U-Haul (UHAL)
Industrials · Trucking & Storage Services · NYSE
U-Haul is the dominant North American provider of DIY moving equipment and self-storage solutions.
What U-Haul does
U-Haul Holding Company is a leader in the DIY moving and storage industry, providing rental trucks, trailers, and self-storage units to residential and commercial customers. The company operates a vast rental fleet and network of storage facilities across North America, complemented by moving-related products, insurance services, and portable storage containers.
Themes: self-moving and logistics, self-storage, consumer services, last-mile logistics
Fundamentals
- Price$71.41 as of 2026-08-21 close
- Market cap$12.9B as of 2026-08-24
- 1-year return+25.6% 2025-08-21 close $56.85 → 2026-08-21 close $71.41
- P/E202.94 as of 2026-08-24
- Net margin+1.1% as of 2026-08-24
- Gross margin+35.8% as of 2026-08-24
- ROE+0.8% as of 2026-08-24
- Debt / equity1.06 as of 2026-08-24
- Revenue growth (YoY)+3.0% as of 2026-08-24
- Revenue CAGR (3y)+1.0% SEC XBRL
- Beta1.10 as of 2026-08-24
- Last reported earnings2026-08-05 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +0.3%; 1-year non-decreasing per-share dividend streak (SEC XBRL).
How UHAL compares in its sector
- price-to-earnings ratiotop 10% 357 covered Industrials peers, as of 2026-08-24
- net profit marginmiddle range 457 covered Industrials peers, as of 2026-08-24
- operating marginmiddle range 457 covered Industrials peers, as of 2026-08-24
- gross marginmiddle range 455 covered Industrials peers, as of 2026-08-24
- return on equitybottom 25% 460 covered Industrials peers, as of 2026-08-24
- 3-year revenue CAGRmiddle range 426 covered Industrials peers
- indicated dividend yieldbottom 10% 267 covered Industrials peers, as of 2026-08-24
- free cash flow (absolute dollars, latest fiscal year)bottom 10% 414 covered Industrials peers, as of FY2026
Position among covered Industrials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
UHAL is not currently in any published Top 10 list. Its scores are below.
Long-term score
32.8 #933 of 987 scored · #187 of 197 in Industrials
Long-term trend 56th (trading above its 200-day average) and valuation 45th (price to book 1.2, price to earnings 219.3); weakest is capital return (11th, consecutive years of dividend increases 1 year).
Short-term score
48.9 #869 of 1,704 scored · #128 of 283 in Industrials
Setup 69th: day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 6% of the past ~6 months), which often precedes a bigger move; momentum 59th: over the past 3 months this stock beat the market by 36.4 percentage points; weakest is catalysts 22nd: open-market insider buys in 90 days 0, analysts have cut their average price target by 0.8% since the prior reading.
Scores as of 21 Aug 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 2.
Dividend coverage
Not assessed — last reported dividend predates the accounts. The most recent fiscal year in which UHAL reported a dividend payment is FY2023, while its reported financial statements run through FY2026. Coverage is therefore not assessed for the latest year — an FY2023 ratio would not describe UHAL today.
Coverage is derived from reported SEC EDGAR XBRL figures, comparing dividends paid against net income and free cash flow for the SAME fiscal year. It is not shown here because the latest fiscal year with a reported dividend payment (FY2023) is older than the latest year of reported financial statements (FY2026), so any ratio would describe an out-of-date year. Informational only — not financial advice.
How U-Haul looks technically
U-Haul (UHAL) is trading 27.3% above its 200-day average, the long-term trend line — a longer-term uptrend. Its 50-day average crossed above its 200-day average about 47 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 49, neither overbought (above 70) nor oversold (below 30). It made a new 20-day high about 11 trading days ago. Day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 6% of the past ~6 months), which often precedes a bigger move.
