CATHAY GENERAL BANCORP (CATY)
Financials · regional banking · NASDAQ
Cathay General Bancorp is a commercial banking organization serving individuals and businesses, with a specialized focus on the Chinese-American market.
What CATHAY GENERAL BANCORP does
Cathay General Bancorp is the holding company for Cathay Bank, a commercial bank that provides a range of financial services. The company focuses on serving businesses, professionals, and individuals, with a long-standing history of catering to the Chinese-American community. Its operations include lending, deposit services, and other traditional retail and commercial banking activities.
Themes: commercial banking, real estate lending, consumer banking
Fundamentals
- Price$59.60 as of 2026-10-08 close
- Market cap$4.0B as of 2026-07-31 (share count; price 2026-10-08)
- 1-year return+21.9% 2025-10-08 close $48.89 → 2026-10-08 close $59.60
- P/E11.65 as of 2026-10-08
- ROE+10.8% FY2025, SEC XBRL
- Debt / equity0.04 as of 2026-09-03
- Beta0.89 as of 2026-09-03
- Last reported earnings2026-07-22 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +2.4%; at least 12 years of non-decreasing per-share dividends (SEC XBRL) — we do not hold the year before it, so the real streak may be longer.
How CATY compares in its sector
- price-to-earnings ratiomiddle range 513 covered Financials peers, as of 2026-10-08
- return on equitymiddle range 559 covered Financials peers, as of 2026-09-03
- indicated dividend yieldmiddle range 468 covered Financials peers, as of 2026-09-03
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, CATY's dividend was covered by reported results (earnings payout 30%, free-cash-flow payout 26%). This describes past coverage, not a forecast.
- Earnings payout30% dividends / net income
- Free-cash-flow payout26% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How CATHAY GENERAL BANCORP looks technically
CATHAY GENERAL BANCORP (CATY) is trading 5.8% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 288 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 29, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 40, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 2 trading days ago.
Trend
7
| Distance from the 200-day | it is trading 5.8% above its 200-day average, the long-term trend line — a longer-term uptrend | +5.8% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $62.12 | $62.12 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $56.35 | $56.35 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 7 calendar days ago — the swings before that are what the structure reading is measured on | 7 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 288 trading days ago — a "golden cross", a bullish long-term signal | 288 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 29, with sellers in control | 28.6 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 40, neither overbought (above 70) nor oversold (below 30) | 39.8 |
|---|---|---|
| Position in its 14-day range | it is trading in the lower half of its 14-day range ($58.29 to $62.56) — its "stochastic" reading is 31 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 30.7 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 14 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $65.25 | $65.25 |
|---|---|---|
| From the 52-week high | it is 8.7% below its 52-week high (its highest price of the past year) | -8.7% |
| Above the 52-week low | it is 33.5% above its 52-week low (its lowest price of the past year) | +33.5% |
| Below the 52-week high | it is 8.7% below its highest point of the past year | 8.7% |
| Since a 20-day breakout | it made a new 20-day low about 2 trading days ago | 2 sessions |
| Since a 55-day breakout | it made a new 55-day low about 2 trading days ago | 2 sessions |
| All-time high | its highest closing price on record is $65.25 (set on 2026-08-17) | $65.25 |
| Given back of the 52-week move | over the past year its closes ranged ($45.17 to $64.93), and it has given back roughly a quarter of its rise from last year’s low — 27% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $52.09 to $52.72. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 27.0% |
| From the all-time high | it is 8.7% below its all-time high | -8.7% |
| Nearest price level | it is trading 1.3% below a resistance level at $60.40 — a price it turned at three times since 2026-07-08, most recently on 2026-09-01. Since 2024-10-08 it has 11 such levels below the current price and 3 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +1.3% |
| All-time low | its lowest closing price on record is $6.91 (set on 2009-12-18) | $6.91 |
| Above the all-time low | it is 762.5% above its all-time low | +762.5% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 49th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.12 between its high and its low — about 1.9% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.12 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $58.91 and $62.96 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $58.91 – $60.94 – $62.96 |
| Typical daily range (% of price) | its price moves about 1.9% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 1.9% |
| Stretch from the 200-day average | it is trading 2.9 daily ranges above its 200-day average price (5.8% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 2.9 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.98× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 4 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 4 sessions ago |
