Willis Towers Watson (WTW)
Financials · insurance brokerage and consulting · NASDAQ
WTW is a global leader in risk management, insurance brokerage, and human capital consulting that leverages data-driven insights to help organizations navigate volatility and drive growth.
What Willis Towers Watson does
Willis Towers Watson (WTW) is a global advisory, broking, and solutions company that helps clients turn risk into a path for growth. The company provides data-driven, insight-led solutions in the areas of people, risk, and capital to help organizations enhance performance and manage volatility.
Themes: risk management advisory, insurance brokerage, human capital consulting, AI enterprise transformation, benefits consulting
Fundamentals
- Price$297.86 as of 2026-10-08 close
- Market cap$27.7B as of 2026-07-27 (share count; price 2026-10-08)
- 1-year return-13.4% 2025-10-08 close $343.76 → 2026-10-08 close $297.86
- P/E18.29 as of 2026-10-08
- Net margin+16.5% FY2025, SEC XBRL
- ROE+20.1% FY2025, SEC XBRL
- Debt / equity0.85 as of 2026-09-02
- Revenue growth (YoY)+3.0% as of 2026-09-02
- Revenue CAGR (3y)+3.1% SEC XBRL
- Beta0.24 as of 2026-09-02
- Last reported earnings2026-07-30 SEC EDGAR Form 8-K (Item 2.02)
Dividend: yield +1.2%; 10-year non-decreasing per-share dividend streak (SEC XBRL).
How WTW compares in its sector
- price-to-earnings ratiotop 25% 513 covered Financials peers, as of 2026-10-08
- net profit marginmiddle range 344 covered Financials peers, as of 2026-09-02
- operating marginmiddle range 122 covered Financials peers, as of 2026-09-02
- return on equitytop 25% 559 covered Financials peers, as of 2026-09-02
- 3-year revenue CAGRmiddle range 347 covered Financials peers
- indicated dividend yieldbottom 25% 468 covered Financials peers, as of 2026-09-02
- free cash flow (absolute dollars, latest fiscal year)top 10% 430 covered Financials peers, as of FY2025
Position among covered Financials companies that report each metric (minimum 5 peers). A relative position within our covered catalog — not a valuation, quality, or investment judgment. A higher percentile is simply a higher value (for P/E, more expensive on earnings — never "better"). Informational only.
Top 10 scores & list membership
WTW is not currently in any published Top 10 list. Its scores are below.
Top 10 score
50.3 #718 of 1,379 scored · #163 of 220 in Financials
Capital return 79th (consecutive years of dividend increases 10 years, net share count bought back over the year 2.9) and profitability 77th (operating margin 23%, return on equity 20.1%); weakest is growth (29th, revenue growth year over year 3%, 3-year revenue CAGR 3.1%).
Scores as of 8 Oct 2026. Each bar is a percentile: how this company ranked against every company the score ranked, 0–100. A list is a published formula and its output, not a recommendation. Method version 4.
Dividend coverage (FY2025)
Covered by reported results. In FY2025, WTW's dividend was covered by reported results (earnings payout 22%, free-cash-flow payout 23%). This describes past coverage, not a forecast.
- Earnings payout22% dividends / net income
- Free-cash-flow payout23% dividends / (operating cash flow − capex)
Coverage derived from reported SEC EDGAR XBRL figures for FY2025 (dividends paid vs. net income and free cash flow, same fiscal year). This describes PAST coverage for one fiscal year — it does not predict whether a dividend will be maintained, raised, or cut, and a one-year payout ratio can be distorted by non-recurring items. Informational only — not financial advice.
How Willis Towers Watson looks technically
Willis Towers Watson (WTW) is trading 0.1% below its 200-day average, the long-term trend line — a long-term downtrend. Its 50-day average crossed above its 200-day average about 33 trading days ago — a "golden cross", a bullish long-term signal. A strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 36, with sellers in control. Momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 43, neither overbought (above 70) nor oversold (below 30). MACD, a trend-momentum gauge, turned bullish about 1 trading day ago (its momentum flipped positive). It made a new 20-day low about 4 trading days ago. It is 15.6% below its highest point of the past year.
