ARROW FINANCIAL CORP (AROW)
Financials · NASDAQ
A regional bank holding company serving small and mid-sized businesses and consumers across upstate New York and Vermont with commercial banking, lending, and trust services.
What ARROW FINANCIAL CORP does
Arrow Financial Corporation is a bank holding company that owns Arrow Bank National Association, providing a broad range of commercial and consumer banking services across upstate New York and Vermont. The company offers deposit products, commercial and industrial lending, residential and commercial mortgage lending, consumer installment and home equity financing, indirect auto lending through a dealer network, and trust and estate administration services. Arrow also operates insurance agency and investment advisory subsidiaries through its banking operations.
Themes: []
Fundamentals
- Price$40.55 as of 2026-07-09 close
- Market cap$664M as of 2026-07-10
- 1-year return+47.6% as of 2026-07-09 close
- P/E12.99 as of 2026-07-10
- Net margin+24.8% as of 2026-07-10
- ROE+12.0% as of 2026-07-10
- Debt / equity0.06 as of 2026-07-10
- Revenue growth (YoY)+26.2% as of 2026-07-10
- Beta0.75 as of 2026-07-10
Dividend: yield +3.0%; 4-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Concentration risk: lending activities primarily focused on upstate New York geographic area, with limited diversification outside regional markets, exposing the company to local economic downturns","Interest rate risk: net interest income depends on the spread between rates paid on deposits and rates earned on loans and securities; rising deposit costs and yield compression could pressure profitability","Credit risk: loan portfolio quality and credit losses depend on the financial condition of borrowers in the regional economy; economic deterioration could lead to higher nonaccrual loans and provision expenses"]
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.