INTERNATIONAL BANCSHARES CORP (IBOC)
Financials · Regional commercial and retail banking · NASDAQ
A Texas-based multibank holding company providing commercial and retail banking, international trade finance, and deposit services across 166 locations in Texas and Oklahoma.
What INTERNATIONAL BANCSHARES CORP does
International Bancshares Corp is a bank holding company operating five wholly-owned banking subsidiaries across Texas and Oklahoma, with 166 facilities serving 75 communities. The company provides commercial and retail banking services, including commercial loans, deposits, credit cards, mortgage lending, and international trade finance services. It has particular strength in cross-border banking with Mexico and serves small- to medium-sized businesses alongside consumer markets through traditional branches and digital banking channels (online banking, mobile banking, ATMs).
Themes: ["Commercial banking / small-to-medium business lending"]
Fundamentals
- Price$75.15 as of 2026-07-09 close
- Market cap$4.7B as of 2026-07-10
- 1-year return+7.3% as of 2026-07-09 close
- P/E11.19 as of 2026-07-10
- Net margin+49.6% as of 2026-07-10
- ROE+13.2% as of 2026-07-10
- Debt / equity0.22 as of 2026-07-10
- Revenue growth (YoY)+69.2% as of 2026-07-10
- Beta0.71 as of 2026-07-10
Dividend: yield +2.0%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Exposure to U.S.-Mexico trade, tariffs, and border commerce disruptions, which significantly impact the company's subsidiary banks' business and operations in border regions."]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.