TOMPKINS FINANCIAL CORP (TMP)
Financials · Community Regional Banking · Nyse Mkt Llc
A regionally-focused community bank serving New York and Pennsylvania with full-service lending, wealth management, and trust services.
What TOMPKINS FINANCIAL CORP does
Tompkins Financial Corporation is a locally-oriented, community-based financial holding company headquartered in Ithaca, New York, operating through its wholly-owned banking subsidiary, Tompkins Community Bank. The company provides a full array of banking services including commercial, agricultural, consumer, and real estate lending; deposit products; trust and wealth management services; and leasing operations across 54 banking offices in New York and Pennsylvania. Following the sale of its insurance subsidiary in October 2025, the company's primary segments are banking and wealth management.
Themes: ["Community banking","Wealth management / trust services","Regional banking","Deposit-based lending"]
Fundamentals
- Price$91.94 as of 2026-07-09 close
- Market cap$1.3B as of 2026-07-10
- 1-year return+36.7% as of 2026-07-09 close
- P/E7.82 as of 2026-07-10
- Net margin+6.3% as of 2026-07-10
- ROE+19.5% as of 2026-07-10
- Debt / equity0.12 as of 2026-07-10
- Revenue growth (YoY)+16.2% as of 2026-07-10
- Revenue CAGR (3y)+0.8% SEC XBRL
- Beta0.73 as of 2026-07-10
Dividend: yield +2.9%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit loss exposure from loan portfolio across commercial, agricultural, consumer, and real estate segments, with provision for credit losses currently required","Reliance on deposit funding sources in a competitive environment; interest margin pressure from rising deposit costs and funding competition","Integration and operational risks from past acquisitions (Bank of Castile, Mahopac Bank, VIST Bank merged in 2021) and potential future acquisition opportunities"]
Competitors & peers
- KeyBank (KEY)
- M&T Bank Corporation (MTB)
- Pathward Financial Inc. (PAWD)
- Berkshire Bancorp Inc. (BRKL)
- Flushing Bank
- Dime Community Bancshares (DCOM)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.