INVESTORS TITLE (ITIC)
Financials · Title insurance · NASDAQ
A regional title insurance and real property exchange services company that earns premiums from residential and commercial real estate transactions while managing investment portfolios and trust accounts.
What INVESTORS TITLE does
Investors Title Company is a holding company that operates through subsidiaries to provide residential and commercial title insurance (via ITIC and NITIC), tax-deferred real property exchange services (via ITEC and ITAC), management services to title insurance agencies, and investment and trust services. The company's primary business is the issuance of title insurance policies, which are required by mortgage lenders and other secondary mortgage market participants on residential and commercial real estate transactions.
Themes: Title insurance, Real estate transaction services, 1031 exchange / tax-deferred exchanges, Investment and trust management
Fundamentals
- Price$289.26 as of 2026-08-21 close
- Market cap$546M as of 2026-08-21
- 1-year return+21.7% 2025-08-21 close $237.71 → 2026-08-21 close $289.26
- P/E13.93 as of 2026-08-24
- Net margin+13.6% as of 2026-08-24
- ROE+14.0% as of 2026-08-24
- Debt / equity0.00 as of 2026-08-24
- Revenue growth (YoY)+7.2% as of 2026-08-24
- Revenue CAGR (3y)-1.3% SEC XBRL
- Beta0.61 as of 2026-08-24
- Last reported earnings2026-08-06 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +1.2%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
How ITIC compares in its sector
- price-to-earnings ratiomiddle range 525 covered Financials peers, as of 2026-08-24
- net profit marginmiddle range 538 covered Financials peers, as of 2026-08-24
- operating marginmiddle range 534 covered Financials peers, as of 2026-08-24
- return on equitymiddle range 575 covered Financials peers, as of 2026-08-24
- 3-year revenue CAGRbottom 25% 347 covered Financials peers
- indicated dividend yieldbottom 25% 453 covered Financials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)middle range 431 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, ITIC's dividend was covered by reported results (earnings payout 57%, free-cash-flow payout 79%). This describes past coverage, not a forecast.
- Earnings payout57% dividends / net income
- Free-cash-flow payout79% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How INVESTORS TITLE looks technically
INVESTORS TITLE (ITIC) is trading 13.9% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 29 trading days ago — a "golden cross", a bullish long-term signal. There is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 13, below the 25 that marks a real trend). Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 55, neither overbought (above 70) nor oversold (below 30). It made a new 20-day high about 18 trading days ago. It is 2.9% below its all-time high. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 1% of the past ~6 months), which often precedes a bigger move. Trading volume is running unusually high — about 2.1× its 30-day average, a sign of heightened interest.
Trend
8
| Distance from the 200-day | it is trading 13.9% above its 200-day average, the long-term trend line — a longer-term uptrend | +13.9% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $278.64 | $278.64 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $253.99 | $253.99 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing low 9 calendar days ago — the swings before that are what the structure reading is measured on | 9 sessions |
| Wave structure | its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five; the labelling fails if price closes below 276.48. It is one of several labellings that fit, and it describes the swings already printed, not what comes next. The same swings also read as a three-part correction in leg C. | possible upward five-wave sequence, in wave 3 (one of several readings) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 29 trading days ago — a "golden cross", a bullish long-term signal | 29 sessions |
| Trend strength (14-day ADX) | there is no clear trend right now — the price is choppy (ADX, a 0–100 trend-strength gauge, is 13, below the 25 that marks a real trend) | 12.5 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 55, neither overbought (above 70) nor oversold (below 30) | 55.1 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($276.48 to $297.80) — its "stochastic" reading is 60 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 59.9 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 17 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $297.80 | $297.80 |
|---|---|---|
| From the 52-week high | it is 2.9% below its 52-week high (its highest price of the past year) | -2.9% |
| Above the 52-week low | it is 37.9% above its 52-week low (its lowest price of the past year) | +37.9% |
| Below the 52-week high | it is 2.9% below its highest point of the past year | 2.9% |
| Since a 20-day breakout | it made a new 20-day high about 18 trading days ago | 18 sessions |
| Since a 55-day breakout | it made a new 55-day high about 18 trading days ago | 18 sessions |
| All-time high | its highest closing price on record is $297.80 (set on 2026-08-19) | $297.80 |