Trend
8
| Distance from the 200-day | it is trading 0.1% below its 200-day average, the long-term trend line — a long-term downtrend | -0.1% |
|---|---|---|
| 50-day moving average | its average price over the last 50 trading days — a short-term trend line — is $322.28 | $322.28 |
| 200-day moving average | its average price over the last 200 trading days — the long-term trend line — is $298.21 | $298.21 |
| Swing structure | each recent peak has been higher than the one before it and each dip has been shallower — the pattern chart-watchers call an uptrend, which describes where price has already been and not where it goes next | higher highs and higher lows |
| Last swing turn | its last significant turn was a swing high 44 calendar days ago — the swings before that are what the structure reading is measured on | 44 sessions |
| Wave structure | its recent swings can be read as a completed five-part upward sequence — the pattern Elliott-wave chartists call an impulse — which on that reading would now be due a pullback rather than more of the same; the labelling fails if price closes above 351.51. It is the only labelling that fits, though not with textbook proportions, and it describes the swings already printed, not what comes next. | possible five-wave upward sequence, complete (atypical proportions) |
| Since the 50/200 cross | its 50-day average crossed above its 200-day average about 33 trading days ago — a "golden cross", a bullish long-term signal | 33 sessions |
| Trend strength (14-day ADX) | a strong downtrend is in place — ADX, a 0–100 trend-strength gauge, is 36, with sellers in control | 35.8 |
Momentum
3
| 14-day RSI | momentum is neutral — its 14-day RSI (a 0–100 momentum gauge) is 43, neither overbought (above 70) nor oversold (below 30) | 43.3 |
|---|---|---|
| Position in its 14-day range | it is trading around the middle of its 14-day range ($283.42 to $311.45) — its "stochastic" reading is 52 out of 100, where 0 would mean closing exactly at the 14-session low and 100 exactly at the high. This measures WHERE the price sits inside its recent range, which is a different question from the RSI beside it: RSI is a momentum gauge, measuring how FAST the price has been moving, so a stock can drift quietly to the bottom of its range with an ordinary RSI, or fall sharply and still sit in the middle. It has been climbing within that range over the last few sessions. | 51.5 |
| Since the MACD crossed zero | MACD, a trend-momentum gauge, turned bullish about 1 trading day ago (its momentum flipped positive) | 1 session |
Range
12
| 52-week high | its highest closing price over the past year (about 252 trading days) was $352.79 | $352.79 |
|---|---|---|
| From the 52-week high | it is 15.6% below its 52-week high (its highest price of the past year) | -15.6% |
| Above the 52-week low | it is 23.8% above its 52-week low (its lowest price of the past year) | +23.8% |
| Below the 52-week high | it is 15.6% below its highest point of the past year | 15.6% |
| Since a 20-day breakout | it made a new 20-day low about 4 trading days ago | 4 sessions |
| Since a 55-day breakout | it made a new 55-day high about 33 trading days ago | 33 sessions |
| All-time high | its highest closing price on record is $352.79 (set on 2025-10-07) | $352.79 |
| Given back of the 52-week move | over the past year its closes ranged ($242.12 to $350.75), and it has given back around half of its rise from last year’s low — 49% of it. Chart-watchers call 61.8%-65% given back the "golden pocket" — for this company that is $280.14 to $283.62. It is watched widely enough that orders cluster there, which is the honest reason it matters; it is not a forecast. | 48.7% |
| From the all-time high | it is 15.6% below its all-time high | -15.6% |
| Nearest price level | it is trading 0.7% above a support level at $295.67 — a price it turned at 7 times since 2025-04-09, most recently on 2026-04-02. Since 2024-10-08 it has 4 such levels below the current price and 6 above. Levels like these describe where the price has reversed or paused before; they are not a forecast of where it will go. | -0.7% |
| All-time low | its lowest closing price on record is $41.06 (set on 2001-07-25) | $41.06 |
