First American Financial Corporation (FAF)
Financials · Title Insurance · NYSE
A leading provider of title insurance and settlement services, facilitating residential and commercial real estate transactions through proprietary data and digital solutions.
What First American Financial Corporation does
First American Financial Corporation provides financial services through its title insurance and services segment and its home warranty segment. The company issues title insurance policies for residential and commercial real estate transactions and provides related settlement, escrow, and risk mitigation services. Additionally, it offers mortgage-related banking, trust, and wealth management services, along with home warranty products.
Themes: real estate services, mortgage industry infrastructure, title insurance and settlement services, proptech / real estate data, financial services
Fundamentals
- Price$72.26 as of 2026-08-24 close
- Market cap$7.4B as of 2026-08-24
- 1-year return+8.7% 2025-08-22 close $66.46 → 2026-08-24 close $72.26
- P/E10.01 as of 2026-08-24
- Net margin+9.3% as of 2026-08-24
- ROE+13.6% as of 2026-08-24
- Debt / equity0.46 as of 2026-08-24
- Revenue growth (YoY)+22.5% as of 2026-08-24
- Revenue CAGR (3y)-0.7% SEC XBRL
- Beta0.55 as of 2026-08-24
- Last reported earnings2026-07-22 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +3.6%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How FAF compares in its sector
- price-to-earnings ratiobottom 25% 513 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRbottom 25% 347 covered Financials peers
- indicated dividend yieldmiddle range 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)top 25% 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
FAF is not currently in any published Top 10 list. Its scores are below.
Long-term score
60.9 #251 of 1,605 scored · #104 of 248 in Financials
Valuation 85th (price to book 1.3, price to earnings 10) and capital return 80th (consecutive years of dividend increases 5 years); weakest is growth (49th, 3-year revenue CAGR -0.7%, revenue growth year over year 22.5%).
Short-term score
44.4 #1014 of 1,698 scored · #188 of 276 in Financials
Trend 54th: a "golden cross" — its 50-day average is above its 200-day; setup 53rd: no fresh 20-day breakout up or down; weakest is volume and participation 28th: trading volume is about normal versus its 30-day average.
Scores as of 24 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 3.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, FAF's dividend was covered by reported results (earnings payout 36%, free-cash-flow payout 29%). This describes past coverage, not a forecast.
- Earnings payout36% dividends / net income
- Free-cash-flow payout29% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How First American Financial Corporation looks technically
First American Financial Corporation (FAF) is trading 9.0% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 236 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 12, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 48, neither overbought (above 70) nor oversold (below 30). It made a new 20-day high about 20 trading days ago.
Trend
8
| Distance from the 200-day | it is trading 9.0% above its 200-day average, the long-term trend line — a longer-term uptrend | +9.0% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $71.42 | $71.42 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $66.27 | $66.27 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 13 calendar days ago — the swings before that are what the structure reading is measured on | 13 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 5 of five; the labelling fails if price closes below 71.58. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible upward five-wave sequence, in wave 5 (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 236 trading days ago — a "golden cross", a bullish long-term signal | 236 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 12, below the 25 that marks a real trend) | 11.6 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 48, neither overbought (above 70) nor oversold (below 30) | 47.9 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($71.22 to $76.44) — its "stochastic" reading is 20 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 19.9 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 13 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $79.87 | $79.87 |
|---|---|---|
| From the 52-week high | it is 9.5% below its 52-week high (its highest price of the past year) | -9.5% |
| Above the 52-week low | it is 28.6% above its 52-week low (its lowest price of the past year) | +28.6% |
| Below the 52-week high | it is 9.5% below its highest point of the past year | 9.5% |
| Since a 20-day breakout | it made a new 20-day high about 20 trading days ago | 20 sessions |
| Since a 55-day breakout | it made a new 55-day high about 20 trading days ago | 20 sessions |
| All-time high | its highest closing price on record is $81.54 (set on 2022-01-13) | $81.54 |
| Given back of the 52-week move | over the past year its closes ranged ($56.85 to $79.16), and it has given back roughly a third of its rise from last year’s low — 31% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $64.66 to $65.37. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 30.9% |
| From the all-time high | it is 11.4% below its all-time high | -11.4% |