| Given back of the 52-week move | over the past year its closes ranged ($210.13 to $296.58), and it has given back only a small part of its rise from last year’s low — 8% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $240.39 to $243.15. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 8.5% |
| From the all-time high | it is 2.9% below its all-time high | -2.9% |
| Nearest price level | it is sitting right on a resistance level at $290.27 — a price it turned at three times since 2024-11-25, most recently on 2026-07-17. Since 2024-08-21 it has 11 such levels below the current price and 2 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +0.3% |
| All-time low | its lowest closing price on record is $17.14 (set on 2009-03-12) | $17.14 |
| Above the all-time low | it is 1587.6% above its all-time low | +1,588% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 1% of the past ~6 months), which often precedes a bigger move | 0th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $7.91 between its high and its low — about 2.7% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $7.91 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $281.12 and $296.56 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $281.12 – $288.84 – $296.56 |
| Typical daily range (% of price) | its price moves about 2.7% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.7% |
| Stretch from the 200-day average | it is trading 4.5 daily ranges above its 200-day average price (13.9% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 4.5 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is running unusually high — about 2.1× its 30-day average, a sign of heightened interest | 2.15× |
|---|
Candlestick patterns
2
| Since a doji | today it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | today |
|---|---|---|
| Since a hammer | 6 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 6 sessions ago |
Price gaps
3
| Gap at the open | it opened on 2026-08-21 0.7% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and traded back through that level before the close | +0.7% |
|---|---|---|
| Open gap | it gapped 2.6% above the previous close 26 sessions ago and has not traded back through the level it left behind at 273.6 — an "unfilled gap", which describes a price range no trade has since crossed and is not a forecast that it will be crossed | +2.6% |
| Gap filled | a 2.9% gap down opened on 2026-08-07 has been "filled" 2 sessions ago — price traded back through the level the gap left behind, and it took 8 sessions to close | 2 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 1.4 percentage points (the stock gained 1.0% while the market gained 2.3%) | -1.4% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 15.4 percentage points (the stock gained 18.5% while the market gained 3.1%) | +15.4% |
| vs market, 6 months | over the past 6 months this stock beat the market by 21.7 percentage points (the stock gained 32.8% while the market gained 11.1%) | +21.7% |
| vs market, 12 months | over the past 12 months this stock beat the market by 1.2 percentage points (the stock gained 21.7% while the market gained 20.5%) | +1.2% |
Signal agreement
2
| Bullish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
|---|---|---|
| Bearish technical signals | 1 of the 9 technical signals we can compute for it is currently in a bearish state: MACD momentum is negative — these describe past price behaviour, not a forecast | 1 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 7.8% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-16 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is moderate, spanning 4.2% of the share price. | +7.8% |
|---|
Volume-weighted price
1
| Vs this year’s average price paid | the price is 10% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $262.78 — a volume-weighted average of daily closes over 157 sessions, not a true tick-by-tick VWAP. | +10.1% |
|---|
Price levels it has turned at before
ITIC last closed at $289.26 on 2026-08-21. Since 2024-08-21 it has turned at 11 prices below its last close and 2 above; the 3 nearest below and the 2 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $290.27 | Resistance | 0.3% above the last close | turned there three times · 2024-11-25 to 2026-07-17 |
| $284.08 | Support | 1.8% below the last close | turned there three times · 2025-11-26 to 2026-07-02 |
| $296.60 | Resistance | 2.5% above the last close | turned there twice · 2026-07-29 to 2026-08-06 |
| $277.40 | Support | 4.1% below the last close | turned there three times · 2025-10-03 to 2026-08-12 |
| $270.81 | Support | 6.4% below the last close | turned there three times · 2024-12-16 to 2026-07-07 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now in leg 3 of five.
This labelling fails — stops being a possible reading at all — if it closes below $276.48.
This is one of several labellings that fit the same swings, so treat it as a reading rather than the reading. It was chosen from 2 labellings that survived the rules, counting shorter readings of the same bars.
On past moves of this shape the leg has usually ended somewhere between $297.58 and $310.62 — that is where it has tended to end if the count holds, not a forecast of where the price goes.
Alternate reading: The same swings also read as a three-part correction in leg C, which fails on a close below $276.48.
