Top 10 / Top 10 — Consumer Discretionary

Top 10 — Consumer Discretionary

The 9 highest scores among covered Consumer Discretionary companies, rebalanced on the first trading day of each month.

as of 8 Oct 2026rebalanced 1 Oct 2026next rebalance 2 Nov 2026tracked since 18 Aug 2026HistoryMethod

Tracked against the market equal weight · dividends included

SPY is the S&P 500 ETF — the US large-cap market average.

Top 10SPY (dashed)rebalance

−1.5% since 18 Aug 2026, against +1.1% for SPY: 2.6 percentage points behind the market.

Both lines include dividends: each payout is reinvested in the company that paid it, and SPY's payouts are reinvested the same way.

Since start

−1.5%

SPY +1.1% · 2.6 points behind

1 week

+0.8%

SPY +1.3% · 0.5 points behind

1 month

−2.6%

SPY +1.3% · 3.9 points behind

TTM dividend yield

1.33%

average of the 5 members with a yield on record · 4 without one · 8 Oct 2026

Movement vs the market

1.76x

19.3% a year against the market’s 11.0% · beta 0.33 · 63 sessions to 8 Oct 2026

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The 9 members

#	Company	Why it is here	Pillars	Sector rank	Price	Since entry	In the list since
1	LAUREATE EDUCATION INC (LAUR)	Trend 87th (a "golden cross" — its 50-day average is above its 200-day). Trend 87th (a "golden cross" — its 50-day average is above its 200-day) and profitability 82nd (operating margin 25.3%, return on equity 23.7%); weakest is valuation (45th, price to book 4.7, price to earnings 17.6). Sector Consumer Discretionary Sector rank 2 Score at entry 63.1 Entered 18 Aug 2026 Price 39.20 8 Oct 2026 Since entry +2.6% Daily swing 2.69% Beta 0.60 TTM yield — Exit rule held while it stays inside the top 15 Pillar percentiles Profitability81.8 Growth69.7 Financial health70.1 Valuation45.0 Capital return60.1 Trend86.7	PGHVCT	2	39.20 8 Oct 2026	+2.6%	18 Aug 2026
2	ABERCROMBIE AND FITCH CLASS A (ANF)	Trend 80th (trading above its 200-day average). Trend 80th (trading above its 200-day average) and profitability 73rd (return on equity 36.1%, operating margin 13.3%); weakest is growth (51st, revenue growth year over year 5.1%, 3-year revenue CAGR 12.5%). Sector Consumer Discretionary Sector rank 4 Score at entry 55.8 Entered 18 Aug 2026 Price 141.41 8 Oct 2026 Since entry +36.8% Daily swing 3.83% Beta 1.23 TTM yield — Exit rule held while it stays inside the top 15 Pillar percentiles Profitability72.8 Growth51.2 Financial health65.8 Valuation55.6 Capital return57.3 Trend80.2	PGHVCT	4	141.41 8 Oct 2026	+36.8%	18 Aug 2026
3	Garmin (GRMN)	Financial health 84th (debt to equity 0, free cash flow margin 18.8%). Financial health 84th (debt to equity 0, free cash flow margin 18.8%) and profitability 78th (operating margin 25.9%, return on equity 18.5%); weakest is valuation (28th, price to earnings 27.7, price to book 5.6). Sector Consumer Discretionary Sector rank 5 Score at entry 67.3 Entered 18 Aug 2026 Price 268.44 8 Oct 2026 Since entry −9.7% Daily swing 2.80% Beta 1.07 TTM yield 1.45% Exit rule held while it stays inside the top 15 Pillar percentiles Profitability78.2 Growth69.0 Financial health83.7 Valuation27.6 Capital return56.8 Trend61.6	PGHVCT	5	268.44 8 Oct 2026	−9.7%	18 Aug 2026
4	Duolingo (DUOL)	Financial health 94th (debt to equity 0, free cash flow margin 35.6%). Financial health 94th (debt to equity 0, free cash flow margin 35.6%) and growth 91st (3-year revenue CAGR 41.1%, revenue growth year over year 29.4%); weakest is capital return (20th, consecutive years of dividend increases 0 years, net share count bought back over the year -2.6). Sector Consumer Discretionary Sector rank 7 Score at entry 61.2 Entered 1 Sep 2026 Price 151.22 8 Oct 2026 Since entry −4.8% Daily swing 4.24% Beta 1.29 TTM yield — Exit rule held while it stays inside the top 15 Pillar percentiles Profitability70.7 Growth90.5 Financial health93.6 Valuation40.3 Capital return19.8 Trend40.8	PGHVCT	7	151.22 8 Oct 2026	−4.8%	1 Sep 2026
