CAPITOL FEDERAL FINANCIAL INC (CFFN)
Financials · Community / Thrift Banking · NASDAQ
A Kansas-based thrift bank principally engaged in residential mortgage lending funded by customer deposits and FHLB borrowings.
What CAPITOL FEDERAL FINANCIAL INC does
Capitol Federal Financial is a bank holding company that operates Capitol Federal Bank, offering mortgage loans, deposit products, and financial services to individuals and businesses. The company's primary business is residential real estate lending, funded principally through customer deposits and borrowings from the Federal Home Loan Bank system. The bank provides checking, savings, and money market deposit accounts, along with deposit service fees and other banking services across its branch network.
Themes: ["Residential mortgage lending","Community banking / retail deposits","Thrift banking"]
Fundamentals
- Price$8.48 as of 2026-07-09 close
- Market cap$1.1B as of 2026-07-10
- 1-year return+33.5% as of 2026-07-09 close
- P/E13.76 as of 2026-07-10
- ROE+7.5% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue CAGR (3y)-3.4% SEC XBRL
- Beta0.67 as of 2026-07-10
Dividend: yield +4.1%; 2-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Residential mortgage credit risk and provision for credit losses from economic downturns affecting borrower ability to repay","Interest rate and duration risk from deposit and borrowed funding mismatch in a volatile rate environment","Regulatory and capital constraints from Federal Reserve oversight as a bank holding company"]
Competitors & peers
- Great Western Bancorp
- PennyMac Mortgage Investment Trust
- New York Community Bancorp
- Wintrust Financial
- Westbury Bancorp
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.