THIRD COAST BANCSHARES INC (TCBX)
Financials · Regional commercial banking · NYSE
A Texas-focused community bank serving small and mid-sized businesses through a relationship-driven approach across Houston, Dallas-Fort Worth, and Austin-San Antonio.
What THIRD COAST BANCSHARES INC does
Third Coast Bancshares is a bank holding company headquartered in Humble, Texas that operates through its subsidiary bank to provide commercial banking solutions to small and medium-sized businesses and professionals. The company operates twenty branches across the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets in Texas, along with branches in Ballinger and Detroit, Texas. It has grown substantially through organic expansion since 2008 and through acquisitions including Heritage Bancorp (2020) and Keystone Bank (completed February 2026).
Themes: ["Commercial banking","Small and medium-sized business lending","Texas regional banking","Relationship-driven banking","Bank M&A integration"]
Fundamentals
- Price$39.75 as of 2026-07-09 close
- Market cap$660M as of 2026-07-10
- 1-year return+13.0% as of 2026-07-09 close
- P/E9.55 as of 2026-07-10
- Net margin+22.0% as of 2026-07-10
- ROE+12.6% as of 2026-07-10
- Debt / equity0.21 as of 2026-07-10
- Revenue growth (YoY)+85.9% as of 2026-07-10
- Beta0.67 as of 2026-07-10
Dividend: yield +0.7%; pays a dividend.
Key risks (from latest filing)
["Intense competition from larger banks and non-bank financial institutions with greater resources, marketing capability, and name recognition","Credit risk and loan portfolio quality, as evidenced by allowance for credit losses adjustments and provision expenses","Interest rate and liquidity risk from deposit funding base and loan portfolio composition"]
Competitors & peers
- Cullen/Frost Bankers
- Prosperity Bancshares
- Independent Bank Group
- Texas Capital Bancshares
- Allegiance Bancorp
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.