TIPTREE INC (TIPT)
Financials · Diversified Financial Services · NASDAQ
Tiptree is a diversified holding company currently realigning its portfolio and capital base following the significant divestiture of its insurance operations.
What TIPTREE INC does
Tiptree Inc. is a holding company that owns and operates various businesses, primarily focused on financial services and specialty insurance. Following the divestiture of its insurance subsidiary, The Fortegra Group, the company is transitioning its strategic focus, holding significant cash reserves while evaluating new investment opportunities. Historically, it has engaged in asset management, insurance services, and mortgage lending operations.
Themes: holding company, capital allocation, divestiture, insurance services, specialty finance
Fundamentals
- Price$17.35 as of 2026-10-08 close
- Market cap$652M as of 2026-04-29 (share count; price 2026-10-08)
- 1-year return-5.4% 2025-10-08 close $18.35 → 2026-10-08 close $17.35
- P/E1.57 as of 2026-10-08
- Net margin+7157.2% FY2025, SEC XBRL
- ROE+6.9% FY2025, SEC XBRL
- Debt / equity0.00 as of 2026-09-02
- Revenue growth (YoY)-73.5% as of 2026-09-02
- Revenue CAGR (3y)-93.0% SEC XBRL
- Beta0.55 as of 2026-09-02
- Last reported earnings2026-07-29 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +1.4%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
How TIPT compares in its sector
- price-to-earnings ratiobottom 10% 513 covered Financials peers, as of 2026-10-08
- net profit margintop 10% 344 covered Financials peers, as of 2026-09-02
- operating marginbottom 10% 122 covered Financials peers, as of 2026-09-02
- return on equitymiddle range 559 covered Financials peers, as of 2026-09-02
- 3-year revenue CAGRbottom 10% 347 covered Financials peers
- indicated dividend yieldbottom 25% 468 covered Financials peers, as of 2026-09-02
- free cash flow (absolute dollars, latest fiscal year)middle range 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, TIPT's dividend was covered by reported results (earnings payout 26%, free-cash-flow payout 5%). This describes past coverage, not a forecast.
- Earnings payout26% dividends / net income
- Free-cash-flow payout5% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How TIPTREE INC looks technically
TIPTREE INC (TIPT) is trading 0.7% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed above its 200-day average about 55 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 28, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 46, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive). It made a new 20-day low about 11 trading days ago.
Trend
7
| Distance from the 200-day | it is trading 0.7% below its 200-day average, the long-term trend line — a long-term downtrend | -0.7% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $17.81 | $17.81 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $17.48 | $17.48 |
| Swing structure | its recent peaks and dips disagree — one of them is rising while the other is not, so there is no clean up or down pattern in the swings | mixed — one of the two is not confirming |
| Last swing turn | its last significant turn was a swing low 14 calendar days ago — the swings before that are what the structure reading is measured on | 14 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 55 trading days ago — a "golden cross", a bullish long-term signal | 55 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 28, with sellers in control | 28.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 46, neither overbought (above 70) nor oversold (below 30) | 45.6 |
|---|---|---|
| Position in its 14-day range | it is trading in the upper half of its 14-day range ($16.77 to $17.61) — its "stochastic" reading is 69 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 69.1 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 4 trading days ago (its momentum flipped positive) | 4 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $19.33 | $19.33 |
|---|---|---|
| From the 52-week high | it is 10.2% below its 52-week high (its highest price of the past year) | -10.2% |
| Above the 52-week low | it is 12.0% above its 52-week low (its lowest price of the past year) | +12.0% |
| Below the 52-week high | it is 10.2% below its highest point of the past year | 10.2% |
| Since a 20-day breakout | it made a new 20-day low about 11 trading days ago | 11 sessions |
| Since a 55-day breakout | it made a new 55-day low about 11 trading days ago | 11 sessions |
| All-time high | its highest closing price on record is $27.41 (set on 2025-09-25) | $27.41 |
| Given back of the 52-week move | over the past year its closes ranged ($15.73 to $19.22), and it has recovered around half of its fall from last year’s high — 46% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $17.89 to $18.00. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 46.4% |