|---|---|---|
| Since a bullish engulfing | today it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | today |
Price gaps
1
| Gap at the open | it opened on 2026-10-08 at essentially the same price it closed at the session before — no meaningful overnight gap | -0.1% |
|---|
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 4.7 percentage points (the stock lost 3.7% while the market gained 1.0%) | -4.7% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 5.0 percentage points (the stock lost 1.2% while the market gained 3.8%) | -5.0% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 1.4 percentage points (the stock gained 16.1% while the market gained 17.5%) | -1.4% |
| vs market, 12 months | over the past 12 months this stock beat the market by 6.9 percentage points (the stock gained 21.9% while the market gained 15.0%) | +6.9% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bearish state: a fresh 20-day low, MACD momentum is negative, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 3.9% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 0.4% of the share price, which is taken to mean a barrier that gives way easily. | -3.9% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 5% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $56.67 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP. | +5.2% |
|---|---|---|
| Vs the average paid since it last reported | the price is 4% below the average price paid since it last reported on 2026-07-22 (its 8-K), so the typical buyer over that stretch is under water. That average is $62.10 — a volume-weighted average of daily closes over 56 sessions, not a true tick-by-tick VWAP. | -4.0% |
Price levels it has turned at before
CATY last closed at $59.60 on 2026-10-08. Since 2024-10-08 it has turned at 11 prices below its last close and 3 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $60.40 | Resistance | 1.3% above the last close | turned there three times · 2026-07-08 to 2026-09-01 |
| $58.22 | Support | 2.3% below the last close | turned there three times · 2026-05-06 to 2026-10-01 |
| $63.60 | Resistance | 6.7% above the last close | turned there three times · 2026-07-02 to 2026-09-11 |
| $55.54 | Support | 6.8% below the last close | turned there three times · 2024-11-25 to 2026-06-01 |
| $54.31 | Support | 8.9% below the last close | turned there four times · 2024-11-11 to 2026-04-09 |
| $65.06 | Resistance | 9.2% above the last close | turned there twice · 2026-08-04 to 2026-08-17 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Broke down to a new 20-day low · Printed a bullish engulfing pair · Least volatile (2% or less typical daily range) · Under water since its last earnings report (below the anchored VWAP) · Trading below the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · breakout
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingHold (2.83 mean, 1=Strong Buy…5=Strong Sell) — 5 analysts
- Mean price target$65.00 range $53.00 – $75.00; median $66.00
Analyst estimates, as of 2026-10-07. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for CATY
- Consensus EPS estimate$1.45 next reporting period, as of 2026-10-07
- Estimate change, 30 days+$0.01133 (+0.8%) from $1.44, on 2026-09-02, 35-day window
- Readings revised upward13% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Credit risks of lending activities and deterioration in asset or credit quality","Sensitivity to fluctuations in interest rates","Risks associated with real estate market conditions and value of real estate collateral"]
What changed in the latest 10-Q
AI-assisted comparison of CATY's 10-Q filed 2026-08-07 against the prior one filed 2026-05-08.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing includes a 'Net Income' narrative subsection under Quarterly Statement of Operations Review discussing second quarter and six month results, not present in older filing.
- Newer filing includes second quarter and six month financial performance data for the periods ended June 30, 2026 and June 30, 2025.
- Newer filing includes a table of average interest-earning assets and interest-bearing liabilities for the three months ended June 30, 2026 and 2025.
- Newer filing includes a table summarizing changes in net interest income due to volume and rate for the three months ended June 30, 2026 and 2025.
- Newer filing includes charge-off and recovery data for commercial loans and real estate loans for the three and six months ended June 30, 2026 and 2025.
- Removed:
- Older filing includes a 'Highlights' section with bullet points on net interest margin, total loans, and total deposits, not present in newer filing.
- Older filing includes first quarter financial performance data for the three months ended March 31, 2026 and March 31, 2025.
- Older filing includes a table of average interest-earning assets and interest-bearing liabilities for the three months ended March 31, 2026 and 2025.
- Older filing includes a table summarizing changes in net interest income due to volume and rate for the three months ended March 31, 2026 and 2025.
- Older filing includes charge-off and recovery data for commercial loans and real estate loans for the three months ended March 31, 2026 and 2025.
- Reworded:
- Net Interest Income Before Provision for Credit Losses narrative in newer filing discusses second quarter 2026 ($200.9 million, 10.9% increase from $181.2 million) versus older filing's first quarter 2026 ($194.2 million, 10.0% increase from $176.6 million).
