UNIVEST FINANCIAL CORP (UVSP)
Financials · Regional Banking · NASDAQ
A $8.4 billion asset Pennsylvania-based regional bank holding company providing integrated lending, deposit, wealth management, and insurance services across Southeastern, Central, and Western Pennsylvania, New Jersey, and Maryland.
What UNIVEST FINANCIAL CORP does
Univest Financial Corporation is a bank holding company that owns Univest Bank and Trust Co., a Pennsylvania state-chartered bank providing domestic banking services including commercial and consumer lending, deposit gathering, and trust services. Through its subsidiaries, the company offers wealth management, investment advisory, brokerage services via Girard Investment Services and Girard Advisory Services, equipment financing through Univest Capital, and insurance services through Univest Insurance.
Themes: ["Regional banking / community banking","Wealth management and advisory","Equipment financing","Trust and estate services"]
Fundamentals
- Price$43.84 as of 2026-07-09 close
- Market cap$1.2B as of 2026-07-10
- 1-year return+35.6% as of 2026-07-09 close
- P/E12.81 as of 2026-07-10
- Net margin+25.6% as of 2026-07-10
- ROE+10.2% as of 2026-07-10
- Debt / equity0.13 as of 2026-07-10
- Revenue growth (YoY)+53.2% as of 2026-07-10
- Revenue CAGR (3y)+3.5% SEC XBRL
- Beta0.66 as of 2026-07-10
Dividend: yield +2.1%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Intense regional competition from commercial banks, credit unions, fintech companies, and non-bank financial institutions for lending and deposit gathering services","Exposure to credit loss provisions on loans and leases portfolio of approximately $6.9 billion","Interest rate and deposit market sensitivity as the bank's net interest income depends on deposit volumes and rate differentials"]
Competitors & peers
- S&T Bancorp (STBA)
- ESB Financial Corporation
- Orrstown Financial Services
- Mid Penn Bank
- Flushing Bank
- Enterprise Bancorp
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.