| From the all-time high | it is 36.7% below its all-time high | -36.7% |
| Nearest price level | it is trading 1.0% below a resistance level at $17.53 — a price it turned at six times since 2026-04-17, most recently on 2026-08-18. Since 2024-10-08 it has 2 such levels below the current price and 12 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | +1.0% |
| All-time low | its lowest closing price on record is $4.00 (set on 2010-12-07) | $4.00 |
| Above the all-time low | it is 333.8% above its all-time low | +333.8% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are narrower than usual versus its own recent 6-month history (tighter than about 76% of it) | 24th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $0.338 between its high and its low — about 2.0% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $0.338 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $16.92 and $17.80 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $16.92 – $17.36 – $17.80 |
| Typical daily range (% of price) | its price moves about 2.0% in a typical session — among the calmest in the catalog. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 1.9% |
| Stretch from the 200-day average | it is trading 0.4 daily ranges below its 200-day average price (0.7% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 0.4 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 1.15× |
|---|
Price gaps
1
| Gap at the open | it opened on 2026-10-08 0.3% above the previous session's close — an overnight gap, the part of the move that happened while the market was shut, and had not traded back through that level by the close | +0.3% |
|---|
Price streaks
1
| Closing streak | it has closed higher 2 sessions in a row, a +1.05% move over the run — an unbroken run of up days, which describes what has already happened and says nothing about the next session | 2 sessions up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 4.5 percentage points (the stock lost 3.5% while the market gained 1.0%) | -4.5% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 7.7 percentage points (the stock lost 3.8% while the market gained 3.8%) | -7.7% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 12.9 percentage points (the stock gained 4.6% while the market gained 17.5%) | -12.9% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 20.4 percentage points (the stock lost 5.4% while the market gained 15.0%) | -20.4% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, MACD momentum is positive — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: trading below its 200-day average, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 3.4% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thin, spanning 1.5% of the share price, which is taken to mean a barrier that gives way easily. | -3.4% |
|---|
Volume-weighted price
1
| Vs this year’s average price paid | the price is sitting right on the average price paid so far this year, so the typical buyer over that stretch is roughly break-even. That average is $17.38 — a volume-weighted average of daily closes over 190 sessions, not a true tick-by-tick VWAP. | -0.2% |
|---|
Rectangle, either side — broke down · the lower entry $17.81 · 63 sessions in
Price levels it has turned at before
TIPT last closed at $17.35 on 2026-10-08. Since 2024-10-08 it has turned at 2 prices below its last close and 12 above; the 2 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $17.53 | Resistance | 1.0% above the last close | turned there six times · 2026-04-17 to 2026-08-18 |
| $17.15 | Support | 1.2% below the last close | turned there 7 times · 2025-10-17 to 2026-06-25 |
| $18.18 | Resistance | 4.8% above the last close | turned there 7 times · 2025-01-10 to 2026-02-17 |
| $16.50 | Support | 4.9% below the last close | turned there five times · 2026-02-25 to 2026-05-20 |
| $18.68 | Resistance | 7.7% above the last close | turned there 9 times · 2025-10-10 to 2026-09-03 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · MACD just crossed bullish (12/26/9) · lagging the market · Least volatile (2% or less typical daily range) · Trading at this year’s average price paid (anchored VWAP) · Trading below the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · macd · breakout
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Key risks (from latest filing)
["Material risks associated with the successful closing and integration of business divestitures.","Dependence on investment performance and capital allocation success.","Risks inherent in operating and managing a diversified portfolio of financial businesses."]
What changed in the latest 10-Q
AI-assisted comparison of TIPT's 10-Q filed 2026-04-30 against the prior one filed 2025-10-31.
