I3 VERTICALS INC CLASS A (IIIV)
Information Technology · Software and IT services / Payment processing · NASDAQ
i3 Verticals is a software and services provider delivering specialized solutions across payment processing, software platforms, and managed IT services to SMBs and mid-market customers.
What I3 VERTICALS INC CLASS A does
i3 Verticals provides a diversified portfolio of software, payment processing, and managed IT services targeting small and mid-sized businesses across various verticals. The company operates through multiple business segments that deliver cloud-based software platforms, point-of-sale and payment processing solutions, and managed services including cybersecurity and IT infrastructure support. The company generates revenue through recurring software subscriptions, transaction processing fees, and managed services contracts with its customer base.
Themes: Payment processing / fintech, SMB software / mid-market solutions, Managed IT services, Cloud software platforms, Cybersecurity services
Fundamentals
- Price$16.68 as of 2026-08-21 close
- Market cap$451M as of 2026-08-24
- 1-year return-45.3% 2025-08-21 close $30.50 → 2026-08-21 close $16.68
- P/E25.16 as of 2026-08-24
- Net margin+8.3% as of 2026-08-24
- Gross margin+68.1% as of 2026-08-24
- ROE+5.0% as of 2026-08-24
- Debt / equity0.26 as of 2026-08-24
- Revenue growth (YoY)-10.2% as of 2026-08-24
- Revenue CAGR (3y)+4.3% SEC XBRL
- Beta0.76 as of 2026-08-24
- Last reported earnings2026-08-06 SEC EDGAR Form 8-K (Item 2.02)
How IIIV compares in its sector
- price-to-earnings ratiomiddle range 265 covered Information Technology peers, as of 2026-08-24
- net profit marginmiddle range 405 covered Information Technology peers, as of 2026-08-24
- operating marginmiddle range 405 covered Information Technology peers, as of 2026-08-24
- gross marginmiddle range 403 covered Information Technology peers, as of 2026-08-24
- return on equitymiddle range 405 covered Information Technology peers, as of 2026-08-24
- 3-year revenue CAGRmiddle range 386 covered Information Technology peers
- free cash flow (absolute dollars, latest fiscal year)bottom 25% 382 covered Information Technology peers, as of FY2025
Position among covered Information Technology companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
How I3 VERTICALS INC CLASS A looks technically
I3 VERTICALS INC CLASS A (IIIV) is trading 26.4% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed below its 200-day average about 160 trading days ago — a "death cross", a bearish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 34, neither overbought (above 70) nor oversold (below 30). It made a new 20-day low about 5 trading days ago. It is 50.9% below its highest point of the past year.
Trend
7
| Distance from the 200-day | it is trading 26.4% below its 200-day average, the long-term trend line — a long-term downtrend | -26.4% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $19.91 | $19.91 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $22.66 | $22.66 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 29 calendar days ago — the swings before that are what the structure reading is measured on | 29 sessions |
| Since the 50/200 cross | its 50-day average crossed below its 200-day average about 160 trading days ago — a "death cross", a bearish long-term signal | 160 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with sellers in control | 30.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 34, neither overbought (above 70) nor oversold (below 30) | 33.8 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($15.57 to $22.49) — its "stochastic" reading is 16 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 16.0 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 11 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $33.97 | $33.97 |
|---|---|---|
| From the 52-week high | it is 50.9% below its 52-week high (its highest price of the past year) | -50.9% |
| Above the 52-week low | it is 7.1% above its 52-week low (its lowest price of the past year) | +7.1% |
| Below the 52-week high | it is 50.9% below its highest point of the past year | 50.9% |
| Since a 20-day breakout | it made a new 20-day low about 5 trading days ago | 5 sessions |
| Since a 55-day breakout | it made a new 55-day low about 5 trading days ago | 5 sessions |
| All-time high | its highest closing price on record is $37.85 (set on 2020-02-10) | $37.85 |
| Given back of the 52-week move | over the past year its closes ranged ($16.00 to $33.11), and it has recovered only a small part of its fall from last year’s high — 4% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $26.57 to $27.12. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 4.0% |
| From the all-time high | it is 55.9% below its all-time high | -55.9% |
| Nearest price level | it is trading 15.2% below a resistance level at $19.22 — a price it turned at twice since 2026-06-05, most recently on 2026-07-23. Since 2024-08-21 it has 0 such levels below the current price and 13 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +15.2% |
| All-time low | its lowest closing price on record is $13.01 (set on 2020-03-19) | $13.01 |