5	Gentex (GNTX)	Capital return 85th (consecutive years of dividend increases 14 years, net share count bought back over the year 3.6). Capital return 85th (consecutive years of dividend increases 14 years, net share count bought back over the year 3.6) and valuation 81st (price to earnings 11, price to book 1.8); weakest is trend (26th, a strong downtrend, with sellers in control). Sector Consumer Discretionary Sector rank 8 Score at entry 62.0 Entered 18 Aug 2026 Price 21.15 8 Oct 2026 Since entry −10.7% Daily swing 2.21% Beta 0.61 TTM yield 2.27% Exit rule held while it stays inside the top 15 Pillar percentiles Profitability66.9 Growth57.6 Financial health79.6 Valuation80.6 Capital return84.7 Trend25.7	PGHVCT	8	21.15 8 Oct 2026	−10.7%	18 Aug 2026
6	eBay Inc. (EBAY)NEW	Capital return 95th (net share count bought back over the year 6.6). Capital return 95th (net share count bought back over the year 6.6) and profitability 84th (return on equity 44%, operating margin 20.5%); weakest is valuation (24th, price to book 10.7, price to earnings 23.2). Sector Consumer Discretionary Sector rank 9 Score at entry 62.1 Entered 1 Oct 2026 Price 111.98 8 Oct 2026 Since entry +5.8% Daily swing 2.85% Beta 0.55 TTM yield 1.09% Exit rule held while it stays inside the top 15 Pillar percentiles Profitability84.3 Growth52.8 Financial health40.2 Valuation23.6 Capital return95.0 Trend79.6	PGHVCT	9	111.98 8 Oct 2026	+5.8%	1 Oct 2026
7	URBAN OUTFITTERS INC (URBN)NEW	Trend 74th (it is 5.2% below its highest point of the past year). Trend 74th (it is 5.2% below its highest point of the past year) and valuation 64th (price to earnings 15.5, price to book 2.4); weakest is capital return (48th, consecutive years of dividend increases 0 years, net share count bought back over the year 2.8). Sector Consumer Discretionary Sector rank 10 Score at entry 60.9 Entered 1 Oct 2026 Price 80.96 8 Oct 2026 Since entry +2.8% Daily swing 3.03% Beta 1.22 TTM yield — Exit rule held while it stays inside the top 15 Pillar percentiles Profitability55.6 Growth58.4 Financial health62.5 Valuation63.6 Capital return47.6 Trend74.1	PGHVCT	10	80.96 8 Oct 2026	+2.8%	1 Oct 2026
8	MONARCH CASINO AND RESORT INC (MCRI)NEW	Financial health 88th (debt to equity 0, free cash flow margin 23.6%). Financial health 88th (debt to equity 0, free cash flow margin 23.6%) and profitability 72nd (return on equity 18.9%); weakest is growth (36th, revenue growth year over year 5.1%, 3-year revenue CAGR 4.5%). Sector Consumer Discretionary Sector rank 12 Score at entry 59.9 Entered 1 Oct 2026 Price 115.37 8 Oct 2026 Since entry −0.7% Daily swing 2.24% Beta 0.62 TTM yield 1.04% Exit rule held while it stays inside the top 15 Pillar percentiles Profitability72.3 Growth36.0 Financial health88.0 Valuation47.1 Capital return56.4 Trend61.8	PGHVCT	12	115.37 8 Oct 2026	−0.7%	1 Oct 2026
9	Ross Stores (ROST)NEW	Trend 70th (a "golden cross" — its 50-day average is above its 200-day). Trend 70th (a "golden cross" — its 50-day average is above its 200-day) and profitability 70th (return on equity 34.7%, operating margin 11.9%); weakest is valuation (17th, price to book 10.7, price to earnings 31.4). Sector Consumer Discretionary Sector rank 19 Score at entry 60.2 Entered 1 Oct 2026 Price 225.20 8 Oct 2026 Since entry −3.8% Daily swing 2.23% Beta 0.64 TTM yield 0.78% Exit rule held while it stays inside the top 15 Pillar percentiles Profitability70.2 Growth55.2 Financial health63.4 Valuation16.7 Capital return69.1 Trend70.3	PGHVCT	19	225.20 8 Oct 2026	−3.8%	1 Oct 2026
10	Vacant since 2 Oct 2026 — SharkNinja (SN) left the list, and the slot is not refilled until the next rebalance.Left 2 Oct 2026: no longer eligible — it is in the most expensive tenth of the field on valuation, so it is ranked as a growth story rather than on fundamentals.