| Nearest price level | it is trading 1.4% above a support level at $71.23 — a price it turned at six times since 2026-03-02, most recently on 2026-08-11. Since 2024-08-26 it has 9 such levels below the current price and 0 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -1.4% |
| All-time low | its lowest closing price on record is $10.51 (set on 2011-11-25) | $10.51 |
| Above the all-time low | it is 587.5% above its all-time low | +587.5% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 48th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.68 between its high and its low — about 2.3% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.68 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $70.02 and $78.20 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $70.02 – $74.11 – $78.20 |
| Typical daily range (% of price) | its price moves about 2.3% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.3% |
| Stretch from the 200-day average | it is trading 3.6 daily ranges above its 200-day average price (9.0% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 3.6 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.67× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
1
| Since a hammer | 6 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 6 sessions ago |
|---|
Price gaps
2
| Gap at the open | it opened on 2026-08-24 at essentially the same price it closed at the session before — no meaningful overnight gap | +0.0% |
|---|---|---|
| Gap filled | a 2.2% gap up opened on 2026-06-16 has been "filled" 41 sessions ago — price traded back through the level the gap left behind, and it took 6 sessions to close | 41 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 7.1 percentage points (the stock lost 3.8% while the market gained 3.3%) | -7.1% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 3.6 percentage points (the stock gained 6.0% while the market gained 2.4%) | +3.6% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 3.4 percentage points (the stock gained 7.7% while the market gained 11.1%) | -3.4% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 9.6 percentage points (the stock gained 8.7% while the market gained 18.3%) | -9.6% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, near the bottom of its 14-day range (oversold), trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: MACD momentum is negative, lagging the market over 6 months — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 3.2% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-17 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thin, spanning 1.7% of the share price, which is taken to mean a barrier that gives way easily. | +3.2% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 9% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $66.47 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | +8.7% |
|---|---|---|
| Vs the average paid since it last reported | the price is 2% below the average price paid since it last reported on 2026-07-22 (its 8-K), so the typical buyer over that stretch is under water. That average is $74.02 — a volume-weighted average of daily closes over 24 sessions, not a true tick-by-tick VWAP. | -2.4% |
Price levels it has turned at before
FAF last closed at $72.26 on 2026-08-24. Since 2024-08-26 it has turned at 9 prices below its last close and 0 above; the 3 nearest below are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $71.23 | Support | 1.4% below the last close | turned there six times · 2026-03-02 to 2026-08-11 |
| $68.28 | Support | 5.5% below the last close | turned there 8 times · 2024-09-18 to 2026-07-23 |
| $66.51 | Support | 8.0% below the last close | turned there 10 times · 2024-09-04 to 2026-05-13 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 5 of five.
This labelling fails — stops being a possible reading at all — if it closes below $71.58.
It is the only labelling that fits these swings, though its proportions are not the textbook ones. It was chosen from 3 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $75.42 and $81.63 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
This reading has stood for 5 trading days, since 2026-08-18.
Read from daily closes as of 2026-08-24.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · trendless / choppy (low ADX) · At the bottom of its 14-day range (stochastic below 20) · Under water since its last earnings report (below the anchored VWAP) · Trading above the Ichimoku cloud · Near a support level (sitting on a price it has bounced off before) | Learn: moving average · golden cross · adx · rsi · breakout
Based on daily closing prices as of 2026-08-24. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingStrong Buy (1.33 mean, 1=Strong Buy…5=Strong Sell) — 6 analysts
- Mean price target$87.67 range $83.00 – $99.00; median $85.50
Analyst estimates, as of 2026-08-20. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for FAF
- Consensus EPS estimate$1.89 next reporting period, as of 2026-08-20
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["high sensitivity to interest rate fluctuations and real estate market conditions","potential for cyberattacks and unauthorized data disclosures of sensitive real estate records","regulatory oversight and changing legislation regarding title insurance rates and data access"]
What changed in the latest 10-Q
AI-assisted comparison of FAF's 10-Q filed 2026-04-24 against the prior one filed 2025-10-24.
