First American Financial Corporation (FAF)
Financials · Title insurance and settlement services
First American provides title insurance, settlement services, and risk solutions for residential and commercial real estate transactions domestically and internationally.
What First American Financial Corporation does
First American Financial Corporation provides title insurance policies and related settlement services for residential and commercial real estate transactions across the U.S. and internationally. The company operates through its title insurance and services segment, which issues title policies, offers closing and escrow services, manages title plant data, provides warehouse lending and mortgage subservicing, and delivers banking and wealth management services. The company also operates a home warranty segment and maintains a venture investment portfolio, generating 93.6% of consolidated revenues from title insurance and services in 2025.
Themes: ["Title insurance / settlement services","Real estate transaction services","Mortgage lending and subservicing","Title plant data advantage","Real property risk mitigation","Digital transformation of title/closing processes","Home warranty insurance","Wealth management"]
Fundamentals
- Price$70.26 as of 2026-07-09 close
- Market cap$7.1B as of 2026-07-10
- 1-year return+16.7% as of 2026-07-09 close
- P/E10.61 as of 2026-07-10
- Net margin+8.7% as of 2026-07-10
- ROE+12.6% as of 2026-07-10
- Debt / equity0.48 as of 2026-07-10
- Revenue growth (YoY)+22.6% as of 2026-07-10
- Revenue CAGR (3y)-0.7% SEC XBRL
- Beta1.26 as of 2026-07-10
Dividend: yield +3.1%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate fluctuations and changes in real estate market conditions directly impact demand for title insurance and settlement services, which represent the majority of revenues","Heightened regulatory scrutiny of title insurance rates and business practices, changes in privacy/data protection laws, and limitations on access to public records could constrain operations","Cyberattacks, data breaches, systems failures, and unauthorized disclosures of proprietary data pose operational and reputational risks given the company's reliance on title plant databases and customer information"]
Competitors & peers
- Fidelity National Financial (FNF)
- Alliant (ALLY)
- Old Republic International (ORI)
- LandAmerica Financial Group
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.