Citizens Financial Group (CFG)
Financials · Regional Commercial Banking
A mid-sized regional bank serving retail and commercial customers across 14 states with $226.4 billion in assets and diversified lending, deposit, and wealth management solutions.
What Citizens Financial Group does
Citizens Financial Group is a bank holding company headquartered in Providence, Rhode Island, offering retail and commercial banking products and services through more than 1,000 branches in 14 states and the District of Columbia. The company serves individuals, small businesses, middle-market companies, large corporations, and institutions with products including deposits, mortgage and home equity lending, credit cards, small business loans, commercial real estate financing, treasury management, and wealth management solutions. As of December 31, 2025, the company had total assets of $226.4 billion, total deposits of $183.3 billion, and client assets under management of $35.9 billion.
Themes: ["Regional banking","Commercial lending","Wealth management","Real estate financing","Small business banking","Private equity finance","Treasury and payments"]
Fundamentals
- Price$69.86 as of 2026-07-09 close
- Market cap$29.0B as of 2026-07-10
- 1-year return+47.4% as of 2026-07-09 close
- P/E14.68 as of 2026-07-10
- Net margin+24.6% as of 2026-07-10
- ROE+7.6% as of 2026-07-10
- Debt / equity0.37 as of 2026-07-10
- Revenue growth (YoY)+62.7% as of 2026-07-10
- Revenue CAGR (3y)+0.9% SEC XBRL
- Beta1.02 as of 2026-07-10
Dividend: yield +2.7%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk exposure across diverse loan portfolios including commercial real estate, commercial and industrial, and consumer lending segments","Market risk from interest rate fluctuations and exposure to fixed-income securities held in investment portfolio","Liquidity risk and funding concentration dependent on deposit retention and capital market access"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.