Management's Discussion & Analysis (MD&A)
- Reworded:
- Management's Discussion and Analysis of Financial Condition and Results of Operations page number changed from 33 (2025-10-24 filing) to 30 (2026-04-24 filing)
- Quantitative and Qualitative Disclosures About Market Risk page number changed from 42 (2025-10-24 filing) to 39 (2026-04-24 filing)
- Controls and Procedures page number changed from 42 (2025-10-24 filing) to 39 (2026-04-24 filing)
- Legal Proceedings page number changed from 43 (2025-10-24 filing) to 40 (2026-04-24 filing)
- Notes:
- Only page number references in the table of contents are shown in the provided text excerpts; substantive content changes cannot be assessed from this data
- Page number changes may reflect differences in document formatting, content length, or section organization between filing periods
Risk Factors
- Reworded:
- Page number for 'Item 1A. Risk Factors' changed from 43 (filed 2025-10-24) to 40 (filed 2026-04-24)
- Page number for 'Item 2. Unregistered Sales of Equity Securities and Use of Proceeds' changed from 53 (filed 2025-10-24) to 40 (filed 2026-04-24)
- Page number for 'Item 3. Defaults Upon Senior Securities' changed from 53 (filed 2025-10-24) to 40 (filed 2026-04-24)
- Page number for 'Item 4. Mine Safety Disclosures' changed from 53 (filed 2025-10-24) to 40 (filed 2026-04-24)
- Page number for 'Item 5. Other Information' changed from 53 (filed 2025-10-24) to 40 (filed 2026-04-24)
- Page number for 'Item 6. Exhibits' changed from 54 (filed 2025-10-24) to 41 (filed 2026-04-24)
- Notes:
- The provided text excerpts show only table of contents and forward-looking statements boilerplate plus financial statements; the actual detailed Risk Factors content (Item 1A) is not included in either excerpt, making a substantive comparison of risk factor changes not possible
- Financial statement data differs due to different reporting dates (March 31, 2026 vs. September 30, 2025 and December 31, 2024 comparisons), which is expected for different quarterly/year-end periods
- Forward-looking statements boilerplate language appears identical between the two filings
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 2 open-market sales by insiders in the last 90 days.
- Last 90 days0 buys · 2 sells ($243924) — 1 selling insider
- Last 180 days0 buys · 4 sells ($1M) — 3 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-07-24. As of 2026-08-25.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about FAF's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding FAF as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 23,207,128
- Reported value $1,399,157,751
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 4 increased, 1 decreased, 1 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
FAF had 5,965,079 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
FAF had 5.84% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 6.86 days to cover at the same settlement.
- Reported short interest (shares) 5,965,079
- Short interest (% of shares outstanding) 5.84%
- Prior settlement (shares) 6,558,825
- Reported change -9.05%
- Days to cover (reported) 6.86
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Fidelity National Financial (FNF)
- Old Republic International (ORI)
- Stewart Information Services (STC)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does First American Financial Corporation (FAF) do?
First American Financial Corporation provides financial services through its title insurance and services segment and its home warranty segment. The company issues title insurance policies for residential and commercial real estate transactions and provides related settlement, escrow, and risk mitigation services. Additionally, it offers mortgage-related banking, trust, and wealth management services, along with home warranty products.
What sector is First American Financial Corporation (FAF) in?
First American Financial Corporation (FAF) is classified in the Financials sector. Its industry is Title Insurance. It trades on NYSE.
Does FAF pay a dividend?
Yes — First American Financial Corporation (FAF) pays a dividend, with an indicated yield of about 3.65% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.
Who are First American Financial Corporation's (FAF) competitors?
Notable peers of First American Financial Corporation (FAF) include Fidelity National Financial, Old Republic International and Stewart Information Services. This peer set is informational only — not financial advice.
Is First American Financial Corporation (FAF) overbought or oversold right now?
First American Financial Corporation (FAF) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 48, in the neutral middle (as of 2026-08-24). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on FAF come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-24.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.