PNC Financial Services (PNC)
Financials · Regional banking and diversified financial services
A major diversified U.S. bank providing consumer and commercial banking, asset management, and mortgage servicing across a broad geographic footprint.
What PNC Financial Services does
PNC Financial Services is a diversified financial services company operating as a regional bank holding company with three main business segments: Retail Banking (consumer deposits, lending, and payments), Corporate & Institutional Banking (commercial lending, treasury services, and capital markets), and Asset Management Group (wealth management, asset management, and advisory services). The company also generates substantial revenue from mortgage servicing, investment securities activities, and capital markets operations. PNC recently expanded through the acquisition of FirstBank Holding Company in January 2026.
Themes: ["regional banking expansion","mortgage servicing","wealth management","commercial banking","consumer lending","treasury services","asset management"]
Fundamentals
- Price$250.91 as of 2026-07-09 close
- Market cap$99.6B as of 2026-07-10
- 1-year return+27.9% as of 2026-07-09 close
- P/E13.80 as of 2026-07-10
- Net margin+28.8% as of 2026-07-10
- ROE+12.0% as of 2026-07-10
- Debt / equity0.71 as of 2026-07-10
- Revenue growth (YoY)+72.3% as of 2026-07-10
- Revenue CAGR (3y)+3.0% SEC XBRL
- Beta0.91 as of 2026-07-10
Dividend: yield +3.2%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Credit risk exposure across diversified loan portfolio (commercial, residential, consumer) with potential for elevated charge-offs and provision expenses in economic downturns","Interest rate and market risk from net interest income sensitivity and investment securities portfolio, including unrealized losses on available-for-sale securities","Integration and execution risks from the FirstBank acquisition ($26.4B in assets), including customer conversion, cost synergies realization, and regulatory approval requirements"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.