PAGSEGURO DIGITAL LTD CLASS A (PAGS)
Financials · financial technology (fintech) · NYSE
PagSeguro is a leading Brazilian fintech providing an end-to-end digital banking and payment ecosystem for merchants and consumers.
What PAGSEGURO DIGITAL LTD CLASS A does
PagSeguro Digital Ltd. is a Brazilian financial technology company that provides a comprehensive mobile-first digital banking ecosystem. It offers payment processing, digital banking, and software solutions targeted at consumers, individual entrepreneurs, micro-merchants, and small to medium-sized enterprises in Brazil.
Themes: fintech, digital banking, payment processing, emerging markets / Brazil, mobile banking
Fundamentals
- Price$10.68 as of 2026-10-08 close
- Market cap$2.4B date unknown (no dated share count)
- 1-year return+14.3% 2025-10-08 close $9.34 → 2026-10-08 close $10.68
- P/E5.90 as of 2026-09-02
- Net margin+11.3% FY2024, SEC XBRL
- ROE+14.4% FY2024, SEC XBRL
- Debt / equity0.17 as of 2026-09-02
- Revenue growth (YoY)+6.3% as of 2026-09-02
- Revenue CAGR (3y)+21.6% SEC XBRL
- Beta1.16 as of 2026-09-02
- Last reported earningsn/a no confirmed date — as a foreign private issuer it reports on Form 6-K, which carries no earnings item code
Dividend: yield +12.1%; pays a dividend.
How PAGS compares in its sector
- price-to-earnings ratiobottom 10% 513 covered Financials peers, as of 2026-09-02
- net profit marginmiddle range 344 covered Financials peers, as of 2026-09-02
- return on equitytop 25% 559 covered Financials peers, as of 2026-09-02
- 3-year revenue CAGRtop 25% 347 covered Financials peers
- indicated dividend yieldtop 10% 468 covered Financials peers, as of 2026-09-02
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
PAGS is not currently in any published Top 10 list. Its scores are below.
Top 10 score
63.1 #154 of 1,379 scored · #60 of 220 in Financials
Valuation 93rd (price to earnings 5.9, price to book 1.1) and trend 62nd (a trend forming but not yet strong (ADX below 25)); weakest is financial health (42nd, free cash flow margin -24.2%, debt to equity 0.2). Scored on 5 of 6 pillars — it pays a dividend, but its filings carry no per-share series to count increases from; no annual share count in its filings.
Scores as of 8 Oct 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4.
Dividend coverage
Not assessed — last reported dividend predates the accounts. The most recent fiscal year in which PAGS reported a dividend payment is FY2017, while its reported financial statements run through FY2024. Coverage is therefore not assessed for the latest year — an FY2017 ratio would not describe PAGS today.
Coverage is derived from reported SEC EDGAR XBRL figures, comparing dividends paid against net income and free cash flow for the SAME fiscal year. It is not shown here because the latest fiscal year with a reported dividend payment (FY2017) is older than the latest year of reported financial statements (FY2024), so any ratio would describe an out-of-date year. Informational only — not financial advice.
How PAGSEGURO DIGITAL LTD CLASS A looks technically
PAGSEGURO DIGITAL LTD CLASS A (PAGS) is trading 9.2% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed below its 200-day average about 83 trading days ago — a "death cross", a bearish long-term signal. A trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 24 (a reading of 25+ marks a strong trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 66, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive). It made a new 20-day high about 4 trading days ago.
Trend
9
| Distance from the 200-day | it is trading 9.2% above its 200-day average, the long-term trend line — a longer-term uptrend | +9.2% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $9.33 | $9.33 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $9.78 | $9.78 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 7 calendar days ago — the swings before that are what the structure reading is measured on | 7 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes below 8.66. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible upward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 83 trading days ago — a "death cross", a bearish long-term signal | 83 sessions |
| Above the 200-day after a dip | it recently dipped to its 200-day average (the long-term trend line) and has since climbed back above it — now about 9.2% above | +9.2% |
| Trend strength (14-day ADX) | a trend is forming but not yet strong — ADX, a 0–100 trend-strength gauge, is 24 (a reading of 25+ marks a strong trend) | 23.7 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 66, neither overbought (above 70) nor oversold (below 30) | 66.0 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($8.66 to $11.20) — its "stochastic" reading is 80 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 79.7 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive) | 4 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $12.32 | $12.32 |
|---|---|---|
| From the 52-week high | it is 13.3% below its 52-week high (its highest price of the past year) | -13.3% |
| Above the 52-week low | it is 26.8% above its 52-week low (its lowest price of the past year) | +26.8% |
| Below the 52-week high | it is 13.3% below its highest point of the past year | 13.3% |
| Since a 20-day breakout | it made a new 20-day high about 4 trading days ago | 4 sessions |
| Since a 55-day breakout | it made a new 55-day high about 4 trading days ago | 4 sessions |
| All-time high | its highest closing price on record is $62.83 (set on 2021-02-11) | $62.83 |
| Given back of the 52-week move | over the past year its closes ranged ($8.44 to $12.00), and it has recovered close to two thirds of its fall from last year’s high — 63% of it. Chart-watchers call 61.8%-65% given back the "golden pocket", and this is inside it — for this company that is $10.64 to $10.75. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 62.9% |
| From the all-time high | it is 83.0% below its all-time high | -83.0% |
| Nearest price level | it is trading 2.0% above a support level at $10.47 — a price it turned at twice since 2026-01-06, most recently on 2026-05-06. Since 2024-10-08 it has 12 such levels below the current price and 1 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -2.0% |
| All-time low | its lowest closing price on record is $6.11 (set on 2024-12-19) | $6.11 |
| Above the all-time low | it is 74.8% above its all-time low | +74.8% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually wide versus its own recent history (wider than about 99% of the past ~6 months) | 99th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.4633 between its high and its low — about 4.3% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.4633 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $8.22 and $10.91 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $8.22 – $9.57 – $10.91 |
