CASS INFORMATION SYSTEMS INC (CASS)
Financials · Payment processing and payables management services · NASDAQ
An information services company that processes payables and facility invoices for large corporations while operating its own commercial bank to manage payment flows and cash management.
What CASS INFORMATION SYSTEMS INC does
Cass Information Systems provides payment and information processing services to large manufacturing, distribution, and retail enterprises, specializing in freight invoice processing, facility-related invoice management (utilities, telecommunications, waste), and integrated B2B payment solutions. The company owns Cass Commercial Bank, which supports its payment operations and provides banking services to privately held businesses and faith-based ministries. Cass also offers church management software and generosity platforms for non-profit organizations.
Themes: ["Payment processing and B2B payments","Transportation/logistics expense management","Facility/utilities expense management","Business intelligence and data analytics","Church/non-profit software and services"]
Fundamentals
- Price$51.71 as of 2026-07-09 close
- Market cap$666M as of 2026-07-10
- 1-year return+14.9% as of 2026-07-09 close
- P/E19.03 as of 2026-07-10
- Net margin+16.7% as of 2026-07-10
- Gross margin+92.3% as of 2026-07-10
- ROE+14.4% as of 2026-07-10
- Debt / equity3.49 as of 2026-07-10
- Revenue growth (YoY)-1.3% as of 2026-07-10
- Revenue CAGR (3y)+1.5% SEC XBRL
- Beta0.44 as of 2026-07-10
Dividend: yield +2.5%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Dependence on large manufacturing, distribution, and retail enterprises as primary customers, which concentrates revenue risk among a limited customer base","Competition from both large national competitors and numerous smaller local transportation bill audit firms on price, functionality, and service levels","Risk of revenue decline and margin compression if customers shift payment processing to alternative platforms or in-house systems"]
Competitors & peers
- ACI Worldwide (ACIW)
- FleetCor Technologies
- Coupa Software
- BillGo
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.