Columbia Banking System (COLB)
Financials · regional banking · NASDAQ
Columbia Banking System is a diversified financial holding company providing commercial and consumer banking, mortgage, and equipment leasing services.
What Columbia Banking System does
Columbia Banking System is a bank holding company that operates through its subsidiary, Columbia Bank. The company provides a broad range of banking services, including commercial and consumer banking, residential mortgage lending, and trust services, to individuals and businesses. It also maintains specialized lending operations, such as equipment leasing.
Themes: commercial banking, consumer banking, mortgage lending, equipment finance, wealth management
Fundamentals
- Price$30.81 as of 2026-08-21 close
- Market cap$8.7B as of 2026-08-21
- 1-year return+21.7% 2025-08-21 close $25.32 → 2026-08-21 close $30.81
- P/E12.91 as of 2026-08-24
- Net margin+19.4% as of 2026-08-24
- ROE+9.2% as of 2026-08-24
- Debt / equity0.08 as of 2026-08-24
- Revenue CAGR (3y)+27.3% SEC XBRL
- Beta0.65 as of 2026-08-24
- Last reported earnings2026-07-23 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +6.5%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How COLB compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRtop 25% 347 covered Financials peers
- indicated dividend yieldtop 25% 453 covered Financials peers, as of 2026-08-24
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
COLB is not currently in any published Top 10 list. Its scores are below.
Long-term score
72.5 #21 of 987 scored · #17 of 191 in Financials
Growth 95th (3-year revenue CAGR 27.3%) and financial health 90th (debt to equity 0.1); weakest is profitability (51st, return on equity 9.2%, operating margin 25.9%).
Short-term score
44.4 #1164 of 1,704 scored · #209 of 277 in Financials
Catalysts 51st: open-market insider buys in 90 days 12, the analyst consensus rating is unchanged since the prior reading; momentum 48th: near the bottom of its 14-day range (oversold); weakest is volume and participation 37th: trading volume is about normal versus its 30-day average.
Never in this list — passed over at the rebalances below
- Not selected 18 Aug 2026 despite rank 24: Financials already holds 4 of 10 (sector cap).
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, COLB's dividend was covered by reported results (earnings payout 61%, operating-cash-flow payout 45%). This describes past coverage, not a forecast.
- Earnings payout61% dividends / net income
- Operating-cash-flow payout45% dividends / operating cash flow — capital spending was not reported, so this does not subtract it
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How Columbia Banking System looks technically
Columbia Banking System (COLB) is trading 4.7% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 226 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 16, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 41, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative). It made a new 20-day low about 18 trading days ago.
Trend
7
| Distance from the 200-day | it is trading 4.7% above its 200-day average, the long-term trend line — a longer-term uptrend | +4.7% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $31.68 | $31.68 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $29.42 | $29.42 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 23 calendar days ago — the swings before that are what the structure reading is measured on | 23 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 226 trading days ago — a "golden cross", a bullish long-term signal | 226 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 16, below the 25 that marks a real trend) | 15.8 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 41, neither overbought (above 70) nor oversold (below 30) | 41.2 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($30.61 to $32.83) — its "stochastic" reading is 9 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been steady within that range over the last few sessions. | 9.0 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative) | 3 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $33.67 | $33.67 |
|---|---|---|
| From the 52-week high | it is 8.5% below its 52-week high (its highest price of the past year) | -8.5% |
| Above the 52-week low | it is 29.3% above its 52-week low (its lowest price of the past year) | +29.3% |
| Below the 52-week high | it is 8.5% below its highest point of the past year | 8.5% |
| Since a 20-day breakout | it made a new 20-day low about 18 trading days ago | 18 sessions |
| Since a 55-day breakout | it made a new 55-day high about 27 trading days ago | 27 sessions |
| All-time high | its highest closing price on record is $50.68 (set on 2021-03-12) | $50.68 |
| Given back of the 52-week move | over the past year its closes ranged ($24.07 to $33.61), and it has given back roughly a quarter of its rise from last year’s low — 29% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $27.41 to $27.71. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 29.4% |
| From the all-time high | it is 39.2% below its all-time high | -39.2% |