Management's Discussion & Analysis (MD&A)
- Added:
- Newer filing (2026-04-30) specifies transaction closed as 'Sale Agreement' rather than 'Merger Agreement' language used in older filing
- Newer filing presents Q1 2026 and Q1 2025 three-month results, whereas older filing presented nine-month results through September 30, 2025
- Newer filing adds detailed summary of consolidated results table for three months ended March 31, 2026 vs 2025 showing revenues, expenses, and earnings metrics
- Newer filing adds breakdown of employee compensation changes including stock-based compensation ($1.5M in 2026 vs $2.3M in 2025)
- Newer filing includes Net Income (Loss) from discontinued operations of $21.4M for Q1 2026 vs $15.3M for Q1 2025
- Newer filing reports book value per share of $13.42 as of March 31, 2026 vs $12.63 as of March 31, 2025
- Newer filing adds section titled 'HELD FOR SALE AND DISCONTINUED OPERATIONS' discussing Fortegra classification
- Removed:
- Older filing's overview section describing Tiptree's capital allocation mission, track record since 2007, and diverse investment strategy is not present in newer filing
- Older filing's nine-month 2025 highlights section including insurance metrics (gross written premiums $2.5B, net written premiums $1.2B, combined ratio 88.5%) is removed
- Older filing's detailed insurance and Tiptree Capital performance narratives describing mortgage income and key trends affecting operations are not in newer filing
- Older filing references to nine-month results and comparisons to nine months ended September 30, 2024 are removed
- Older filing's discussion of Fortegra stockholders' equity of $776.2M as of September 30, 2025 is not in newer filing
- Older filing's 'Key Trends' section discussing factors affecting results of operations is not included in newer filing
- Reworded:
- Transaction described as 'Sale Agreement' in newer filing (2026-04-30) vs 'Merger Agreement' in older filing (2025-10-31)
- Tiptree's ownership of Fortegra stated as 'approximately 69.0%' in newer filing vs '69.1%' in older filing
- Transaction expenses estimated at $27.861M in newer filing vs $27.0M in older filing
- Fair value of consideration received calculated as $1,118.472M in newer filing vs $1,121.490M in older filing
- Estimated gain on disposal shown as $409.808M in newer filing vs $448.679M in older filing
- Reliance sale proceeds estimated as '$50.0 million' in newer filing vs '$51 million' in older filing
- Notes:
- The two filings cover different reporting periods (Q1 2026/2025 vs nine months 2025/2024), making direct operational comparisons limited
- Older filing is substantially longer with more comprehensive operational discussion; newer filing appears to focus only on continuing vs discontinued operations split
- Transaction description changed from 'Merger Agreement' to 'Sale Agreement,' but both describe the same $1.65B Fortegra transaction
- Numerical differences in transaction expenses and gain estimates may reflect updated calculations rather than substantive business changes
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 180 days · read to 2026-10-041 buy ($17276) · 0 sells — 1 buying insider
Most recent open-market transaction: 2026-05-27. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about TIPT's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding TIPT as of 2026-06-30 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 3,152,750
- Reported value $56,497,260
reported quarterly holdings change (2026-03-31 → 2026-06-30): 1 new, 3 increased, 1 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Ask about TIPT's institutional holders → See what each manager we track holds →
Short interest (FINRA)
TIPT had 899,930 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
TIPT had 2.40% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 6.09 days to cover at the same settlement.
- Reported short interest (shares) 899,930
- Short interest (% of shares outstanding) 2.40%
- Prior settlement (shares) 878,147
- Reported change 2.48%
- Days to cover (reported) 6.09
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Berkshire Hathaway
- Alleghany Corporation
- Markel Group (MKL)
- White Mountains Insurance Group (WTM)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does TIPTREE INC (TIPT) do?
Tiptree Inc. is a holding company that owns and operates various businesses, primarily focused on financial services and specialty insurance. Following the divestiture of its insurance subsidiary, The Fortegra Group, the company is transitioning its strategic focus, holding significant cash reserves while evaluating new investment opportunities. Historically, it has engaged in asset management, insurance services, and mortgage lending operations.
What sector is TIPTREE INC (TIPT) in?
TIPTREE INC (TIPT) is classified in the Financials sector. Its industry is Diversified Financial Services. It trades on NASDAQ.
Does TIPT pay a dividend?
Yes — TIPTREE INC (TIPT) pays a dividend, with an indicated yield of about 1.37% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-02). Informational only — not financial advice.
Who are TIPTREE INC's (TIPT) competitors?
Notable peers of TIPTREE INC (TIPT) include Berkshire Hathaway, Alleghany Corporation, Markel Group and White Mountains Insurance Group. This peer set is informational only — not financial advice.
Is TIPTREE INC (TIPT) overbought or oversold right now?
TIPTREE INC (TIPT) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 46, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on TIPT come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.