WAFD INC (WAFD)
Financials · community banking / regional bank · NASDAQ
A regional community bank generating steady net interest income from deposits, commercial and consumer loans, and securities, with profitability and capital management focused on shareholders.
What WAFD INC does
WAFD, Inc. is a bank holding company that operates as a community bank providing financial services to customers across multiple regions. The company accepts customer deposits in transaction and time deposit accounts, originates and manages loan portfolios, invests in securities, and provides deposit and loan-related fee income. WAFD generates net interest income from its lending and investment operations, which is its primary revenue driver.
Themes: ["community banking"]
Fundamentals
- Price$37.77 as of 2026-07-09 close
- Market cap$2.8B as of 2026-07-10
- 1-year return+21.9% as of 2026-07-09 close
- P/E11.00 as of 2026-07-10
- Net margin+34.7% as of 2026-07-10
- ROE+8.4% as of 2026-07-10
- Debt / equity0.02 as of 2026-07-10
- Revenue growth (YoY)+56.5% as of 2026-07-10
- Revenue CAGR (3y)+4.6% SEC XBRL
- Beta0.83 as of 2026-07-10
Dividend: yield +3.1%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Interest rate risk: Significant exposure to falling interest rates, which compress net interest margin on variable-rate loans and borrowings; hedging derivatives and portfolio management used but may not fully mitigate losses"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.