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KeyCorp (KEY)

Financials · regional banks · NYSE

KeyCorp is a regional financial services institution providing comprehensive commercial and retail banking, investment, and capital market services.

What KeyCorp does

KeyCorp is a diversified financial services company providing a range of retail and commercial banking products and services. The company operates primarily through its subsidiary, KeyBank National Association, offering deposit, lending, cash management, and investment services to individuals, small businesses, and corporations. KeyCorp also engages in capital markets activities, including securities trading and derivative services, primarily through KeyBanc Capital Markets.

Themes: commercial banking, investment banking, capital markets, consumer banking, wealth management, treasury and cash management

Fundamentals

  • Price$21.87 as of 2026-08-21 close
  • Market cap$23.3B as of 2026-08-21
  • 1-year return+20.5% 2025-08-21 close $18.15 → 2026-08-21 close $21.87
  • P/E12.07 as of 2026-08-24
  • Net margin+19.2% as of 2026-08-24
  • ROE+10.1% as of 2026-08-24
  • Debt / equity0.74 as of 2026-08-24
  • Revenue growth (YoY)+62.6% FY2025 vs FY2024, SEC XBRL
  • Revenue CAGR (3y)+1.1% SEC XBRL
  • Beta1.10 as of 2026-08-24
  • Last reported earnings2026-07-21 SEC EDGAR Form 8-K (Item 2.02)

Dividend: yield +6.8%; at least 5 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.

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How KEY compares in its sector

  • price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
  • net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
  • operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
  • return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
  • 3-year revenue CAGRbottom 25% 347 covered Financials peers
  • indicated dividend yieldtop 25% 453 covered Financials peers, as of 2026-08-24
  • free cash flow (absolute dollars, latest fiscal year)top 10% 431 covered Financials peers, as of FY2025

Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.

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Top 10 scores & list membership

KEY is not currently in any published Top 10 list. Its scores are below.

Long-term score

53.1 #388 of 987 scored · #142 of 191 in Financials

  • Profitability50.8
  • Growth28.9
  • Financial health48.6
  • Valuation77.2
  • Capital return70.8
  • Long-term trend55.9

Valuation 77th (price to book 1.2, price to earnings 11.8) and capital return 71st (consecutive years of dividend increases 5 years); weakest is growth (29th, 3-year revenue CAGR 1.1%).

Short-term score

54.2 #531 of 1,704 scored · #86 of 277 in Financials

  • Trend37.0
  • Momentum43.9
  • Setup60.4
  • Volume and participation82.7
  • Catalysts58.4

Volume and participation 83rd: trading volume is about normal versus its 30-day average; setup 60th: no Elliott-wave labelling currently fits its swings; weakest is trend 37th: the price is 4% below the average price paid over the period covered, so the typical buyer over that stretch is under water.

Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.

Dividend coverage (FY2025)

Covered by reported results. In FY2025, KEY's dividend was covered by reported results (earnings payout 58%, free-cash-flow payout 50%). This describes past coverage, not a forecast.

  • Earnings payout58% dividends / net income
  • Free-cash-flow payout50% dividends / (operating cash flow − capex)

Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.

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How KeyCorp looks technically

KeyCorp (KEY) is trading 3.5% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 268 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 17, below the 25 that marks a real trend), though sellers have been pushing harder than buyers lately — pressure, not a trend. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 37, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative). It made a new 20-day low about 2 trading days ago.

Trend

8
Distance from the 200-dayit is trading 3.5% above its 200-day average, the long-term trend line — a longer-term uptrend+3.5%
50-day moving averageits average price over the last 50 trading days — a short-term trend line — is $22.88$22.88
200-day moving averageits average price over the last 200 trading days — the long-term trend line — is $21.14$21.14
Swing structureeach recent peak has been lower than the one before it and each dip deeper — the pattern chart-watchers call a downtrend, which describes where price has already been and not where it goes nextlower highs and lower lows
Last swing turnits last significant turn was a swing high 16 calendar days ago — the swings before that are what the structure reading is measured on16 sessions
Wave structureits recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes above 23.35. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C.possible downward five-wave sequence, in wave 3 (one of several readings)
Since the 50/200 crossits 50-day average crossed above its 200-day average about 268 trading days ago — a "golden cross", a bullish long-term signal268 sessions
Trend strength (14-day ADX)there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 17, below the 25 that marks a real trend), though sellers have been pushing harder than buyers lately — pressure, not a trend16.7

