Chubb Limited (CB)
Financials · Property and Casualty Insurance
A globally diversified property and casualty insurer with $272 billion in assets, strong underwriting discipline, and expanding presence across personal, commercial, specialty, and supplemental health lines.
What Chubb Limited does
Chubb Limited is a Swiss-incorporated, globally diversified property and casualty (P&C) insurance and reinsurance company headquartered in Zurich with operations in 54 countries and territories. The company generates earnings from three primary sources: P&C underwriting income, investment income, and life segment income. Chubb provides commercial insurance products including Directors & Officers (D&O), financial lines, specialty-casualty, umbrella and excess casualty, aviation, and energy coverage; consumer lines including homeowners, automobile, valuables, umbrella liability, and recreational marine; and personal accident and supplemental health (A&H) and life insurance in select markets, supplemented by a controlling stake in Chinese insurer Huatai Group as of July 2023.
Themes: ["Global insurance diversification","Underwriting discipline and risk selection","Multi-country operations","Commercial and personal lines insurance","Specialty insurance products","Asian market expansion (Cigna acquisition, Huatai Group stake)","High net worth/affluent client focus","Reinsurance markets","Balance sheet strength and capital management"]
Fundamentals
- Price$347.80 as of 2026-07-09 close
- Market cap$135.6B as of 2026-07-10
- 1-year return+24.2% as of 2026-07-09 close
- P/E12.00 as of 2026-07-10
- Net margin+18.6% as of 2026-07-10
- ROE+15.7% as of 2026-07-10
- Debt / equity0.24 as of 2026-07-10
- Revenue growth (YoY)+8.2% as of 2026-07-10
- Revenue CAGR (3y)+11.3% SEC XBRL
- Beta0.40 as of 2026-07-10
Dividend: yield +1.1%; 4-year non-decreasing per-share dividend streak (SEC XBRL).
Key risks (from latest filing)
["Catastrophic loss exposure: Large concentrations of risk in property insurance expose the company to material losses from natural disasters, climate-related events, and other catastrophic events that could significantly impact underwriting results and profitability.","Regulatory and market competition: Operations across 54 countries expose Chubb to diverse regulatory requirements, foreign currency fluctuations, and intense competition that may compress margins or limit premium growth.","Investment portfolio and interest rate risk: Significant investments ($170 billion as of March 2026) in fixed maturities and equities are subject to interest rate, credit, and market volatility risk that could impact investment returns and comprehensive income."]
Competitors & peers
- Zurich Insurance Group
- Berkshire Hathaway
- AIG
- Intact Financial Corporation
- Arch Capital Group
- XL Capital
- RLI Corp
Fundamentals: Finnhub, as of 2026-07-10. Filings: SEC EDGAR. Prices are delayed daily-close data.
Last updated 2026-07-09.
Informational only — NOT financial advice. All figures are delayed daily-close data from SEC EDGAR & Finnhub, shown with their as-of date.