Lloyds Banking Group (LLOY.L)
A leading UK-focused financial services group providing retail and commercial banking, mortgages, and insurance products.
What Lloyds Banking Group does
Lloyds Banking Group is a UK-focused retail and commercial banking provider. The group provides a wide range of banking and financial services, including personal and business current accounts, savings, mortgages, loans, credit cards, and insurance products to individuals and businesses.
Themes: retail banking, commercial banking, UK financial services
Fundamentals
- Price£1.17 as of 2026-08-03 close
- Market capn/a company fundamentals are not available for UK-listed companies in our data
- 1-year return+53.9% 2025-08-01 close £0.7574 → 2026-08-03 close £1.17
- P/En/a company fundamentals are not available for UK-listed companies in our data
- Net marginn/a company fundamentals are not available for UK-listed companies in our data
- Gross marginn/a company fundamentals are not available for UK-listed companies in our data
- ROEn/a company fundamentals are not available for UK-listed companies in our data
- Debt / equityn/a company fundamentals are not available for UK-listed companies in our data
- Revenue growth (YoY)n/a company fundamentals are not available for UK-listed companies in our data
- Revenue CAGR (3y)n/a company fundamentals are not available for UK-listed companies in our data
- Betan/a we do not track a market benchmark for UK-listed companies
Dividend: company fundamentals are not available for UK-listed companies in our data.
How Lloyds Banking Group looks technically
Lloyds Banking Group (LLOY.L) is trading 20.3% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 300 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 8, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 62, neither overbought (above 70) nor oversold (below 30). It just made a new 20-day high, pushing above its recent trading range. It is 0.9% below its all-time high. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 8% of the past ~6 months), which often precedes a bigger move. Trading volume is unusually light — only about 0% of its 30-day average.
Trend
| Distance from the 200-day | +20.3% | it is trading 20.3% above its 200-day average, the long-term trend line — a longer-term uptrend |
|---|---|---|
| 50-day moving average | £1.07 | its average price over the last 50 trading days — a short-term trend line — is £1.07 |
| 200-day moving average | £0.9696 | its average price over the last 200 trading days — the long-term trend line — is £0.9696 |
| Since the 50/200 cross | 300 sessions | its 50-day average crossed above its 200-day average about 300 trading days ago — a "golden cross", a bullish long-term signal |
| Trend strength (14-day ADX) | 8.0 | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 8, below the 25 that marks a real trend) |
Momentum
| 14-day RSI | 61.7 | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 62, neither overbought (above 70) nor oversold (below 30) |
|---|---|---|
| Since the MACD crossed zero | 16 sessions | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) |
Range
| 52-week high | £1.18 | its highest closing price over the past year (about 252 trading days) was £1.18 |
|---|---|---|
| From the 52-week high | -0.9% | it is 0.9% below its 52-week high (its highest price of the past year) |
| Above the 52-week low | +67.3% | it is 67.3% above its 52-week low (its lowest price of the past year) |
| Below the 52-week high | 0.9% | it is at or near its highest point of the past year |
| Since a 20-day breakout | 1 session | it just made a new 20-day high, pushing above its recent trading range |
| Since a 55-day breakout | 1 session | it just made a new 55-day high, pushing above its recent trading range |
| All-time high | £1.18 | its highest closing price on record is £1.18 (set on 2026-07-31) |
| From the all-time high | -0.9% | it is 0.9% below its all-time high |
| All-time low | £0.2164 | its lowest closing price on record is £0.2164 (set on 2011-11-23) |
| Above the all-time low | +438.9% | it is 438.9% above its all-time low |
Volatility
| Band width vs its own 6 months | 8th percentile | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 8% of the past ~6 months), which often precedes a bigger move |
|---|---|---|
| Bollinger bands (20-day, ±2σ) | £1.10 – £1.13 – £1.16 | most of its recent trading has stayed between about £1.10 and £1.16 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles |
Volume
| Volume vs its 30-day average | 0.00× | trading volume is unusually light — only about 0% of its 30-day average |
|---|
Screens: Trading above the 200-day moving average · Near the 52-week high · Broke out to a new 20-day high · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) · Near the all-time high | Learn: moving average · golden cross · adx · rsi · breakout · all time high · bollinger bands · volume and relative volume
Based on daily closing prices as of 2026-08-03. Describes past price behavior only — informational, not financial advice.
Key risks (from latest filing)
["Economic volatility and interest rate changes in the UK market","Credit risk from potential loan defaults by customers","Regulatory changes and compliance requirements in the UK banking sector"]
Competitors & peers
- NatWest Group
- Barclays
- HSBC Holdings (HSBA)
- Standard Chartered
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare LLOY.L vs…
Frequently asked questions
What does Lloyds Banking Group (LLOY.L) do?
Lloyds Banking Group is a UK-focused retail and commercial banking provider. The group provides a wide range of banking and financial services, including personal and business current accounts, savings, mortgages, loans, credit cards, and insurance products to individuals and businesses.
Who are Lloyds Banking Group's (LLOY.L) competitors?
Notable peers of Lloyds Banking Group (LLOY.L) include NatWest Group, Barclays, HSBC Holdings and Standard Chartered. This peer set is informational only — not financial advice.
Is Lloyds Banking Group (LLOY.L) overbought or oversold right now?
Lloyds Banking Group (LLOY.L) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 62, in the neutral middle (as of 2026-08-03). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on LLOY.L come from?
Fundamentals and prices come from market data. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data. Prices are delayed daily-close data.
Last updated 2026-08-03.
Informational only — NOT financial advice. All figures are delayed daily-close data from market data, shown with their as-of date.