Momentum

3
14-day RSImomentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 37, neither overbought (above 70) nor oversold (below 30)36.6
Position in its 14-day rangeit is trading near the bottom of its 14-day range ($21.69 to $23.45) — its "stochastic" reading is 10 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions.10.2
Since the MACD crossed zeroMACD, a trend-momentum gauge, turned bearish about 3 trading days ago (its momentum flipped negative)3 sessions

Range

12
52-week highits highest closing price over the past year (about 252 trading days) was $24.07$24.07
From the 52-week highit is 9.1% below its 52-week high (its highest price of the past year)-9.1%
Above the 52-week lowit is 32.8% above its 52-week low (its lowest price of the past year)+32.8%
Below the 52-week highit is 9.1% below its highest point of the past year9.1%
Since a 20-day breakoutit made a new 20-day low about 2 trading days ago2 sessions
Since a 55-day breakoutit made a new 55-day high about 27 trading days ago27 sessions
All-time highits highest closing price on record is $39.90 (set on 2007-02-22)$39.90
Given back of the 52-week moveover the past year its closes ranged ($16.78 to $23.99), and it has given back roughly a quarter of its rise from last year’s low — 29% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $19.30 to $19.53. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast.29.4%
From the all-time highit is 45.2% below its all-time high-45.2%
Nearest price levelit is sitting right on a resistance level at $21.95 — a price it turned at four times since 2026-01-08, most recently on 2026-07-29. Since 2024-08-21 it has 10 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go.+0.4%
All-time lowits lowest closing price on record is $4.40 (set on 2009-06-02)$4.40
Above the all-time lowit is 397.0% above its all-time low+397.1%

Volatility

5
Band width vs its own 6 monthsday-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 74% of it)26th percentile
Typical daily rangein a typical session it travels about $0.4363 between its high and its low — about 2.0% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was$0.4363
Bollinger bands (20-day, ±2σ)most of its recent trading has stayed between about $21.88 and $23.43 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles$21.88 – $22.66 – $23.43
Typical daily range (% of price)its price moves about 2.0% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price2.0%
Stretch from the 200-day averageit is trading 1.7 daily ranges above its 200-day average price (3.5% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale1.7 daily ranges above its 200-day average

Volume

1
Volume vs its 30-day averagetrading volume is about normal versus its 30-day average1.18×

Analyst

2
Change in the average price targetanalysts' average price target is unchanged from the prior reading0.0%
Change in the consensus ratingthe analyst consensus rating is unchanged since the prior readingunchanged

Candlestick patterns

1
Since a doji6 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level6 sessions ago

Price gaps

2
Gap at the openit opened on 2026-08-21 0.6% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close+0.6%
Gap filleda 2.0% gap down opened on 2026-07-21 has been "filled" 23 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it23 sessions ago

Price streaks

1
Closing streakit closed higher in its latest session, after a session that did not close higher — a single up day rather than a run1 session up

Relative strength

4
vs market, 1 monthover the past 1 month this stock lagged the market by 7.0 percentage points (the stock lost 4.7% while the market gained 2.3%)-7.0%
vs market, 3 monthsover the past 3 months this stock lagged the market by 1.3 percentage points (the stock gained 1.8% while the market gained 3.1%)-1.3%
vs market, 6 monthsover the past 6 months this stock lagged the market by 12.6 percentage points (the stock lost 1.5% while the market gained 11.1%)-12.6%
vs market, 12 monthsover the past 12 months this stock has tracked the market almost exactly (the stock gained 20.5% while the market gained 20.5%)+0.0%

Signal agreement

2
Bullish technical signals3 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast3 of 9
Bearish technical signals4 of the 9 technical signals we can compute for it are currently in a bearish state: a fresh 20-day low, MACD momentum is negative, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast4 of 9

