VIRGINIA NATIONAL BANKSHARES CORP (VABK)
Financials · Community Banking · NASDAQ
A Virginia-focused community bank delivering personalized commercial and retail banking services with strong local decision-making and wealth management capabilities across central and northern Virginia markets.
What VIRGINIA NATIONAL BANKSHARES CORP does
Virginia National Bankshares is a community bank holding company that operates Virginia National Bank, providing commercial and retail banking services including deposit accounts, loans, trust and estate administration, and wealth management services. The Bank serves Virginia communities in Charlottesville, Winchester, Manassas, Richmond and surrounding counties through a network of branches, offering checking, savings, money market, certificates of deposit, and lending products to individuals, businesses, and charitable organizations.
Themes: ["Community banking","Retail banking","Commercial lending","Wealth management / private banking","Trust and estate services"]
Fundamentals
- Price$44.65 as of 2026-07-09 close
- Market cap$242M as of 2026-07-10
- 1-year return+16.2% as of 2026-07-09 close
- P/E12.09 as of 2026-07-10
- Net margin+36.5% as of 2026-07-10
- ROE+11.2% as of 2026-07-10
- Debt / equity0.13 as of 2026-07-10
- Revenue growth (YoY)+26.8% as of 2026-07-10
- Beta0.47 as of 2026-07-10
Dividend: yield +3.3%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate risk from deposit and lending activities; net interest income is sensitive to changes in interest rates and the competitive deposit environment","Credit risk from commercial real estate and consumer loan portfolios; economic downturns in Virginia regional markets could impair asset quality","Regulatory and compliance risk; subject to supervision by Federal Reserve, OCC, FDIC, and CFPB with evolving capital, liquidity and consumer protection requirements"]
Competitors & peers
- Xenith Bankshares
- Cardinal Bank
- Eastern Virginia Bankshares
- Xenith Bank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.