LEGACY HOUSING CORP (LEGH)
Consumer Discretionary · Manufactured housing production and retail financing · NASDAQ
Legacy Housing manufactures and finances affordable manufactured homes and tiny houses across the U.S., leveraging vertical integration from production through retail and consumer financing.
What LEGACY HOUSING CORP does
Legacy Housing Corporation builds, sells, and finances manufactured homes and tiny houses for affordable housing markets. The company manufactures homes at three U.S. facilities that comply with HUD standards, distributes them through over 80 independent retailers and 14 company-owned stores, and directly serves manufactured home communities across 15 states, primarily in the South. The company operates its own component manufacturing and provides integrated financing solutions for inventory, consumers, and community owners, targeting households with annual incomes below $75,000.
Themes: ["Affordable housing","Manufactured homes","Financing for consumers and retailers","Vertical integration","Direct-to-community sales"]
Fundamentals
- Price$26.33 as of 2026-07-09 close
- Market cap$625M as of 2026-07-10
- 1-year return+10.9% as of 2026-07-09 close
- P/E14.71 as of 2026-07-10
- Net margin+26.0% as of 2026-07-10
- Gross margin+48.0% as of 2026-07-10
- ROE+8.1% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)-7.6% as of 2026-07-10
- Revenue CAGR (3y)-13.8% SEC XBRL
- Beta0.77 as of 2026-07-10
Key risks (from latest filing)
["Revenue decline of 7.56% year-over-year reflects weakening demand in the manufactured housing market and competitive pricing pressures","Significant financing exposure: the company carries large portfolios of consumer loans receivable ($199.3M), dealer-financed receivables ($24.6M), and mobile home park notes receivable ($197M), creating credit and interest rate risk","Dependence on consumer affordability and credit access; economic downturns affecting target customers earning below $75k annually could reduce demand and increase loan defaults"]
Competitors & peers
- Cavco Industries
- Skyline Champion
- Lippert Components
- Flagstone Financial
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.