DIME COMMERCIAL BANCSHARES INC (DCOM)
Financials · Regional community banking · NYSE
Regional community bank with over a century of operations, focused on commercial real estate and residential lending across Long Island, New York City, and New Jersey.
What DIME COMMERCIAL BANCSHARES INC does
Dime Community Bancshares is a holding company engaged in commercial banking and financial services through its wholly-owned subsidiary, Dime Community Bank, which has operated since 1910. The bank provides full-service commercial and consumer banking services across 63 branch locations in Greater Long Island, New York City boroughs, Westchester County, and New Jersey, with a focus on small and medium-sized businesses, municipal relationships, and consumer relationships. The bank invests primarily in commercial real estate loans, multi-family mortgage loans, residential mortgages, and securities, while offering deposit products, merchant processing, treasury management, investment services, and title insurance brokerage through its subsidiary Dime Abstract.
Themes: ["Community banking","Commercial real estate lending","Residential and multi-family mortgages","Deposit gathering","Regional banking / local market focus"]
Fundamentals
- Price$39.69 as of 2026-07-09 close
- Market cap$1.8B as of 2026-07-10
- 1-year return+37.9% as of 2026-07-09 close
- P/E15.82 as of 2026-07-10
- Net margin+31.9% as of 2026-07-10
- ROE+7.7% as of 2026-07-10
- Debt / equity0.18 as of 2026-07-10
- Revenue growth (YoY)+42.9% as of 2026-07-10
- Revenue CAGR (3y)+7.1% SEC XBRL
- Beta0.99 as of 2026-07-10
Dividend: yield +2.5%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Significant competition from larger financial institutions with greater resources, marketing reach, and lending limits in the company's market areas","High fixed cost of regulatory compliance relative to larger competitors that achieve economies of scale","Exposure to commercial real estate market conditions and economic downturns affecting borrower ability to service loans"]
Competitors & peers
- JPMorgan Chase
- Bank of America
- Citigroup
- HSBC
- Amalgamated Bank
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.