| Above the all-time low | it is 28.2% above its all-time low | +28.2% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually wide versus its own recent history (wider than about 99% of the past ~6 months) | 99th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.9351 between its high and its low — about 5.6% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.9351 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $13.88 and $23.72 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $13.88 – $18.80 – $23.72 |
| Typical daily range (% of price) | its price moves about 5.6% in a typical session — about typical for the companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 5.6% |
| Stretch from the 200-day average | it is trading 6.4 daily ranges below its 200-day average price (26.4% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 6.4 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.68× |
|---|
Analyst
2
| Change in the average price target | analysts' average price target is unchanged from the prior reading | 0.0% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
1
| Since a doji | today it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | today |
|---|
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.6% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.6% |
|---|---|---|
| Open gap | it gapped 2.4% below the previous close 9 sessions ago and has not traded back through the level it left behind at 17.47 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | -2.4% |
| Gap filled | a 2.1% gap up opened on 2026-06-15 has been "filled" 47 sessions ago — price traded back through the level the gap left behind, and it closed again during the very session that opened it | 47 sessions ago |
Price streaks
1
| Closing streak | it has closed higher 4 sessions in a row, a +4.25% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 4 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 21.7 percentage points (the stock lost 19.3% while the market gained 2.3%) | -21.7% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 18.3 percentage points (the stock lost 15.2% while the market gained 3.1%) | -18.3% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 35.4 percentage points (the stock lost 24.3% while the market gained 11.1%) | -35.4% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 65.8 percentage points (the stock lost 45.3% while the market gained 20.5%) | -65.8% |
Signal agreement
2
| Bullish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bullish state: near the bottom of its 14-day range (oversold) — these describe past price behaviour, not a forecast | 1 of 9 |
|---|---|---|
| Bearish technical signals | 6 of the 9 technical signals we can compute for it are currently in a bearish state: a strong downtrend, with sellers in control, a "death cross" — its 50-day average is below its 200-day, trading below its 200-day average, MACD momentum is negative, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 6 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 21% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 0.7% of the share price, which is taken to mean a barrier that gives way easily. | -21.2% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 21% below the average price paid so far this year, so the typical buyer over that stretch is under water. That average is $21.00 — a volume-weighted average of daily closes over 155 sessions, not a true tick-by-tick VWAP. | -20.6% |
|---|---|---|
| Vs the average paid since it last reported | the price is 2% below the average price paid since it last reported on 2026-08-06 (its 8-K), so the typical buyer over that stretch is under water. That average is $17.01 — a volume-weighted average of daily closes over 12 sessions, not a true tick-by-tick VWAP. | -1.9% |
Price levels it has turned at before
IIIV last closed at $16.68 on 2026-08-21. Since 2024-08-21 it has turned at 0 prices below its last close and 13 above; the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $19.22 | Resistance | 15.2% above the last close | turned there twice · 2026-06-05 to 2026-07-23 |
| $20.35 | Resistance | 22.0% above the last close | turned there three times · 2024-09-25 to 2026-07-09 |
| $21.17 | Resistance | 26.9% above the last close | turned there three times · 2024-09-11 to 2026-06-15 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · Pulled back from the 12-month high · lagging the market · Printed a doji candle · Stretched far below its 200-day average (6+ daily ranges) · At the bottom of its 14-day range (stochastic below 20) | Learn: moving average · golden cross · adx · rsi · breakout · fifty two week high low
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingStrong Buy (1.50 mean, 1=Strong Buy…5=Strong Sell) — 4 analysts
- Mean price target$25.50 range $20.00 – $30.00; median $26.00
Analyst estimates, as of 2026-08-21. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for IIIV
- Consensus EPS estimate$0.265 next reporting period, as of 2026-08-21
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Revenue declining -10.2% year-over-year with slowing customer acquisition or retention in core verticals","Significant goodwill and intangible asset base ($439.1M at March 31, 2026) concentrated from acquisitions, creating impairment risk if business performance deteriorates further","High P/E multiple (32.7x) despite revenue contraction and margin compression, making valuation vulnerable to market sentiment shifts or earnings misses"]
What changed in the latest 10-Q
AI-assisted comparison of IIIV's 10-Q filed 2026-05-08 against the prior one filed 2026-02-06.