| Above the all-time low | it is 625.4% above its all-time low | +625.4% |
Volatility
5
| Band width vs its own 6 months | day-to-day price swings are about average versus its own recent 6-month history | 50th percentile |
|---|---|---|
| Typical daily range | in a typical session it travels about $6.95 between its high and its low — about 2.3% of its price. That is its "average true range" over the last 14 sessions, which also counts the distance from the previous close, so a day that opens well away from yesterday counts as the large move it was | $6.95 |
| Bollinger bands (20-day, ±2σ) | most of its recent trading has stayed between about $277.48 and $323.33 — the "Bollinger bands", a range drawn two standard deviations either side of its 20-day average price, which widens when the stock gets more volatile and narrows when it settles | $277.48 – $300.40 – $323.33 |
| Typical daily range (% of price) | its price moves about 2.3% in a typical session — calmer than most companies we cover. This is the average gap between a session's high and low over the last 14 sessions, counting overnight moves, expressed against the current price so it can be compared with companies trading at any price | 2.3% |
| Stretch from the 200-day average | it is trading 0.1 daily ranges below its 200-day average price (0.1% below it in plain percentage terms) — a way of asking how far it has stretched from its own average in units of how far it normally moves in a day, so a calm company and a jumpy one can be compared on the same scale | 0.1 daily ranges below its 200-day average |
Volume
1
| Volume vs its 30-day average | trading volume is about normal versus its 30-day average | 0.96× |
|---|
Analyst
2
| Change in the average price target | analysts have cut their average price target by 1.1% since the prior reading | -1.1% |
|---|---|---|
| Change in the consensus rating | the analyst consensus rating is unchanged since the prior reading | unchanged |
Candlestick patterns
2
| Since a doji | 1 session ago it opened and closed at almost the same price after trading through a wider range — a "doji", the classic picture of buyers and sellers finishing the session level | 1 session ago |
|---|---|---|
| Since a hammer | 3 sessions ago, after a stretch of decline, it sold off hard during the session and then closed back near its high — a "hammer", the long lower wick showing the drop was bought back before the close | 3 sessions ago |
Price gaps
2
| Gap at the open | it opened on 2026-10-08 at essentially the same price it closed at the session before — no meaningful overnight gap | -0.0% |
|---|---|---|
| Gap filled | a 7.5% gap up opened on 2026-07-30 has been "filled" 21 sessions ago — price traded back through the level the gap left behind, and it took 28 sessions to close | 21 sessions ago |
Price streaks
1
| Closing streak | it closed higher in its latest session, after a session that did not close higher — a single up day rather than a run | 1 session up |
|---|
Relative strength
4
| vs market, 1 month | over the past 1 month this stock lagged the market by 9.5 percentage points (the stock lost 8.4% while the market gained 1.0%) | -9.5% |
|---|---|---|
| vs market, 3 months | over the past 3 months this stock lagged the market by 2.0 percentage points (the stock gained 1.8% while the market gained 3.8%) | -2.0% |
| vs market, 6 months | over the past 6 months this stock lagged the market by 15.1 percentage points (the stock gained 2.3% while the market gained 17.5%) | -15.1% |
| vs market, 12 months | over the past 12 months this stock lagged the market by 28.3 percentage points (the stock lost 13.4% while the market gained 15.0%) | -28.3% |
Signal agreement
2
| Bullish technical signals | 2 of the 9 technical signals we can compute for it are currently in a bullish state: a "golden cross" — its 50-day average is above its 200-day, MACD momentum is positive — these describe past price behaviour, not a forecast | 2 of 9 |
|---|---|---|
| Bearish technical signals | 4 of the 9 technical signals we can compute for it are currently in a bearish state: trading below its 200-day average, a strong downtrend, with sellers in control, lagging the market over 6 months, trading below the Ichimoku cloud — these describe past price behaviour, not a forecast | 4 of 9 |
