FIRST FINANCIAL BANCORP (FFBC)
Financials · Regional banking · NASDAQ
A Cincinnati-based mid-sized regional bank offering commercial lending, real estate financing, and wealth management to businesses and retail customers across the Midwest.
What FIRST FINANCIAL BANCORP does
First Financial Bancorp is a mid-sized regional bank holding company headquartered in Cincinnati, Ohio, providing commercial banking services through its subsidiary First Financial Bank. The company operates across commercial and industrial lending, real estate lending (residential and commercial), consumer financing, lease and equipment financing through Summit Funding Group, deposit products, and wealth management services.
Themes: ["commercial lending","real estate lending","regional banking","equipment and lease financing","wealth management","deposit and cash management"]
Fundamentals
- Price$34.01 as of 2026-07-09 close
- Market cap$3.6B as of 2026-07-10
- 1-year return+32.2% as of 2026-07-09 close
- P/E12.76 as of 2026-07-10
- Net margin+31.4% as of 2026-07-10
- ROE+10.2% as of 2026-07-10
- Debt / equity0.15 as of 2026-07-10
- Revenue growth (YoY)+66.6% as of 2026-07-10
- Beta0.94 as of 2026-07-10
Dividend: yield +3.0%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk exposure across commercial and industrial lending, real estate lending (both residential and commercial), and consumer financing segments","Deposit funding and interest rate risk as the bank operates in a competitive deposit market and faces potential rate movements","Regulatory and compliance risk as a bank holding company subject to Federal Reserve oversight, Basel III capital requirements, and Dodd-Frank Act regulations"]
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.