Popular, Inc. (BPOP)
Financials · Regional and Caribbean banking
The largest Puerto Rico-based financial institution, providing diversified banking, lending, and financial services primarily to Puerto Rico and U.S. mainland markets with $75 billion in assets.
What Popular, Inc. does
Popular, Inc. is a diversified financial holding company and the largest financial institution based in Puerto Rico, with consolidated assets of $75.3 billion. It operates two main banking subsidiaries—Banco Popular de Puerto Rico, serving Puerto Rico and the U.S. Virgin Islands, and Popular Bank, operating in New York, New Jersey, and Florida—providing retail, commercial, and mortgage lending, auto and equipment leasing and financing, broker-dealer, and insurance services.
Themes: ["Puerto Rico banking / Caribbean markets","Commercial banking","Retail banking","Mortgage lending and origination","Real estate-backed lending (52% of portfolio)","Equipment and auto leasing/financing","Deposit gathering and funding"]
Fundamentals
- Price$169.39 as of 2026-07-09 close
- Market cap$10.8B as of 2026-07-10
- 1-year return+45.3% as of 2026-07-09 close
- P/E12.00 as of 2026-07-10
- Net margin+25.2% as of 2026-07-10
- ROE+14.6% as of 2026-07-10
- Debt / equity0.16 as of 2026-07-10
- Revenue growth (YoY)+34.9% as of 2026-07-10
- Revenue CAGR (3y)+29.8% SEC XBRL
- Beta0.64 as of 2026-07-10
Dividend: yield +1.8%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Geographic concentration: significant portion of business concentrated in Puerto Rico, which faces fiscal and economic challenges; operations are dependent on Puerto Rico economy trends and real estate markets","Interest rate and liquidity risk: changes in interest rates may reduce net interest margins, impact funding sources, and affect loan originations and investment portfolio value","Credit quality deterioration: adverse economic conditions, high inflation, and geopolitical challenges may adversely affect customer creditworthiness, increase non-performing assets and charge-offs, and require higher provision expenses"]
Competitors & peers
- FirstBank (Caribbean banking, Puerto Rico presence)
- OFG - Oriental Financial Group (Puerto Rico banking)
- Banco Latinoamericano de Exportaciones (LATAM banking)
- BBVA (international banking presence in Puerto Rico)
- Santander (consumer and commercial banking)
- JPMorgan Chase (large regional U.S. banking peer)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.