Trend
7
| Distance from the 200-day | it is trading 27.3% above its 200-day average, the long-term trend line — a longer-term uptrend | +27.3% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $69.02 | $69.02 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $56.10 | $56.10 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 15 calendar days ago — the swings before that are what the structure reading is measured on | 15 sessions |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 47 trading days ago — a "golden cross", a bullish long-term signal | 47 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 30, with sellers in control | 30.1 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 49, neither overbought (above 70) nor oversold (below 30) | 48.9 |
|---|---|---|
| Position in its 14-day range | it is trading near the bottom of its 14-day range ($70.91 to $76.45) — its "stochastic" reading is 9 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been slipping within that range over the last few sessions. | 9.0 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, is in negative territory (momentum leaning bearish) | 18 sessions |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $76.45 | $76.45 |
|---|---|---|
| From the 52-week high | it is 6.6% below its 52-week high (its highest price of the past year) | -6.6% |
| Above the 52-week low | it is 70.2% above its 52-week low (its lowest price of the past year) | +70.2% |
| Below the 52-week high | it is 6.6% below its highest point of the past year | 6.6% |
| Since a 20-day breakout | it made a new 20-day high about 11 trading days ago | 11 sessions |
| Since a 55-day breakout | it made a new 55-day high about 11 trading days ago | 11 sessions |
| All-time high | its highest closing price on record is $79.04 (set on 2024-10-01) | $79.04 |
| Given back of the 52-week move | over the past year its closes ranged ($42.19 to $75.27), and it has given back only a small part of its rise from last year’s low — 12% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $53.77 to $54.83. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 11.7% |
| From the all-time high | it is 9.7% below its all-time high | -9.7% |
| Nearest price level | it is trading 2.2% above a support level at $69.85 — a price it turned at three times since 2024-10-23, most recently on 2026-07-31. Since 2024-08-21 it has 11 such levels below the current price and 2 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -2.2% |
| All-time low | its lowest closing price on record is $0.136 (set on 2002-10-24) | $0.136 |
| Above the all-time low | it is 52407.4% above its all-time low | +52,407% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are unusually narrow versus its own recent history — a "Bollinger squeeze" (in the tightest 6% of the past ~6 months), which often precedes a bigger move | 6th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $1.76 between its high and its low — about 2.5% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $1.76 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $70.42 and $75.71 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $70.42 – $73.06 – $75.71 |
| Typical daily range (% of price) | its price moves about 2.5% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.5% |
| Stretch from the 200-day average | it is trading 8.7 daily ranges above its 200-day average price (27.3% above it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 8.7 daily ranges above its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.89× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 0.8% since the prior reading | -0.8% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
3
| Since a doji | 2 sessions ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 2 sessions ago |
|---|---|---|
| Since a bullish engulfing | 7 sessions ago it opened below the previous session's close and finished above that session's open — a "bullish engulfing" pair, where one up day more than undid the down day before it | 7 sessions ago |
| Since a bearish engulfing | 9 sessions ago it opened above the previous session's close and finished below that session's open — a "bearish engulfing" pair, where one down day more than undid the up day before it | 9 sessions ago |
Price streaks
1
| Closing streak | it has closed lower 2 sessions in a row, a -1.73% move over the run — an unbroken run of down days, which describes what has already happened and says nothing about the next session | 2 sessions down |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 1.7 percentage points (the stock gained 0.7% while the market gained 2.3%) | -1.6% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock beat the market by 36.4 percentage points (the stock gained 39.5% while the market gained 3.1%) | +36.4% |
| vs market, 6 months | over the past 6 months this stock beat the market by 26.9 percentage points (the stock gained 37.9% while the market gained 11.1%) | +26.9% |
| vs market, 12 months | over the past 12 months this stock beat the market by 5.1 percentage points (the stock gained 25.6% while the market gained 20.5%) | +5.1% |
Signal agreement
2
| Bullish technical signals | 5 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, trading above its 200-day average, outperforming the market over 6 months, near the bottom of its 14-day range (oversold), trading above the Ichimoku cloud — these describe past price behaviour, not a forecast | 5 of 9 |
