M I HOMES INC (MHO)
Consumer Discretionary · Homebuilding / Residential Construction · NYSE
A regional homebuilder with 50 years of history that constructs single-family homes and townhomes across ten states while providing integrated mortgage and title services to customers.
What M I HOMES INC does
M/I Homes is one of the nation's leading builders of single-family homes and attached townhomes, operating through two segments: homebuilding and financial services. The homebuilding operations, which represent 97% of revenue, design, market, construct and sell homes across 232 communities in ten states through 17 local divisions organized into Northern and Southern regions. Financial services (3% of revenue) provide mortgage origination through M/I Financial and title insurance services to support homebuyers. The company sells homes ranging from approximately $190,000 to $1,250,000, targeting first-time, move-up, empty-nester, and luxury buyers.
Themes: ["Residential home building","Single-family housing","Mortgage banking / financial services","Planned communities","Regional homebuilder"]
Fundamentals
- Price$146.87 as of 2026-07-09 close
- Market cap$3.8B as of 2026-07-10
- 1-year return+23.8% as of 2026-07-09 close
- P/E10.46 as of 2026-07-10
- Net margin+8.2% as of 2026-07-10
- Gross margin+23.3% as of 2026-07-10
- ROE+11.4% as of 2026-07-10
- Debt / equity0.30 as of 2026-07-10
- Revenue growth (YoY)-1.6% as of 2026-07-10
- Revenue CAGR (3y)+2.3% SEC XBRL
- Beta1.62 as of 2026-07-10
Key risks (from latest filing)
["Housing market affordability concerns, including persistent inflation and elevated mortgage rates, which require the company to offer increased incentives and mortgage rate buydowns to stimulate buyer traffic","Exposure to regional housing market cycles and local economic conditions across ten states; downturns in specific markets could significantly impact results given the company's geographic concentration","Land acquisition and inventory management risks, including land impairment and inventory write-downs if carrying values exceed fair value due to changes in market conditions"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.