Trend (Ichimoku cloud)
1
| Vs the Ichimoku cloud | trading 1.0% below the Ichimoku cloud — a band drawn from where its own highs and lows sat up to 2026-09-01 and projected forward over today's price, the side traders read as an established downtrend, with the band above acting as the level that would have to be cleared. The band itself is thick, spanning 11.5% of the share price, which is taken to mean a barrier that has held for a while and takes effort to cross. | -1.0% |
|---|
Volume-weighted price
2
| Vs this year’s average price paid | the price is 2% above the average price paid so far this year, so the typical buyer over that stretch is showing a gain. That average is $292.68 — a volume-weighted average of daily closes over 192 sessions, not a true tick-by-tick VWAP. | +1.8% |
|---|---|---|
| Vs the average paid since it last reported | the price is 7% below the average price paid since it last reported on 2026-07-30 (its 10-Q), so the typical buyer over that stretch is under water. That average is $321.33 — a volume-weighted average of daily closes over 50 sessions, not a true tick-by-tick VWAP. | -7.3% |
Price levels it has turned at before
WTW last closed at $297.86 on 2026-10-08. Since 2024-10-08 it has turned at 4 prices below its last close and 6 above; the 3 nearest below and the 3 nearest above are listed, nearest first.
| Level | Side | Distance | Evidence |
|---|---|---|---|
| $295.67 | Support | 0.7% below the last close | turned there 7 times · 2025-04-09 to 2026-04-02 |
| $304.73 | Resistance | 2.3% above the last close | turned there 9 times · 2024-11-21 to 2026-04-20 |
| $282.69 | Support | 5.1% below the last close | turned there three times · 2026-03-19 to 2026-07-15 |
| $313.44 | Resistance | 5.2% above the last close | turned there 9 times · 2025-02-12 to 2026-02-27 |
| $274.60 | Support | 7.8% below the last close | turned there twice · 2026-02-12 to 2026-04-10 |
| $322.68 | Resistance | 8.3% above the last close | turned there 8 times · 2024-11-11 to 2026-08-17 |
A level is a price this company reversed or paused at more than once — they describe past behaviour, not a forecast of where the price will go.
Wave structure
Its recent swings can be read as a five-part upward sequence — what Elliott-wave chartists call an impulse — now complete.
This labelling fails — stops being a possible reading at all — if it closes above $351.51.
It is the only labelling that fits these swings, though its proportions are not the textbook ones.
This reading has stood for 27 trading days, since 2026-09-01.
Read from daily closes as of 2026-10-08.
An Elliott-wave count describes the swings already printed and the level that would disprove it. It is not a forecast, a target, or advice.
Screens: Trading below the 200-day moving average · MACD just crossed bullish (12/26/9) · Analyst price target recently CUT · lagging the market · Under water since its last earnings report (below the anchored VWAP) · Trading below the Ichimoku cloud | Learn: moving average · golden cross · adx · rsi · macd · breakout · fifty two week high low
Based on daily closing prices as of 2026-10-08. Describes past price behavior only — informational, not financial advice.
Analyst consensus
- Consensus ratingBuy (1.76 mean, 1=Strong Buy…5=Strong Sell) — 19 analysts
- Mean price target$374.58 range $310.00 – $455.00; median $380.00
Analyst estimates, as of 2026-10-07. These are third-party analyst opinions and price targets, aggregated — not a recommendation, prediction, or advice from stocks-llm. Informational only.
Analyst EPS estimate for WTW
- Consensus EPS estimate$3.58 next reporting period, as of 2026-10-07
- Estimate change, 30 days-$0.02416 (-0.7%) from $3.61, on 2026-09-02, 35-day window
- Readings revised upward25% of 8 comparable readings
The consensus estimate for the next reporting period, and how it has moved between readings of that SAME period. A change is measured only between readings estimating one period — when a company reports, the consensus moves to the next quarter and the two numbers are not comparable. Informational only, not a forecast and not advice.