|---|---|---|
| Bearish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bearish state: a strong downtrend, with sellers in control, MACD momentum is negative — these describe past price behaviour, not a forecast | 2 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 9.1% above the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-07-15 and projected forward over today's price, the side traders read as an established uptrend, with the band below acting as the level that would have to give way. The band itself is thick, spanning 9.0% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | +9.1% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 26% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $56.52 — a volume-weighted average of daily closes over 159 sessions, not a true tick-by-tick VWAP. | +26.4% |
|---|---|---|
| Vs the average paid since it last reported | the price is 3% below the average price paid since it last reported on 2026-08-05 (its 10-Q), so the typical buyer over that stretch is under water. That average is $73.72 — a volume-weighted average of daily closes over 13 sessions, not a true tick-by-tick VWAP. | -3.1% |
Price levels it has turned at before
UHAL last closed at $71.41 on 2026-08-21. Since 2024-08-21 it has turned at 11 prices below its last close and 2 above; the 3 nearest below and the 2 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $69.85 | Support | 2.2% below the last close | turned there three times · 2024-10-23 to 2026-07-31 |
| $74.64 | Resistance | 4.5% above the last close | turned there four times · 2024-11-25 to 2025-02-18 |
| $67.38 | Support | 5.7% below the last close | turned there six times · 2024-09-11 to 2025-05-12 |
| $64.50 | Support | 9.7% below the last close | turned there four times · 2025-05-30 to 2026-07-08 |
| $78.68 | Resistance | 10.2% above the last close | turned there twice · 2024-10-01 to 2024-11-06 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
No Elliott-wave labelling currently fits its swings: the recent highs and lows do not satisfy the three rules a five-wave count has to obey, so there is no count to show rather than a count we are unsure about.
Read from daily closes as of 2026-08-21.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading above the 200-day moving average · in a Bollinger Band volatility squeeze · beating the market · Stretched far above its 200-day average (6+ daily ranges) · At the bottom of its 14-day range (stochastic below 20) · Under water since its last earnings report (below the anchored VWAP) | Learn: moving average · golden cross · adx · rsi · breakout · bollinger bands
Based on daily closing prices as of 2026-08-21. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (2.50 mean, 1=Strong Buy…5=Strong Sell) — 3 analysts
- Mean price target$87.62 range $73.85 – $99.00; median $90.00
Analyst estimates, as of 2026-08-17. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for UHAL
- Consensus EPS estimate$0.77 next reporting period, as of 2026-08-17
Change over time is not available yet: it needs two readings of the same reporting period at least 30 days apart, and we have been recording these estimates since 2026-08-04. An estimate for a DIFFERENT quarter is not a revision, so a reading from before the last report is never compared with one after it.
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Reliance on the U-Haul trademark and brand image, which are material to the business.","Sensitivity to macroeconomic conditions impacting demand and the availability of debt and capital.","Potential for cybersecurity or data security breaches impacting IT infrastructure and business operations."]
What changed in the latest 10-Q
AI-assisted comparison of UHAL's 10-Q filed 2026-02-04 against the prior one filed 2025-11-05.
Management's Discussion & Analysis (MD&A)
- Reworded:
- Fiscal quarter reference changed from 'second fiscal quarter that ends on the 30th of September' (older, filed 2025-11-05) to 'third fiscal quarter that ends on the 31st of December' (newer, filed 2026-02-04)
- Insurance company subsidiary quarter reference changed from 'second quarter that ends on the 30th of June' (older, filed 2025-11-05) to 'third quarter that ends on the 30th of September' (newer, filed 2026-02-04)
- Reporting period changed from 'second quarter and first six months of fiscal 2026, compared with the second quarter and first six months of fiscal 2025' (older, filed 2025-11-05) to 'third quarter and first nine months of fiscal 2026, compared with the third quarter and first nine months of fiscal 2025' (newer, filed 2026-02-04)
- Spacing in 'Company-operated locations' changed to 'Company operated locations' in older filing (filed 2025-11-05) versus 'Company-operated locations' in newer filing (filed 2026-02-04)
- Page number changed from 45 (older, filed 2025-11-05) to 47 (newer, filed 2026-02-04)
- Notes:
- The changes reflect progression from Q2 to Q3 reporting period consistent with different filing dates (November 2025 vs. February 2026)
- The hyphenation difference in 'Company-operated' versus 'Company operated' may be a formatting artifact rather than substantive content change
Risk Factors
The two filings could not be meaningfully compared for this section.
