COASTAL FINANCIAL CORP (CCB)
Financials · Regional commercial bank with banking-as-a-service platform · NASDAQ
Regional Washington bank with 14 branches in the Puget Sound area complemented by a rapidly growing banking-as-a-service platform serving 28 digital financial partners across the United States.
What COASTAL FINANCIAL CORP does
Coastal Financial Corporation is a bank holding company headquartered in Everett, Washington, operating Coastal Community Bank and providing services through three segments: community bank (14 branch locations in the Puget Sound region serving consumers and small-to-medium businesses), CCBX (a banking-as-a-service platform serving 28 digital financial service partners nationally), and treasury & administration. The community bank is the largest by deposit market share in Snohomish County, Washington, while CCBX enables digital partners to offer banking products to underserved and underbanked populations across the United States.
Themes: ["Community banking / regional banking","Banking-as-a-service (BaaS)","Digital financial services partnerships","Commercial lending","Pacific Northwest / Puget Sound region banking"]
Fundamentals
- Price$78.53 as of 2026-07-09 close
- Market cap$1.2B as of 2026-07-10
- 1-year return-24.5% as of 2026-07-09 close
- P/E24.33 as of 2026-07-10
- Net margin+11.7% as of 2026-07-10
- ROE+10.2% as of 2026-07-10
- Debt / equity0.10 as of 2026-07-10
- Revenue growth (YoY)+101.2% as of 2026-07-10
- Beta0.73 as of 2026-07-10
Key risks (from latest filing)
["Credit risk from concentrated loan portfolio in Puget Sound region and real estate market exposure to housing market declines and macroeconomic uncertainties","Execution risk on CCBX segment growth strategy and balance sheet optimization with 28 partner relationships at varying stages","Cybersecurity and operational risk from reliance on information technology systems, third-party servicers, and digital partnership integrations"]
Competitors & peers
- Banner Corporation (BANR)
- Umpqua Holdings Corporation (UMPQ)
- Columbia Banking System (COLB)
- Timberland Bancorp (TMBK)
- Customers Bancorp (CUBI)
- Plaid (private BaaS competitor)
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.