Prosperity Bancshares (PB)
Financials · Regional commercial banking
A regional Texas and Oklahoma bank operating 283+ branches with a community-banking approach, grown through organic expansion and recent acquisitions, generating 41% net margins with 32% revenue growth.
What Prosperity Bancshares does
Prosperity Bancshares is a Texas-based financial holding company that operates Prosperity Bank, a regional bank providing deposit, lending, trust, and other financial services to businesses and consumers across Texas and Oklahoma. As of December 31, 2025, the Bank operated 283 full-service banking locations across diverse markets including Houston, Dallas/Fort Worth, South Texas, East Texas, Central Texas, West Texas, and Oklahoma. The company has grown through a combination of internal growth and acquisitions, most recently acquiring American Bank Holding Corporation in January 2026.
Themes: ["Community banking / regional bank","Commercial lending","Consumer banking","Deposit gathering","Texas and Oklahoma markets"]
Fundamentals
- Price$71.50 as of 2026-07-09 close
- Market cap$8.6B as of 2026-07-10
- 1-year return-3.8% as of 2026-07-09 close
- P/E16.18 as of 2026-07-10
- Net margin+40.9% as of 2026-07-10
- ROE+6.8% as of 2026-07-10
- Debt / equity0.30 as of 2026-07-10
- Revenue growth (YoY)+32.4% as of 2026-07-10
- Beta0.67 as of 2026-07-10
Dividend: yield +3.4%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration risk in Texas and Oklahoma economies, particularly exposure to petrochemical, manufacturing, and energy-related industries in those regions","Integration and execution risk from recent acquisitions (Lone Star State Bancshares in 2024 and American Bank Holding in January 2026), including operational conversion challenges and goodwill impairment potential","Interest rate and net interest margin risk from changes in the rate environment and deposit competition affecting funding costs"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.