| Nearest price level | it is sitting right on a resistance level at $30.86 — a price it turned at four times since 2026-01-23, most recently on 2026-08-07. Since 2024-08-21 it has 11 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.2% |
| All-time low | its lowest closing price on record is $4.76 (set on 2009-03-12) | $4.76 |
| Above the all-time low | it is 547.3% above its all-time low | +547.3% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 75% of it) | 25th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.6346 between its high and its low — about 2.1% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.6346 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $30.35 and $32.65 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $30.35 – $31.50 – $32.65 |
| Typical daily range (% of price) | its price moves about 2.1% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.1% |
| Stretch from the 200-day average | it is trading 2.2 daily ranges above its 200-day average price (4.7% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 2.2 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.67× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
1
| Since a bearish engulfing | 4 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 4 sessions ago |
|---|
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.6% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.6% |
|---|---|---|
| Open gap | it gapped 2.4% above the previous close 48 sessions ago and has not traded back through the level it left behind at 29.68 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +2.4% |
| Gap filled | a 3.8% gap down opened on 2026-07-24 has been "filled" 7 sessions ago — price traded back through the level the gap left behind, and it took 13 sessions to close | 7 sessions ago |
Price streaks
1
| Closing streak | it has closed lower 5 sessions in a row, a -5.75% move over the run — an unbroken run of down days, which describes what has already happened and says nothing about the next session | 5 sessions down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 8.5 percentage points (the stock lost 6.2% while the market gained 2.3%) | -8.5% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 0.9 percentage points (the stock gained 4.0% while the market gained 3.1%) | +0.9% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 14.1 percentage points (the stock lost 3.0% while the market gained 11.1%) | -14.1% |
| vs market, 12 months | over the past 12 months this stock beat the market by 1.2 percentage points (the stock gained 21.7% while the market gained 20.5%) | +1.2% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bearish state: MACD momentum is negative, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 3 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 0.9% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 2.3% of the share price. | -0.9% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 3% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $29.89 — a volume-weighted average of daily closes over 156 sessions, not a true tick-by-tick VWAP. | +3.1% |
|---|---|---|
| Vs the average paid since it last reported | the price is 2% below the average price paid since it last reported on 2026-07-23 (its 8-K), so the typical buyer over that stretch is under water. That average is $31.54 — a volume-weighted average of daily closes over 22 sessions, not a true tick-by-tick VWAP. | -2.3% |
Price levels it has turned at before
COLB last closed at $30.81 on 2026-08-21. Since 2024-08-21 it has turned at 11 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $30.86 | Resistance | 0.2% above the last close | turned there four times · 2026-01-23 to 2026-08-07 |
| $30.25 | Support | 1.8% below the last close | turned there four times · 2026-04-17 to 2026-05-27 |
| $31.94 | Resistance | 3.7% above the last close | turned there three times · 2024-11-11 to 2026-08-04 |
| $29.64 | Support | 3.8% below the last close | turned there four times · 2024-11-20 to 2026-04-09 |
| $28.88 | Support | 6.3% below the last close | turned there five times · 2025-01-15 to 2026-06-01 |
| $32.77 | Resistance | 6.4% above the last close | turned there three times · 2024-11-25 to 2026-07-02 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · MACD just crossed bearish (12/26/9) · trendless / choppy (low ADX) · lagging the market · On a losing streak (5+ lower closes in a row) · At the bottom of its 14-day range (stochastic below 20) | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.43 mean, 1=Strong Buy…5=Strong Sell) — 14 analysts
- Mean price target$34.14 range $30.00 – $37.00; median $34.50
Analyst estimates, as of 2026-08-19. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for COLB
- Consensus EPS estimate$0.7673 next reporting period, as of 2026-08-19
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Interest rate fluctuations affecting net interest income and asset valuations","Credit risk associated with loan and lease portfolios","Economic conditions impacting loan demand and repayment capacity"]
What changed in the latest 10-Q
AI-assisted comparison of COLB's 10-Q filed 2026-05-05 against the prior one filed 2025-11-06.