Key risks (from latest filing)
["Challenges in integrating or managing acquired businesses, such as Newfront Insurance Holdings and Cushon.","Sensitivity to macroeconomic trends, including inflation, interest rates, and geopolitical instability.","Risks associated with developing and deploying artificial intelligence technologies in competition with new and existing market players."]
What changed in the latest 10-Q
AI-assisted comparison of WTW's 10-Q filed 2026-04-30 against the prior one filed 2025-10-30.
Management's Discussion & Analysis (MD&A)
- Added:
- Reference to 'the recent decision of the U.S. Supreme Court striking down tariffs imposed under the International Emergency Economic Powers Act' (newer filing, 2026-04-30)
- Phrase 'supply chain disruptions' added to list of general economic conditions affecting the company (newer filing, 2026-04-30)
- Removed:
- Phrase 'the implementation of a broad range of U.S. policy changes' replaced with more specific language (older filing, 2025-10-30)
- Reference to 'the ongoing Russia-Ukraine and other geopolitical conflicts' changed to 'geopolitical conflicts and tensions in Russia, Ukraine and the Middle East' (older filing, 2025-10-30)
- Phrase 'recent U.S. legislation and other U.S. federal government actions continue to create uncertainty for the business as well as accounting and tax matters' removed and replaced (older filing, 2025-10-30)
- Reworded:
- Changed 'advisory services' to 'advisory, technology and solutions, and marketplace services' in market description (newer: 2026-04-30 vs older: 2025-10-30)
- Changed 'consulting services' to 'advisory services' in opening paragraph about insurance broking (newer: 2026-04-30 vs older: 2025-10-30)
- Changed 'consulting, technology and solutions, and marketplace services' to 'advisory, technology and solutions, and marketplace services' (newer: 2026-04-30 vs older: 2025-10-30)
- Changed 'a company with expertise in human resources or risk management' to 'a human resources or risk management consulting company' (older: 2025-10-30)
- Changed 'changes in U.S. policies across a broad range of areas and the speed with which such changes are or may be implemented' to replace older phrasing about 'implementation of a broad range of U.S. policy changes' (newer: 2026-04-30)
- Changed 'the global tariff landscape continues to shift rapidly' from 'recent U.S. legislation and other U.S. federal government actions continue to create uncertainty' (newer: 2026-04-30)
- Changed 'This uncertainty may be exacerbated by U.S. legislation and other U.S. federal government actions' in newer filing (2026-04-30)
- Added 'Middle East' to geopolitical conflicts list (newer: 2026-04-30 vs older: 2025-10-30)
- Notes:
- The older filing text appears truncated at the end ('See Part I, Item 1A...'); full comparison limited to available text
- The newer filing text also appears truncated at 'See Part I, Item' without completion of the reference
AI-assisted comparison of two SEC filing sections. It describes wording and theme changes only, makes no materiality, legal, or investment judgement, and is not financial advice. Informational only — not financial advice.
Insider activity (SEC Form 4)
0 open-market purchases and 1 open-market sale by insiders in the last 90 days, of which we have read Form 4 filings through 2026-10-04. The 5 days since 2026-10-04 have not been checked yet.
- Last 90 days · read to 2026-10-040 buys · 1 sell ($250172) — 1 selling insider
- Last 180 days · read to 2026-10-042 buys ($1M) · 1 sell ($250172) — 2 buying, 1 selling insiders
Activity heuristic: net selling (a transparent product heuristic from the counts above, not a prediction or advice)
Most recent open-market transaction: 2026-08-10. Based on Form 4 filings read through 2026-10-04; anything filed since is not yet included.
View full insider trading history → View SEC Form 3/4/5 filingsAsk about WTW's insider activity →
Only open-market purchases (SEC code P) and sales (code S) are counted here. Option exercises, vesting/awards, gifts, and shares withheld for taxes are excluded — they are compensation or mechanical, not open-market conviction. Sales may be planned and non-discretionary (e.g. a Rule 10b5-1 plan) and are not necessarily bearish; open-market buying is not a recommendation to buy. Informational only — not financial advice.