| Typical daily range (% of price) | its price moves about 4.3% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 4.3% |
| Stretch from the 200-day average | it is trading 2.0 daily ranges above its 200-day average price (9.2% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 2.0 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.93× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 1.1% since the prior reading | -1.1% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
3
| Since a doji | 6 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 6 sessions ago |
|---|---|---|
| Since a hammer | 4 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 4 sessions ago |
| Since a bullish engulfing | today it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | today |
Price gaps
3
| Gap at the open | it opened on 2026-10-08 0.9% below the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | -0.9% |
|---|---|---|
| Open gap | it gapped 14.2% above the previous close 3 sessions ago and has not traded back through the level it left behind at 9.02 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +14.2% |
| Gap filled | a 2.4% gap down opened on 2026-09-16 has been "filled" 15 sessions ago — price traded back through the level the gap left behind, and it took 1 session to close | 15 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock beat the market by 8.5 percentage points (the stock gained 9.5% while the market gained 1.0%) | +8.5% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 18.0 percentage points (the stock gained 21.8% while the market gained 3.8%) | +17.9% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 17.0 percentage points (the stock gained 0.5% while the market gained 17.5%) | -17.0% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 0.6 percentage points (the stock gained 14.3% while the market gained 15.0%) | -0.6% |
Signal agreement
2
| Bullish technical signals | 3 of the 9 technical signals we can compute for it are currently in a bullish state: trading above its 200-day average, MACD momentum is positive, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 3 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: a "death cross" — its 50-day average is below its 200-day, lagging the market over 6 months — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 17% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thin, spanning 1.1% of the share price, which is taken to mean a barrier that gives way easily. | +16.9% |
|---|
Volume-weighted price
1
| Vs this year’s average price paid | the price is 8% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $9.88 — a volume-weighted average of daily closes over 188 sessions, not a true tick-by-tick VWAP. | +8.1% |
|---|
Double bottom, bullish — broke out · entry $10.13 · 73 sessions in
Price levels it has turned at before
PAGS last closed at $10.68 on 2026-10-08. Since 2024-10-08 it has turned at 12 prices below its last close and 1 above; the 3 nearest below and the nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $10.47 | Support | 2.0% below the last close | turned there twice · 2026-01-06 to 2026-05-06 |
| $10.30 | Support | 3.5% below the last close | turned there twice · 2025-11-13 to 2026-09-11 |
| $11.12 | Resistance | 4.1% above the last close | turned there twice · 2025-09-19 to 2025-12-03 |
| $10.10 | Support | 5.5% below the last close | turned there five times · 2025-04-29 to 2026-02-13 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes below $8.66.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $10.55 and $11.73 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close below $8.66.
This reading has stood for 1 trading day, since 2026-10-08.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Tested and reclaimed 200-day support · MACD just crossed bullish (12/26/9) · Analyst price target recently CUT · lagging the market · Printed a bullish engulfing pair | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.38 mean, 1=Strong Buy…5=Strong Sell) — 15 analysts
- Mean price target$11.21 range $6.92 – $13.98; median $10.99
Analyst estimates, as of 2026-10-04. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for PAGS
- Consensus EPS estimateBRL 2.09 next reporting period, as of 2026-10-04
- Estimate change, 30 days+BRL 0.0043 (+0.2%) from BRL 2.08, on 2026-08-30, 35-day window
- Readings revised upward29% of 7 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["General economic and market conditions in Brazil","Industry-specific competitive and regulatory risks","Operating factors impacting financial performance"]
Insider activity (SEC Form 4)
0 open-market purchases and 5 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 90 days · read to 2026-10-040 buys · 5 sells ($1M) — 1 selling insider
- Last 180 days · read to 2026-10-040 buys · 6 sells ($3M) — 2 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-07-21. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about PAGS's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Short interest (FINRA)
PAGS had 19,375,233 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for PAGS because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 19,375,233
- Prior settlement (shares) 18,616,927
- Reported change 4.07%
- Days to cover (reported) 6.06
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- StoneCo (STNE)
- MercadoLibre (MELI)
- Nu Holdings (NU)
- GetNet (GETN)
- Rede (ITUB)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does PAGSEGURO DIGITAL LTD CLASS A (PAGS) do?
PagSeguro Digital Ltd. is a Brazilian financial technology company that provides a comprehensive mobile-first digital banking ecosystem. It offers payment processing, digital banking, and software solutions targeted at consumers, individual entrepreneurs, micro-merchants, and small to medium-sized enterprises in Brazil.
What sector is PAGSEGURO DIGITAL LTD CLASS A (PAGS) in?
PAGSEGURO DIGITAL LTD CLASS A (PAGS) is classified in the Financials sector. Its industry is financial technology (fintech). It trades on NYSE.
Does PAGS pay a dividend?
Yes — PAGSEGURO DIGITAL LTD CLASS A (PAGS) pays a dividend, with an indicated yield of about 12.10% (market data, as of 2026-09-02). Informational only — not financial advice.
Who are PAGSEGURO DIGITAL LTD CLASS A's (PAGS) competitors?
Notable peers of PAGSEGURO DIGITAL LTD CLASS A (PAGS) include StoneCo, MercadoLibre, Nu Holdings, GetNet and Rede. This peer set is informational only — not financial advice.
Is PAGSEGURO DIGITAL LTD CLASS A (PAGS) overbought or oversold right now?
PAGSEGURO DIGITAL LTD CLASS A (PAGS) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 66, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on PAGS come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.