Management's Discussion & Analysis (MD&A)
- Added:
- Added phrase 'including the evolving legal, ethical, regulatory and operational landscape related to artificial intelligence technologies' in the AI risk factor (filed 2026-05-08)
- Changed reference from 'recent decisions of the U.S. Supreme Court' to 'decisions of the U.S. Supreme Court' (filed 2026-05-08)
- Page number increased from 46 to 51 in the older filing section (filed 2026-05-08)
- Removed:
- Removed word 'recent' from 'recent decisions of the U.S. Supreme Court' (older version from 2026-02-06)
- Removed phrase 'and operational' from artificial intelligence risk language (older version from 2026-02-06 stated 'evolving legal, ethical and regulatory landscape over artificial intelligence technologies')
- Reworded:
- Changed 'evolving legal, ethical and regulatory landscape over artificial intelligence technologies' to 'evolving legal, ethical, regulatory and operational landscape related to artificial intelligence technologies' (filed 2026-05-08)
- Changed 'recent decisions of the U.S. Supreme Court' to 'decisions of the U.S. Supreme Court' removing temporal qualifier (filed 2026-05-08)
- Notes:
- The newer filing appears to contain substantive text (page 51-52 range) while the older filing text appears truncated at page 47 with 'Economic Trends / Inflationary pressures, elevated i' incomplete, limiting full assessment of all changes in this section
- Page number discrepancy (46 vs 51) suggests these may be different quarterly reports or the older filing text provided is incomplete
Risk Factors
- Added:
- Newer filing reports balance sheet as of March 31, 2026 compared to September 30, 2025 (filed 2026-05-08)
- Newer filing includes three months ended March 31, 2026 and six months ended March 31, 2026 in operations statement (filed 2026-05-08)
- Newer filing reports long-term debt of $81,000 thousand as of March 31, 2026 (filed 2026-05-08)
- Newer filing includes March 31, 2026 balance in Statement of Changes in Equity (filed 2026-05-08)
- Removed:
- Older filing reports balance sheet as of December 31, 2025 compared to September 30, 2025 (filed 2026-02-06)
- Older filing reports three months ended December 31, 2025 in operations statement (filed 2026-02-06)
- Older filing does not include long-term debt line item in balance sheet (filed 2026-02-06)
- Older filing includes only December 31, 2025 balance in Statement of Changes in Equity (filed 2026-02-06)
- Reworded:
- Operating expenses line item renamed from 'Other costs of services' in older filing to 'Costs of services' in newer filing
- Older filing reports operations for three months ended December 31, 2025 versus 2024; newer filing reports three months ended March 31, 2026 versus 2025
- Statement of Changes in Equity in newer filing extends to March 31, 2026 with additional quarterly activity versus December 31, 2025 in older filing
- Notes:
- The two filings cover different interim periods (Q1 ending March 31, 2026 vs. Q4 ending December 31, 2025), so numerical differences reflect different reporting periods rather than changes in the same period
- Risk Factors section appears truncated in both provided excerpts, showing only page references without actual risk factor content
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days.
- Last 180 days1 buy ($961500) · 1 sell ($142214) — 1 buying, 1 selling insiders
Most recent open-market transaction: 2026-05-14. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about IIIV's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding IIIV as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 2,526,202
- Reported value $56,485,872
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 1 increased, 3 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
IIIV had 3,100,336 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for IIIV because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 3,100,336
- Prior settlement (shares) 3,291,059
- Reported change -5.8%
- Days to cover (reported) 12.03
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Global Payments (GPN)
- Fiserv
- Jack Henry & Associates (JKHY)
- Tyler Technologies (TYL)
- Shift4 Payments (FOUR)
- Toast (TOST)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare IIIV vs…
Frequently asked questions
What does I3 VERTICALS INC CLASS A (IIIV) do?
i3 Verticals provides a diversified portfolio of software, payment processing, and managed IT services targeting small and mid-sized businesses across various verticals. The company operates through multiple business segments that deliver cloud-based software platforms, point-of-sale and payment processing solutions, and managed services including cybersecurity and IT infrastructure support.
What sector is I3 VERTICALS INC CLASS A (IIIV) in?
I3 VERTICALS INC CLASS A (IIIV) is classified in the Information Technology sector. Its industry is Software and IT services / Payment processing. It trades on NASDAQ.
Who are I3 VERTICALS INC CLASS A's (IIIV) competitors?
Notable peers of I3 VERTICALS INC CLASS A (IIIV) include Global Payments, Fiserv, Jack Henry & Associates, Tyler Technologies and Shift4 Payments. This peer set is informational only — not financial advice.
Is I3 VERTICALS INC CLASS A (IIIV) overbought or oversold right now?
I3 VERTICALS INC CLASS A (IIIV) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 34, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on IIIV come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.