TRUPANION INC (TRUP)
Financials · Pet Health Insurance · NASDAQ
A data-powered pet health insurance company enabling predictable, recurring revenue through individualized coverage priced on each pet's unique characteristics.
What TRUPANION INC does
Trupanion provides medical insurance for cats and dogs in the United States, Canada, and Continental Europe through a data-driven, vertically-integrated subscription model. The company collects over 25 years of comprehensive pet health data to price individualized insurance products that help pet parents budget for unexpected veterinary expenses. Revenue is generated primarily through subscription payments from direct-to-consumer insurance products, with additional revenue from underwriting arrangements with third parties and employer-sponsored programs.
Themes: ["Pet insurance / pet health"]
Fundamentals
- Price$25.84 as of 2026-07-09 close
- Market cap$1.1B as of 2026-07-10
- 1-year return-51.4% as of 2026-07-09 close
- P/E43.56 as of 2026-07-10
- Net margin+1.7% as of 2026-07-10
- Gross margin+16.3% as of 2026-07-10
- ROE+6.9% as of 2026-07-10
- Debt / equity0.28 as of 2026-07-10
- Revenue growth (YoY)+12.1% as of 2026-07-10
- Revenue CAGR (3y)+16.7% SEC XBRL
- Beta1.45 as of 2026-07-10
Key risks (from latest filing)
["Competitive and rapidly changing environment with new risks emerging; inability to predict all risks or assess impact on business"]
Competitors & peers
- Pets Best Insurance Services
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.