- Newer filing states net interest margin was 3.48% for second quarter 2026 versus 3.27% for second quarter 2025; older filing states 3.43% for first quarter 2026 versus 3.25% for first quarter 2025.
- Newer filing states provision for credit losses was $11.2 million in second quarter 2026 compared to $11.2 million in second quarter 2025; older filing states $18.2 million in first quarter 2026 compared to $15.5 million in first quarter 2025.
- Newer filing states allowance for loan losses increased $23.0 million to $218.9 million as of June 30, 2026; older filing states increased $12.9 million to $208.9 million as of March 31, 2026.
- Notes:
- The newer filing text is truncated at the charge-offs/recoveries table, so the full MD&A section is not available for comparison.
- This comparison is based solely on the two provided text excerpts and does not reflect the complete filings.
Risk Factors
- Added:
- Newer filing (2026-08-07) includes stock repurchase data for April, May, and June 2026 periods, with corresponding totals of 242,148 shares purchased at an average price of $58.00 and a remaining maximum dollar value of $135,954,604.
- Newer filing (2026-08-07) Item 5 references the quarter ended June 30, 2026.
- Removed:
- Older filing (2026-05-08) included stock repurchase data for January, February, and March 2026 periods, with corresponding totals of 243,499 shares purchased at an average price of $51.31 and a remaining maximum dollar value of $158.79.
- Older filing (2026-05-08) Item 5 referenced the quarter ended March 31, 2026.
- Notes:
- The Risk Factors section text itself is identical in both filings; all observed changes are in the adjacent Item 2 stock repurchase table and Item 5 date reference that appear within the same excerpt.
- The older filing's stock repurchase table appears truncated or garbled in the maximum dollar value column for February and March 2026.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 8 open-market sales by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 90 days · read to 2026-10-040 buys · 8 sells ($2M) — 2 selling insiders
- Last 180 days · read to 2026-10-040 buys · 14 sells ($5M) — 5 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-09-02. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about CATY's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
U.S. House trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 3 matched disclosures for CATY from U.S. House Clerk Periodic Transaction Report filings.
U.S. House trading disclosures →Institutional ownership (13F)
5 institutional 13F filers reported holding CATY as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 13,460,600
- Reported value $834,422,565
reported quarterly holdings change (2026-03-31 → 2026-06-30): 0 new, 4 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about CATY's institutional holders → See what each manager we track holds →
Short interest (FINRA)
CATY had 3,018,646 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
CATY had 4.52% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 7.28 days to cover at the same settlement.
- Reported short interest (shares) 3,018,646
- Short interest (% of shares outstanding) 4.52%
- Prior settlement (shares) 2,789,793
- Reported change 8.2%
- Days to cover (reported) 7.28
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- East West Bancorp (EWBC)
- Hanmi Financial Corporation (HAFC)
- Preferred Bank (PFBC)
- PacWest Bancorp
- Zions Bancorporation (ZION)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does CATHAY GENERAL BANCORP (CATY) do?
Cathay General Bancorp is the holding company for Cathay Bank, a commercial bank that provides a range of financial services. The company focuses on serving businesses, professionals, and individuals, with a long-standing history of catering to the Chinese-American community. Its operations include lending, deposit services, and other traditional retail and commercial banking activities.
What sector is CATHAY GENERAL BANCORP (CATY) in?
CATHAY GENERAL BANCORP (CATY) is classified in the Financials sector. Its industry is regional banking. It trades on NASDAQ.
Does CATY pay a dividend?
Yes — CATHAY GENERAL BANCORP (CATY) pays a dividend, with an indicated yield of about 2.44% and at least 12 years of non-decreasing per-share dividends (SEC EDGAR XBRL) — we do not hold the year before it, so the real streak may be longer (market data, as of 2026-09-03). Informational only — not financial advice.
Who are CATHAY GENERAL BANCORP's (CATY) competitors?
Notable peers of CATHAY GENERAL BANCORP (CATY) include East West Bancorp, Hanmi Financial Corporation, Preferred Bank, PacWest Bancorp and Zions Bancorporation. This peer set is informational only — not financial advice.
Has there been recent U.S. House stock trading in CATY?
Yes — we hold 3 matched STOCK Act disclosures for CATY from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is CATHAY GENERAL BANCORP (CATY) overbought or oversold right now?
CATHAY GENERAL BANCORP (CATY) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 40, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on CATY come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest; prices are market data, as of 2026-09-03; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-03 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.