1 of the 10 slots is open. Membership changes on a calendar, so a slot opened by a departure is filled at the next rebalance rather than on the day it opens.

Changes at the 1 Oct 2026 rebalance

Entered

eBay Inc. (EBAY) — Entered 1 Oct 2026: score 62.1, rank 6 (not compared with 1 Sep 2026 — those rows were scored under method version 3, this pass under 4, and the formula changed between them, so a score is only comparable within one version).

MONARCH CASINO AND RESORT INC (MCRI) — Entered 1 Oct 2026: score 59.9, rank 10 (not compared with 1 Sep 2026 — those rows were scored under method version 3, this pass under 4, and the formula changed between them, so a score is only comparable within one version).

Ross Stores (ROST) — Entered 1 Oct 2026: score 60.2, rank 9 (not compared with 1 Sep 2026 — those rows were scored under method version 3, this pass under 4, and the formula changed between them, so a score is only comparable within one version).

SharkNinja (SN) — Entered 1 Oct 2026: score 61.0, rank 7 (not compared with 1 Sep 2026 — those rows were scored under method version 3, this pass under 4, and the formula changed between them, so a score is only comparable within one version).

URBAN OUTFITTERS INC (URBN) — Entered 1 Oct 2026: score 60.9, rank 8 (not compared with 1 Sep 2026 — those rows were scored under method version 3, this pass under 4, and the formula changed between them, so a score is only comparable within one version).

Left

Five Below (FIVE) — Left 1 Oct 2026: score 57.9, rank 16 (not compared with 1 Sep 2026 — those rows were scored under method version 3, this pass under 4, and the formula changed between them, so a score is only comparable within one version) (a member leaves above rank 15).

H&R Block (HRB) — Left 1 Oct 2026: score 56.4, rank 23 (not compared with 1 Sep 2026 — those rows were scored under method version 3, this pass under 4, and the formula changed between them, so a score is only comparable within one version) (a member leaves above rank 15).

5 of 10 changed at this rebalance. Average 6.0 of 10 per rebalance.

Since then

SN — Left 2 Oct 2026: no longer eligible — it is in the most expensive tenth of the field on valuation, so it is ranked as a growth story rather than on fundamentals. (2 Oct 2026)

How the score is built

Profitability 20%Growth 20%Financial health 15%Valuation 15%Capital return 10%Trend 20%

The Top 10 score is a published weighted sum of percentile ranks, rebalanced on the first trading day of each month. A list is a published formula and its output, not a recommendation. Method version 4. Full method → What is the top 10 score? →

Questions

How is the score built?

How often does this list change?

Members are rebalanced on the first trading day of each month. Scores are recomputed nightly, but membership only changes at a scheduled rebalance, or immediately if a company stops being eligible. A member is held while it stays inside the top 15, so a small move in rank does not force a change.

What score does a company need to be in this list?

The cutoff today is 61.3 across 155 ranked Consumer Discretionary companies. #11 (CVSA) is 0.5 below it. A member leaves only if it falls past #15 — 59.2 today.

Why did FIVE leave the list?

Left 1 Oct 2026: score 57.9, rank 16 (not compared with 1 Sep 2026 — those rows were scored under method version 3, this pass under 4, and the formula changed between them, so a score is only comparable within one version) (a member leaves above rank 15).

Informational only — NOT financial advice.