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
No open-market insider purchases or sales recorded in the last 90 days.
Cluster buying: 3 different insiders reported open-market purchases (SEC code P) of UHAL within a 30-day window between 2025-09-18 and 2025-09-18. Disclosed Form 4 activity, not a prediction of performance or a buy signal.
Most recent open-market transaction: 2025-09-18. As of 2026-08-25.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about UHAL's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
Institutional ownership (13F)
5 institutional 13F filers reported holding UHAL as of 2026-03-31 (quarter-end position, filed within 45 days).
- Distinct 13F filers 5
- Reported shares held 753,782
- Reported value $36,015,700
reported quarterly holdings change (2025-12-31 → 2026-03-31): 0 new, 2 increased, 3 decreased, 0 exited. Change counts cover only managers that filed 13F reports in BOTH quarters, derived between two quarter-end snapshots — not same-day trades; a single manager is never said to have "bought" or "sold".
Institutional holdings are quarter-end long positions reported on SEC Form 13F-HR, filed up to 45 days after the quarter ends — they are delayed, are not real-time trades, exclude short positions and most non-US securities, and are not investment advice. Any increase/decrease is a reported change between two quarterly snapshots, not a same-day purchase or sale. These are quarter-end snapshots from the 13F filings on SEC EDGAR, filed within 45 days — not real-time, and any change is a difference between two quarterly reports, not a same-day trade. Informational only — not financial advice.
Short interest (FINRA)
UHAL had 1,456,593 shares of reported short interest as of the 2026-07-31 FINRA settlement date (delayed, bi-monthly; not real-time).
Short interest as a percent of shares outstanding is not shown for UHAL because we do not hold a verified share count to divide it by. The reported figures above are unaffected.
- Reported short interest (shares) 1,456,593
- Prior settlement (shares) 1,782,320
- Reported change -18.28%
- Days to cover (reported) 8.81
Reported to FINRA as of the 2026-07-31 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Public Storage (PSA)
- Extra Space Storage (EXR)
- CubeSmart (CUBE)
- Life Storage (LSI)
- Penske Truck Leasing
- Budget Truck Rental
- Enterprise Truck Rental
- PODS
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does U-Haul (UHAL) do?
U-Haul Holding Company is a leader in the DIY moving and storage industry, providing rental trucks, trailers, and self-storage units to residential and commercial customers. The company operates a vast rental fleet and network of storage facilities across North America, complemented by moving-related products, insurance services, and portable storage containers.
What sector is U-Haul (UHAL) in?
U-Haul (UHAL) is classified in the Industrials sector. Its industry is Trucking & Storage Services. It trades on NYSE.
Does UHAL pay a dividend?
Yes — U-Haul (UHAL) pays a dividend, with an indicated yield of about 0.27% and 1-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-08-24). Informational only — not financial advice.
Who are U-Haul's (UHAL) competitors?
Notable peers of U-Haul (UHAL) include Public Storage, Extra Space Storage, CubeSmart, Life Storage and Penske Truck Leasing. This peer set is informational only — not financial advice.
Is U-Haul (UHAL) overbought or oversold right now?
U-Haul (UHAL) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 49, in the neutral middle (as of 2026-08-21). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on UHAL come from?
Fundamentals and prices come from market data, as of 2026-08-24; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: market data, as of 2026-08-24. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-08-21.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.