Management's Discussion & Analysis (MD&A)
- Added:
- Added 'and words or phrases of similar meaning' after 'forecast' in the indicators section (newer filing, 2026-05-05)
- Removed:
- Removed four specific sub-points under Pacific Premier acquisition risks in older filing: '(i) diversion of management's attention from ongoing business operations and opportunities, (ii) cost savings and any revenue or expense synergies from the acquisition may not be fully realized or may take longer than anticipated to be realized, (iii) deposit attrition, customer or employee loss, and/or revenue loss as a result of the acquisition, and (iv) shareholder litigation that could negatively impact the Company's business and operations' - replaced with simpler language 'cost savings and any revenue or expense synergies from the acquisition may not be fully realized or may take longer than anticipated to be realized' (newer filing, 2026-05-05)
- Removed 'continued or' before 'renewed inflation' in economic conditions bullet point (newer filing, 2026-05-05)
- Removed comma after 'liquidity risk' in risk management bullet point (newer filing, 2026-05-05)
- Reworded:
- Changed 'continued or renewed inflation' to 'renewed inflation' in the fiscal and monetary policy bullet point (newer filing, 2026-05-05)
- Simplified Pacific Premier acquisition risks description by removing enumerated sub-points (i-iv) and consolidating language (newer filing, 2026-05-05)
- Notes:
- Both filings are truncated at the 'General' section, so the full extent of changes cannot be assessed
- Page number changed from 52 (older) to 42 (newer), suggesting broader document restructuring
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
1 open-market purchase and 2 open-market sales by insiders in the last 90 days.
- Last 90 days1 buy ($22478) · 2 sells ($115289) — 1 buying, 1 selling insiders
- Last 180 days1 buy ($22478) · 2 sells ($115289) — 1 buying, 1 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-06-30. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about COLB's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Congressional trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 3 matched disclosures for COLB from U.S. House Clerk Periodic Transaction Report filings.
Congressional trading disclosures →Institutional ownership (13F)
6 institutional 13F filers reported holding COLB as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 6
- Reported shares held 43,315,005
- Reported value $1,188,130,591
reported quarterly holdings change (2025-12-31 → 2026-03-31): 1 new, 4 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
COLB had 8,629,160 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
COLB had 3.05% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.57 days to cover at the same settlement.
- Reported short interest (shares) 8,629,160
- Short interest (% of shares outstanding) 3.05%
- Prior settlement (shares) 9,626,180
- Reported change -10.36%
- Days to cover (reported) 2.57
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Umpqua Holdings Corporation (UMPQ)
- Pacific Premier Bancorp (PPBI)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Columbia Banking System is found in…
Frequently asked questions
What does Columbia Banking System (COLB) do?
Columbia Banking System is a bank holding company that operates through its subsidiary, Columbia Bank. The company provides a broad range of banking services, including commercial and consumer banking, residential mortgage lending, and trust services, to individuals and businesses. It also maintains specialized lending operations, such as equipment leasing.
What sector is Columbia Banking System (COLB) in?
Columbia Banking System (COLB) is classified in the Financials sector. Its industry is regional banking. It trades on NASDAQ.
Does COLB pay a dividend?
Yes — Columbia Banking System (COLB) pays a dividend, with an indicated yield of about 6.55% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.
Who are Columbia Banking System's (COLB) competitors?
Notable peers of Columbia Banking System (COLB) include Umpqua Holdings Corporation and Pacific Premier Bancorp. This peer set is informational only — not financial advice.
Has there been recent Congressional stock trading in COLB?
Yes — we hold 3 matched STOCK Act disclosures for COLB from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is Columbia Banking System (COLB) overbought or oversold right now?
Columbia Banking System (COLB) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 41, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on COLB come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.