U.S. House trading disclosures
U.S. House members publicly disclose their own, their spouse's, and dependent children's stock transactions under the STOCK Act. We hold 8 matched disclosures for WTW from U.S. House Clerk Periodic Transaction Report filings.
U.S. House trading disclosures →Short interest (FINRA)
WTW had 2,453,318 shares of reported short interest as of the 2026-09-15 FINRA settlement date (delayed, bi-monthly; not real-time).
WTW had 2.64% of its shares outstanding sold short as of the 2026-09-15 FINRA settlement date (percent of FLOAT would be higher — float is not disclosed in the source). FINRA reported 6.17 days to cover at the same settlement.
- Reported short interest (shares) 2,453,318
- Short interest (% of shares outstanding) 2.64%
- Prior settlement (shares) 2,430,162
- Reported change 0.95%
- Days to cover (reported) 6.17
Reported to FINRA as of the 2026-09-15 settlement date. Short interest is reported to FINRA and published on a delayed, bi-monthly schedule (as of a settlement date, disseminated roughly eight business days later) — it is NOT real-time, does not cover every venue or all US trading, and is not a short-squeeze prediction or investment advice. Days-to-cover is the value FINRA reports; percent of float is not shown because the source file carries no share-count denominator — where a percent appears it is of shares OUTSTANDING, the larger base, and is therefore a floor on percent of float. Informational only — not financial advice.
Competitors & peers
- Marsh & McLennan (MMC)
- Aon (AON)
- Arthur J. Gallagher (AJG)
- Brown & Brown (BRO)
- BRP Group (BRP)
AI-enriched competitor set. Linked names are companies covered by stocks-llm; other named peers are shown for reference only.
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Frequently asked questions
What does Willis Towers Watson (WTW) do?
Willis Towers Watson (WTW) is a global advisory, broking, and solutions company that helps clients turn risk into a path for growth. The company provides data-driven, insight-led solutions in the areas of people, risk, and capital to help organizations enhance performance and manage volatility.
What sector is Willis Towers Watson (WTW) in?
Willis Towers Watson (WTW) is classified in the Financials sector. Its industry is insurance brokerage and consulting. It trades on NASDAQ.
Does WTW pay a dividend?
Yes — Willis Towers Watson (WTW) pays a dividend, with an indicated yield of about 1.24% and 10-year non-decreasing per-share dividend streak (SEC EDGAR XBRL) (market data, as of 2026-09-02). Informational only — not financial advice.
Who are Willis Towers Watson's (WTW) competitors?
Notable peers of Willis Towers Watson (WTW) include Marsh & McLennan, Aon, Arthur J. Gallagher, Brown & Brown and BRP Group. This peer set is informational only — not financial advice.
Has there been recent U.S. House stock trading in WTW?
Yes — we hold 8 matched STOCK Act disclosures for WTW from U.S. House Clerk Periodic Transaction Report filings. These are legally-required disclosures (often filed 30–45 days after the trade), may belong to a U.S. House member, their spouse, or a dependent child, and are not an indicator of company performance or investment advice.
Is Willis Towers Watson (WTW) overbought or oversold right now?
Willis Towers Watson (WTW) is currently neither overbought nor oversold — its 14-day RSI (a 0–100 momentum gauge) is 43, in the neutral middle (as of 2026-10-08). RSI describes recent price momentum, not a forecast — informational only, not financial advice.
Where does stocks-llm's data on WTW come from?
Fundamentals come from SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest; prices are market data, as of 2026-09-02; company filings and profile facts come from SEC EDGAR. All figures are delayed daily-close data shown with their as-of date — informational only, not financial advice.
Fundamentals: SEC XBRL company filings for the figures marked with a fiscal year, and market data, as of 2026-09-02 for the rest. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-10-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & market data, shown with their as-of date.