ESQUIRE FINANCIAL HOLDINGS INC (ESQ)
Financials · NASDAQ
A regional bank specialized in serving the legal and litigation professional market with niche lending, deposits, and integrated payment processing.
What ESQUIRE FINANCIAL HOLDINGS INC does
Esquire Financial Holdings is a bank holding company that provides commercial banking, payment processing, and merchant services primarily to legal and litigation professionals and their businesses. The company operates Esquire Bank, which offers deposit products, commercial loans, and specialized lending to law firms and related service providers. It also operates a payment processing business serving merchants and independent sales organizations.
Themes: ["legal and litigation market banking","payment processing","regional commercial banking","merchant services"]
Fundamentals
- Price$117.34 as of 2026-07-09 close
- Market cap$1.0B as of 2026-07-10
- 1-year return+17.6% as of 2026-07-09 close
- P/E19.72 as of 2026-07-10
- Net margin+36.7% as of 2026-07-10
- ROE+18.2% as of 2026-07-10
- Debt / equity0.00 as of 2026-07-10
- Revenue growth (YoY)+58.5% as of 2026-07-10
- Beta0.39 as of 2026-07-10
Dividend: yield +0.7%; 4-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["High concentration of loans secured by real estate in local market area creates geographic and sector risk","Heavy dependence on legal and litigation market borrowers and deposits creates concentration risk if that market deteriorates","Interest rate fluctuations could adversely affect net interest margins and profitability"]
Competitors & peers
- JPMorgan Chase (JPM)
- Bank of America (BAC)
- Wells Fargo (WFC)
- PNC Financial Services (PNC)
- Regional bank peers
- Credit unions
- Non-bank financial services companies
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.