Trend (Ichimoku cloud)

1
Vs the Ichimoku cloudtrading 2.0% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is moderate, spanning 2.8% of the share price.-2.0%

Volume-weighted price

2
Vs this year’s average price paidthe price is 1% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $21.56 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP.+1.4%
Vs the average paid since it last reportedthe price is 4% below the average price paid since it last reported on 2026-07-21 (its 8-K), so the typical buyer over that stretch is under water. That average is $22.66 — a volume-weighted average of daily closes over 24 sessions, not a true tick-by-tick VWAP.-3.5%

Price levels it has turned at before

KEY last closed at $21.87 on 2026-08-21. Since 2024-08-21 it has turned at 10 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.

LevelSideDistanceEvidence
$21.95Resistance0.4% above the last closeturned there four times · 2026-01-08 to 2026-07-29
$21.37Support2.3% below the last closeturned there twice · 2025-12-23 to 2026-04-30
$22.47Resistance2.8% above the last closeturned there four times · 2026-04-21 to 2026-08-07
$20.59Support5.9% below the last closeturned there three times · 2026-01-02 to 2026-06-02
$23.50Resistance7.5% above the last closeturned there four times · 2026-02-09 to 2026-08-05
$20.07Support8.2% below the last closeturned there three times · 2024-11-06 to 2026-01-20

A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.

Wave structure

Its recent swings can be read as a five-part downward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.

This labelling fails — stops being a possible reading at all — if it closes above $23.35.

This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.

On past moves of this shape the leg has usually ended somewhere between $20.23 and $21.42 — that is where it has tended to end if the count holds, not a forecast of where the price goes.

Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close above $23.35.

This labelling was already in place when we began recording count changes on 2026-08-13, so how long it has stood is not something we can say yet.

Read from daily closes as of 2026-08-21.

An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.

Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.

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Analyst consensus

  • Consensus ratingBuy (2.05 mean, 1=Strong Buy…5=Strong Sell) — 19 analysts
  • Mean price target$26.02 range $22.00 – $43.00; median $25.00

Analyst estimates, as of 2026-08-22. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.

Analyst EPS estimate for KEY

  • Consensus EPS estimate$0.4566 next reporting period, as of 2026-08-22

Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.

The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.

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Key risks (from latest filing)

["Exposure to fluctuations in interest rates affecting net interest income and asset values.","Regulatory and compliance risks, including requirements related to capital adequacy and the Dodd-Frank Act.","Credit risk associated with loan portfolios and the potential for increased provision for loan and lease losses."]

See KEY's biggest risks from its latest 10-Q →

What changed in the latest 10-Q

AI-assisted comparison of KEY's 10-Q filed 2026-05-05 against the prior one filed 2025-11-04.

Management's Discussion & Analysis (MD&A)

  • Added:
    • Added 'FTP: Funds transfer pricing' to acronyms list (2026-05-05 filing)
    • Added 'ERBA: Expanded risk-based approach' to acronyms list (2026-05-05 filing)
  • Removed:
    • Removed 'APBO: Accumulated postretirement benefit obligation' from acronyms list (present in 2025-11-04 filing)
    • Removed 'CVA: Credit valuation adjustment' from acronyms list (present in 2025-11-04 filing)
    • Removed 'ERISA: Employee Retirement Income Security Act of 1974' from acronyms list (present in 2025-11-04 filing, absent in 2026-05-05 filing)
    • Removed 'HTC: Historic tax credit' from acronyms list (present in 2025-11-04 filing)
    • Removed 'MRC: Market Risk Committee' from acronyms list (present in 2025-11-04 filing)
    • Removed 'NPR: Notice of proposed rulemaking' from acronyms list (present in 2025-11-04 filing)
    • Removed 'NSF: Non-sufficient funds' from acronyms list (present in 2025-11-04 filing)
  • Reworded:
    • Updated period reference in Introduction from 'quarterly periods ended September 30, 2025, and September 30, 2024' to 'quarterly periods ended March 31, 2026, and March 31, 2025' (2026-05-05 filing)
    • Updated Form 10-K reference from '2024 Form 10-K' to '2025 Form 10-K' and year from 'December 31, 2024' to 'December 31, 2025' (2026-05-05 filing)
  • Notes:
    • Text for both filings appears truncated at the end of Forward-looking Statements section; comparison limited to complete portions