This reading has stood for 2 trading days, since 2026-08-20.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · Recent golden cross (50-day crossed above 200-day) · Near the 52-week high · Unusually heavy trading volume · in a Bollinger Band volatility squeeze · trendless / choppy (low ADX) | Learn: moving average · golden cross · adx · rsi · breakout · all time high · bollinger bands · volume and relative volume
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Key risks (from latest filing)
["Cyclical dependence on real estate transaction volumes and mortgage financing activity, which are sensitive to economic conditions, mortgage interest rates, and housing inventory levels","Reliance on independent underwriting agents and approved settlement providers who operate with substantial autonomy; exposure to fraud, defalcation, negligence, and misappropriation of funds by agents and employees","Vulnerability to inflation, recession, geopolitical conflicts, and Federal Reserve monetary policy changes that could reduce demand for real estate transactions and impact investment portfolio performance"]
What changed in the latest 10-Q
AI-assisted comparison of ITIC's 10-Q filed 2026-05-11 against the prior one filed 2025-11-07.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing references 2025 Form 10-K (filed 2026-05-11) whereas older filing references 2024 Form 10-K (filed 2025-11-07)
- Newer filing states title segment revenues accounted for 91.1% for three-month period ended March 31, 2026
- Newer filing includes sentence: 'Given that income is derived from a portion of the interest earned on client deposits held by the Company, interest rate fluctuations may also impact the profitability of the Company's exchange services division.' in Exchange Services section
- Newer filing page number shows 23 at bottom; older filing shows 26
- Removed:
- Older filing stated title segment revenues accounted for 90.1% for nine-month period ended September 30, 2025
- Older filing lacked the sentence about interest rate fluctuations impacting exchange services division profitability
- Older filing text cuts off mid-sentence at 'Regulatory reform and initiatives by various governmental agencies, including the Federal Reser' whereas newer filing shows complete 'Business Trends and' heading
- Reworded:
- Annual report reference year changed from 'December 31, 2024' to 'December 31, 2025'
- Reporting period reference changed from 'nine-month period ended September 30, 2025' to 'three-month period ended March 31, 2026'
- Revenue percentage changed from 90.1% to 91.1% for title segment
- Notes:
- Older filing text appears truncated at end of Exchange Services section, limiting full comparison of subsequent content
- Page number differences (23 vs 26) may reflect different document formatting or page counts but do not indicate content changes in the sections provided
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days.
- Last 180 days1 buy ($124278) · 0 sells — 1 buying insider
Most recent open-market transaction: 2026-05-13. As of 2026-08-24.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about ITIC's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
4 institutional 13F filers reported holding ITIC as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 4
- Reported shares held 146,745
- Reported value $31,893,602
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 0 increased, 4 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
ITIC had 79,230 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
ITIC had 4.20% of its shares outstanding sold short as of the 2026-07-31 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 2.78 days to cover at the same settlement.
- Reported short interest (shares) 79,230
- Short interest (% of shares outstanding) 4.20%
- Prior settlement (shares) 75,598
- Reported change 4.8%
- Days to cover (reported) 2.78
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Old Republic International (ORI)
- Fidelity National Financial (FNF)
- American Financial Group (AFG)
- First American Financial (FAF)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
Compare ITIC vs…
Frequently asked questions
What does INVESTORS TITLE (ITIC) do?
Investors Title Company is a holding company that operates through subsidiaries to provide residential and commercial title insurance (via ITIC and NITIC), tax-deferred real property exchange services (via ITEC and ITAC), management services to title insurance agencies, and investment and trust services.
What sector is INVESTORS TITLE (ITIC) in?
INVESTORS TITLE (ITIC) is classified in the Financials sector. Its industry is Title insurance. It trades on NASDAQ.
Does ITIC pay a dividend?
Yes — INVESTORS TITLE (ITIC) pays a dividend, with an indicated yield of about 1.23% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-08-24). Informational only — not financial advice.
Who are INVESTORS TITLE's (ITIC) competitors?
Notable peers of INVESTORS TITLE (ITIC) include Old Republic International, Fidelity National Financial, American Financial Group and First American Financial. This peer set is informational only — not financial advice.
Is INVESTORS TITLE (ITIC) overbought or oversold right now?
INVESTORS TITLE (ITIC) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 55, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on ITIC come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.