U.S. Bancorp (USB)
Financials · Financial services holding company / Commercial banking
A Minneapolis-based financial services holding company providing lending, deposits, capital markets, cash management, and trust services to millions of local, national, and global customers.
What U.S. Bancorp does
U.S. Bancorp is a financial services holding company headquartered in Minneapolis that provides a comprehensive range of financial services including lending and depository services, cash management, capital markets, and trust and investment management services. The company operates through its banking subsidiary U.S. Bank National Association, which holds approximately $522.2 billion in consolidated deposits as of December 31, 2025. In addition to core banking, U.S. Bancorp engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing.
Themes: ["Commercial banking","Wealth management","Digital banking and technology","Mortgage servicing","Capital management","Credit card processing","Commercial real estate lending"]
Fundamentals
- Price$61.00 as of 2026-07-08 close
- Market cap$96.4B as of 2026-07-09
- 1-year return+28.0% as of 2026-07-08 close
- P/E12.35 as of 2026-07-09
- Net margin+20.0% as of 2026-07-09
- ROE+12.2% as of 2026-07-09
- Debt / equity1.20 as of 2026-07-09
- Revenue growth (YoY)+84.1% as of 2026-07-09
- Revenue CAGR (3y)+5.6% SEC XBRL
- Beta0.99 as of 2026-07-09
Dividend: yield +3.4%; 5-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Deterioration in general business, economic conditions, or financial market turbulence could reduce revenues, lower asset values, and tighten credit availability","Changes in interest rates, regulatory requirements, capital and liquidity standards, and potential credit card interest caps could impact profitability and operations","Deterioration in credit quality of loan portfolios, increases in unemployment, and declines in commercial real estate occupancy rates pose asset quality risks"]
Competitors & peers
Fundamentals: Finnhub, as of 2026-07-09. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-08.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.