Risk Factors

  • Added:
    • During the first quarter of 2026, Key completed $389 million, or approximately 18 million shares, in share repurchases including $45 million, or approximately 2 million shares, from Scotiabank pursuant to our repurchase agreement described above. We also repurchased $46 million o (text appears truncated in filing)
  • Removed:
    • During the third quarter of 2025, Key did not complete any open market share repurchases. We repurchased less than $1 million of shares related to equity compensation programs in the third quarter of 2025.
    • The following table summarizes our repurchases of our Common Shares for t (text appears truncated in filing)
  • Reworded:
    • Risk Factors reference changed from '2024 Form 10-K; pages 24-42' (filed 2025-11-04) to '2025 Form 10-K; pages 25-43' (filed 2026-05-05)
    • Page number changed from '93' (filed 2025-11-04) to '82' (filed 2026-05-05) for this section
  • Notes:
    • Both filings appear to have truncated text at the end of the section, making complete comparison difficult
    • The newer filing replaces Q3 2025 repurchase data with Q1 2026 repurchase data, reflecting different reporting periods

AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.

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Insider activity (SEC Form 4)

0 open-market purchases and 2 open-market sales by insiders in the last 90 days.

  • Last 90 days0 buys · 2 sells ($1M) — 2 selling insiders
  • Last 180 days0 buys · 3 sells ($2M) — 3 selling insiders

Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)

Most recent open-market transaction: 2026-07-22. As of 2026-08-24.

View full insider trading history → View SEC Form 3/4/5 filings

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Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.

Congressional trading disclosures

U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 3 matched disclosures for KEY from U.S. House Clerk Periodic Transaction Report filings.

Congressional trading disclosures →

Institutional ownership (13F)

6 institutional 13F filers reported holding KEY as of 2026-03-31 (quarter-end position, filed within 45 days).

  • Distinct 13F filers 6
  • Reported shares held 187,163,775
  • Reported value $3,752,633,674

reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 2 increased, 4 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".

Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.

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Short interest (FINRA)

KEY had 33,052,085 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).

KEY had 3.10% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.83 days to cover at the same settlement.

  • Reported short interest (shares) 33,052,085
  • Short interest (% of shares outstanding) 3.10%
  • Prior settlement (shares) 30,021,584
  • Reported change 10.09%
  • Days to cover (reported) 2.83

Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.

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Competitors & peers

AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.

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Frequently asked questions

What does KeyCorp (KEY) do?

KeyCorp is a diversified financial services company providing a range of retail and commercial banking products and services. The company operates primarily through its subsidiary, KeyBank National Association, offering deposit, lending, cash management, and investment services to individuals, small businesses, and corporations. KeyCorp also engages in capital markets activities, including securities trading and derivative services, primarily through KeyBanc Capital Markets.

What sector is KeyCorp (KEY) in?

KeyCorp (KEY) is classified in the Financials sector. Its industry is regional banks. It trades on NYSE.

Does KEY pay a dividend?

Yes — KeyCorp (KEY) pays a dividend, with an indicated yield of about 6.81% and at least 5 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-08-24). Informational only — not financial advice.

Who are KeyCorp's (KEY) competitors?

Notable peers of KeyCorp (KEY) include JPMorgan Chase, Bank of America, Wells Fargo, Citizens Financial Group and Huntington Bancshares. This peer set is informational only — not financial advice.

Has there been recent Congressional stock trading in KEY?

Yes — we hold 3 matched STOCK Act disclosures for KEY from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.

Is KeyCorp (KEY) overbought or oversold right now?

KeyCorp (KEY) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 37, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.

Where does stocks-llm's data on KEY come from?

Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.

Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.

Last updated 2026-08-21.

Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.

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