4% | PGR higher |
| Debt / equity as of 2026-09-02 | 0.24 | 0.45 | PGR lower |
| Revenue growth (YoY) as of 2026-09-02 | +10.5% | +15.2% | ROOT higher |
| Revenue CAGR (3y) SEC XBRL | +20.9% | +69.6% | ROOT higher |
| Dividend yield as of 2026-09-02 | +0.2% | n/a | |
| Dividend streak (yrs) SEC XBRL | 4 | 0 | PGR higher |
| Beta as of 2026-09-02 | 0.14 | 1.82 | |
| 1-year return as of 2026-10-08 close | -10.0% | -40.6% | PGR higher |
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date; "Edge" cells are a pure numeric comparison, not a recommendation.